real estate: Vacation Home? 6 Tips for Buying a Home/Condo for Relaxation & Vacation Use:
- 10/16/14 07:19 AM
If you've just returned from the vacation of a lifetime, you probably wish that wonderful time never had to end. When you buy a vacation home or condo, you can guarantee that you have an escape that will provide you with years of enjoyment. Before you take the plunge, though, take advantage of these six helpful tips about buying a vacation home. Choose Someplace Versatile: When buying a vacation home, it's all about getting the most out of your investment. Consider choosing a place that you can enjoy throughout the year. Your ideal vacation home will be a haven in the … (0 comments)
real estate: The 5-Minute Guide To Flood Insurance:
- 09/10/14 06:31 AM
You've got house insurance, and assume your property is covered for any type of detrimental occurrence that can possibly take place. However, not all homeowners are aware that home insurance policies don't necessarily cover damage related to a flood, as the risks are too great. As a result, homeowners must purchase flood insurance through a private company. Floods are one of the most common hazards in the US, costing billions of dollars in damage to properties every year. What Is Flood Insurance? Flood insurance policies are typically made available to homeowners in flood-prone areas. The majority of insurance policies cover some … (2 comments)
real estate: 4 Tips To Lower Homeowners Insurance For Your Home
- 06/23/14 03:38 AM
With the prices for everything skyrocketing these days, every penny counts. This includes your homeowner's insurance costs. If you're thinking of buying a home and need homeowner's insurance, here are a few tips on getting quality insurance for a fair price: Tip #1: Shop Around: Ask family and friends about their homeowner's insurance. Check the Yellow Pages, the National Association of Insurance Commissioners (NAIC) and the state insurance department. Other places to shop for insurance include consumer guides, insurance agents and online insurance quote services. Don't just look for lower prices, however. You need a fair price for the services you … (1 comments)
real estate: Knowing Your Credit Score & How It Impacts Your Home Ownership Prospects
- 06/23/14 03:03 AM
Understanding your credit score and how it impacts your home ownership prospects your credit score is an important part of your financial profile. It has a direct impact on your ability to take out loans. The score itself is a numerical reflection of your credit history. It gives lenders a way to discern your reliability before approving a loan like a mortgage for instance. Though this is the basic function of a credit score, it can also have a far-reaching influence over other aspects of home ownership. Mortgage Loan Approval: Will Your Score Make the Cut? First and foremost, the … (0 comments)
real estate: What To Do If You're Turned Down For A Mortgage Or Other Home Financing
- 05/28/14 02:53 AM
Getting pre-approved for a mortgage loan is an integral part of having the ability to purchase a home in today's society. With most home prices well above what the majority of us have in the bank, getting approved for a mortgage can be the deal maker or breaker when it comes to purchasing a piece of property. Therefore, getting rejected for a mortgage can feel like a huge loss. The first thing to realize, however, is that there are action steps you can take to get to "yes." Here's what to do if you're turned down for a mortgage or other … (1 comments)
real estate: What Will Harp 3.0 Mean For Homeowners After 2014?
- 05/13/14 08:00 AM
As economic influences affect the housing market in the United States, there has been the introduction and development of programs to assist with the downturn. During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced to assist the many affected homeowners. Harp has since developed and a 3.0 version has been introduced. As a result, many homeowners are beginning to wonder: What will Harp 3.0 mean for homeowners after 2014? The Economic Crisis: Harp 1.0 In 2009: In 2009, HARP 1.0 was introduced. The program was designed to … (0 comments)
real estate: Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?
- 05/07/14 10:00 AM
Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the reality is bigger is not always better. Ideally, the amount of money you settle on for your mortgage down payment will take into account your monthly budgeting requirements. The Big Advantages Of A Large Down Payment: Fewer Mortgage Payments: The larger the down payment, the higher the likelihood that you will be able to afford a shorter mortgage. Unlike some of the other benefits of … (0 comments)
real estate: How Will A Short Sale Affect Your Ability To Buy Another House In The Future?
