Angel S. Brown's (angelsbrown) Blog

The Issue: I am finding of late that most people assume that they are ready to buy a home without really getting the full picture of what it takes to get to the closing table.  The consumer doesn't know that the first step is NOT finding a house they can call home.  I know this to be true because...

From the Office of Terry Griffith with Embrace Home Loans Can You Refinance When You Are Upside-Down?   NEW HARP REFINANCE GUIDELINES TO COME OUT IN MARCH   Some of you may or may not know that the HARP guidelines are about to improve in the middle of March.  So be sure to tell everyone that you ...

RISMedia, June 17, 2011—U.S. Housing and Urban Development Secretary Shaun Donovan and Environmental Protection Agency Administrator Lisa Jackson announced a historic collaborative effort to build upon current federal investments for regions that support sustainable and livable communities. For t...

Energy Efficient Mortgage Program FHA's Energy Efficient Mortgage program (EEM) helps homebuyers or homeowners save money on utility bills by enabling them to finance the cost of adding energy efficiency features to new or existing housing as part of their FHA insured home purchase or refinancing...

From BizActions.com Summary: In a flurry of activity, President Obama signed the tax bill that was highly debated by all parties involved. There were some good items left for consumers, some altered and some removed. Millions of consumers will not have to worry about higher taxes for 2011. Let's ...

I always advise my clients to make sure that when they consider a short sale on their home that they consult with a tax attorney on the repricussions of their short sale.  They may also want to consult a real estate attorney to ask questions specific to their situation.  I am a Realtor and while ...

Get Assistance:The costs of downpayment and settlement can overwhelm first-time homebuyers and is listed as the #1 barrier to homeownership. That's why CDA has added more assistance programs for downpayment and closing costs. Community Development Administration (CDA) offers a standard downpaymen...

FHA guidlines are changing.  Soon buyers will only be able to receive 3% seller contribution.  They must have their 3.5% downpayment.  In Maryland theres a minimum of another 3% that is needed to close the transaction.  So, when your buyers ask where to get downpayment and closing costs help what...

What is the new "wave" in real estate?  What may surprise you is that it's not so new. Going GREEN is the answer.  Buyers, Sellers, and Builders alike want the latest information on how to become eco-friendly.  Get ahead of the curve by posting GREEN info on your website, blogs, and social networ...

Facebook is an excellent way to obtain buyer and seller leads that turn into closed clients.  On Facebook people can see you and your business. I post a lot of informative blogs from my www.AngelSBrown.vox.com website.  This includes new listings, tax credit updates, home buyer program informatio...