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Mortgage and Lending - American Pacific Mortgage - Corporate NMLS 1850
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 39+ years in the real estate, building and now for the past 23 years the mortgage industry.

ARCHIVED BLOG POSTS

2013 

Whether you have new neighbors next door or old friends moving across town, a housewarming gift is a great way to show you care. New owners always appreciate anything that relieves the pressures of moving and settling in to an unfamiliar neighborhood. Here are seven fun and easy housewarming-gift...
04/30/2013
A clean, uncluttered home is very likely the single most important thing to get your home sold quickly and for top dollar. In fact, a recent survey by HomeGain showed a whopping 568% return on investment for money put toward cleaning and organizing a home for sale! And other experts say that a we...
04/30/2013
It's getting close to that time of year again — time to have a garage sale at your home! Here are a few tips to help you have your most successful garage sale ever.   Advertise Your Sale In Local Newspapers And Online: Many of the habitual Saturday morning garage sale patrons around Plymouth use ...
04/30/2013
The National Association of REALTORS® released its Existing Home Sales report for March on Monday. Sales dipped from February's seasonally adjusted annual rate of 4.95 million to 4.92 million existing homes sold in March, a decrease of 0.6 percent month-to-month.  This reading was lower than Wall...
04/30/2013
If you've been considering taking your home in a green direction, April is the perfect month to make an environmentally friendly update. Installing a solar energy system may be a very smart way to help the environment. Plus, solar panels turn sunlight into energy that can save you money! The fede...
04/30/2013
Selling a house in the current market can be tricky, but there are certain mistakes an owner can make that will cause a Maple Grove home to sit still without a decent offer and cause the listing to go stale. In order to prevent that from happening, make sure you are not making one of the followin...
04/22/2013
An open house gives you a great opportunity to look more closely at Minneapolis real estate you might be interested in buying. It also affords you the chance to chat with the owner or real estate agent so you can bring up any issues or hesitations you have with the home. Knowing what to ask can b...
04/22/2013
Have you ever walked into a home for sale and looked down to see stained carpet or scratched and worn flooring? If so, you would probably agree that it doesn't leave a positive first impression. Imagine if you were a buyer looking at the same floor. The right type of flooring and whether it is we...
04/22/2013
The National Association of Home Builders (NAHB) Wells Fargo Housing Market Index (HMI) report for April shows that builder confidence slipped by two points to a rating of 42 from the March reading of 44. The Housing Market Index (HMI) measures home builder confidence in market conditions for new...
04/22/2013
If the thought of cleaning your Minneapolis home this spring doesn't bring a smile to your face, you're not alone. To help you get going now, here is a short list of the 6 essential spring-cleaning chores. 1. Store winter clothes. It's time to pack away your winter clothes. Coats, sweaters, and b...
04/22/2013
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David Kosmecki

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