David's Blog

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Mortgage and Lending - Bay Equity - Bay Equity NMLS #76988
My blog will try to provide you insights into mortgage lending, my prospectives into the real estate market and general information. I provide this based upon my 39+ years in the real estate, building and now for the past 23 years the mortgage industry.

ARCHIVED BLOG POSTS

2013 

Whenever a scene in a film or television show takes place in a private home, have you ever thought about who owns that property? Well, it could be you! The fact is that film and television production companies are always on the lookout for new locations where they can shoot their footage. If you ...
06/17/2013
Many home buyers have found the perfect house, signed on the dotted line and may think they've watched enough home improvement shows to know if the home they're getting is in good shape. Unfortunately, some buyers make the mistake of skipping a home inspection in order to save a little cash. Even...
06/17/2013
Filing your taxes can be a complicated and confusing process. If you are a home owner you may have many different home tax deductions and credits to consider. Since we recently passed the filing date for 2012 taxes, it may be a good time to plan for next year and get your tax tracking systems in...
06/17/2013
The U.S. Department of Labor released its Non-Farm Payrolls and National Unemployment Rate reports Friday showing 175,000 jobs were added in May, which surpassed expectations of 164,000 new jobs and April's reading of 149,000 jobs added. The jobs added in May were largely from the private sector....
06/11/2013
Imagine walking into your home and turning off the alarm, locking your doors, opening the windows and starting your coffee maker, all with a few taps of your finger on your smart phone? What if you had a home security camera that you could monitor from anywhere and a motion sensor that would send...
06/07/2013
One of the important aspects of owning a home is having the knowledge of how to keep it maintained to avoid costly repairs and serious damage. Over the years weather and use will wear down both the interior and exterior of your property. If you are able to practice preventative care on your home,...
06/07/2013
When you are looking for a mortgage for your home, your credit score is very important. Any potential lender will check your score and will use the number to assess your creditworthiness and the interest rate that they offer you. The better your credit score the lower the mortgage interest rates ...
06/05/2013
If you're absolutely sick of looking at the popcorn ceiling of your 1980's home - it's time for a change. However, behind the facade of a ceiling is a mess of plumbing, wiring, joists and structural beams, so you have to be careful and creative when updating your home. Whether you're dealing with...
06/05/2013
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