- 05/07/14 09:43 AM
The last few years have been financially difficult for millions of homeowners, with job losses and decline in home values devastating families all over the US. As a result, a great number of homes have gone through short sales, which has had a detrimental effect on consumers' credit ratings. If you've considered or experienced a short sale, one of the biggest concerns you may have is how it will impact your ability to purchase another property in the future. Here are five key variables on how a short sale can impact your next home purchase. Duration Of Delinquency Plays A Big … (0 comments)
real estate: Kick Clutter to the Curb With These Home Cleaning Tips!
- 03/28/14 03:21 AM
Spring is around the corner, and it's time to get your home in order! Spring cleaning can be fun and easy if you follow some general guidelines, which are sure to get your home ready for the nice weather and looking as beautiful as the weather is about to. Kick the winter clutter to the curb with these spring cleaning tips. Start With The Closets: Spring is here, and winter wear is no longer needed! It's time to box up all of the winter boots, jackets, gloves, and scarfs until next season. Starting your spring clean with your closets is a … (0 comments)
real estate: What Does The Future Hold For The Security System In Your Home?
- 06/07/13 10:13 AM
Imagine walking into your home and turning off the alarm, locking your doors, opening the windows and starting your coffee maker, all with a few taps of your finger on your smart phone? What if you had a home security camera that you could monitor from anywhere and a motion sensor that would send you an email when your kids come home from school? What if you could open your blinds or unlock your home for a visitor, even from halfway around the world? The technology that powers our home security systems is getting more and more sophisticated and in the … (1 comments)
real estate: 4 Critical Tips When Purchasing Foreclosure Real Estate
- 03/14/13 04:33 AM
Buying a foreclosed property in Minneapolis and the surrounding area can be different than buying other types of real estate. In many cases you will be able to get a fantastic deal on a home, but you will need to go through quite a bit of work and negotiation. Here are four tips to help you navigate the foreclosure buying process: Find the right real estate agent: The first thing to keep in mind is that your real estate broker will deal directly with the bank that owns the foreclosed property. The bank has the final say in whether they'll accept … (1 comments)
real estate: Existing Home Sales Rise As Home Inventory Shrinks
- 02/28/13 04:20 AM
Home sales rose for the 11th consecutive month according to the National Association of REALTORS® Existing Home Sales Report for January. This is the first time this has occurred since the period between July of 2005 and May of 2006. National Average Home Price Up Over 12% Annually: The national average home price in January was $173,600, which is 12.3 percent higher than for January 2012. Calculated on a seasonally-adjusted annual basis, Existing Home Sales data is compiled using completed sales of single family homes, condominium units and co-ops. January's existing home sales rose by 0.4 percent to 4.92 million sales … (2 comments)
real estate: Is Downsizing The Next Big Trend In Homes?
- 02/27/13 03:40 AM
The real estate market has started to recover from the downturn over the last few years in many areas of the country, and more people are thinking about buying a new place to live. With this new energy in home buying, an interesting trend seems to be developing. Instead of going for larger homes, which was an overwhelming trend in years past, many people are choosing micro-dwellings. What is a micro-dwelling? There are a number of different styles of micro dwellings being built. This is a relatively new concept for homes in the United States and individual creativity abounds in this … (2 comments)
real estate: Why Buying Real Estate Can Be A Smart Financial Move
- 02/15/13 04:24 AM
Buying Minneapolis real estate doesn't just give you a place to live; it can also be a very smart financial move. This is because owning a home can be like having a forced savings account, which you are committed to for the long term. Consistent Saving On Autopilot: Sometimes saving money on our own each month is difficult. It takes a lot of discipline to maintain a consistent savings plan. However, paying your mortgage every month means that you are paying down the principal and working toward eventually owning the property outright. In the early years of the mortgage, the payments … (0 comments)
If you've just returned from the vacation of a lifetime, you probably wish that wonderful time never had to end. When you buy a vacation home or condo, you can guarantee that you have an escape that will provide you with years of enjoyment. Before you take the plunge, though, take advantage of these six helpful tips about buying a vacation home.
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