David's Blog

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Mortgage and Lending - American Pacific Mortgage - Corporate NMLS 1850
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 39+ years in the real estate, building and now for the past 23 years the mortgage industry.

ARCHIVED BLOG POSTS

2013 

Everyone knows that first impressions are important. By carefully staging your home, you can positively influence the feelings your potential buyers have when they are viewing the property. Staging is the art of decorating and arranging the spaces within your house to make it more appealing to bu...
05/16/2013
When deciding to sell a piece of Minneapolis real estate, there are certain things you must disclose about the property to the buyer before the sale can go through. Disclosure laws are put in place to protect the buyer from unknowingly purchasing defective property. Not disclosing certain inform...
05/16/2013
RealtyTrac recently reported that national foreclosure filings are down while foreclosure filings are seeing marked increases in some states. There are two systems for foreclosing residential real estate in the United States; judicial and non-judicial foreclosure. The states individually decide w...
05/13/2013
Whether you're looking to buy a new house this month or do a little remodeling, take advantage of the opportunity to give the mom in your life a present she'll appreciate every day. Below are a few ideas for housing priorities and renovation projects that typically rate high on women's wish lists...
05/09/2013
The Bureau of Labor Statistics released its monthly Non-farm Payrolls and National Unemployment Rate for April last Friday. These two reports are collectively called the Jobs Report. 165,000 jobs were added in April, while the unemployment rate dropped from 7.60 percent in March to 7.50 percent i...
05/09/2013
In almost every Maple Grove home, there are awkward spaces that are difficult to utilize. Especially in older houses, there are rooms, closets and nooks that once had a purpose that is now outdated. So before you try to cover it up or fill it with junk, take a look at the smart solutions below to...
05/07/2013
When it comes to selling your home in Plymouth , you've probably thought of the most common staging tricks, such as clearing out the clutter to make your rooms look bigger and bringing in more light to brighten things up. However, have you considered that the colors in your house might affect whe...
05/07/2013
Wednesday's Federal Open Market Committee (FOMC) statement indicates the Federal Reserve's commitment to keeping long term interest rates and inflation under control. The Fed will continue monitoring inflation, but does not expect inflation to rise more than 0.50 percent above its target rate of ...
05/02/2013
Housing markets continue to improve according to the S&P Case Shiller Home Price Indices released April 30 for February's data. The Indices consist of a 10-City Composite Index and a 20-City Composite Index with housing markets for each city reported based on a three-month rolling average of home...
05/02/2013
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David Kosmecki

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