realtor: Questions and Answers About Home Buying
- 01/15/16 04:32 AM
I have been selling Real Estate since year 2000. Sometimes I catch myself at being surprised when first time home buyer asks me about something regarding Real Estate that I feel he/she should know.
I have been thinking about it lately and I remembered buying my first home….and I realized that I did not know ANYTHING then.
What is worst? I bought my first place in Connecticut and second in Florida. So when buying in Florida I thought that I have all the answers just to find out that buying and selling Real Estate varies from state to state considerably.
So I … (0 comments)
|
realtor: Happy New Year
- 01/06/16 06:51 AM
2016 Is Here
Hello my Active Rain family!!!
I want to wish Happy New Year to Everybody and All
I hope that this year will be better to you that last one (even if it was great, it can still be better, right?).
Lets start 2016 with positive outlook and lets have fun.
Anna Chroscicki with RE/MAX Masterpiece Realty
… (2 comments)
|
realtor: FHA Appraisal Again
- 11/18/15 01:13 AM
To everybody who says that FHA appraisals became less strict....Not so, Last week I met appraiser at my listing. FHA loan...He told me that his FHA appraisals become more and more of inspections: He had to go inside the attic and actually inspect multiple spots. He had to run all appliances that were included in sale. Open and close all the windows to make sure they work. Little bit scary.
SELLING REAL ESTATE ON TREASURE COAST SINCE YEAR 2000
Call me at 772-485-4188 or email at anna@annasellsrealestate.com
… (2 comments)
|
realtor: From Listing to Contract Under One Week
- 11/11/15 06:42 AM
This Beauty is Under Contract but I have more
Delightful Swimming Pool With Cabana Priced at $275,000.00
3/2.5/2 home with screened patio and heated pool. Located on corner, oversized lot. Just minutes from I-95; Tiled throughout living areas; Vaulted ceilings; Tray ceilings in master bedroom; Roman tub and tiled shower in master bathroom; Also in master bathroom dual sinks and decorative shelving. Beautiful, upgraded light fixtures.
Call Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or email anna@annasellsrealestate.com.
… (0 comments)
|
realtor: 810 SW Mccracken For Rent
- 11/05/15 01:11 PM
810 SW Mccracken Ave
$1,400.00
3/2/2 plus den. Almost 1,800 sq feet under air. Tile throughout. Vaulted ceilings. Landscaping included in price. Pets welcome. Double entrance door. All appliances. Brand new AC. Home located in SW Port St Lucie (34953).
Call Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or email anna@annasellsrealestate.com.
… (1 comments)
|
realtor: For Home buyers- Working with Lender
- 11/02/15 12:52 AM
Be honest with your lender. I hope that I am not offending anybody. I don’t mean to insinuate that as a buyer you would lie to you lender. But I know that sometimes buyers think…”Well, this may ruin my chance on getting loan, so I am just not going to tell lender about this house that I lost 2 years ago in foreclosure. Anyway, loan was only in my wife’s name, so it is not an issue”. What happens then? Yes- lender doesn’t find anything in your credit report, because you are right- you did not sign loan. But guess what? … (2 comments)
|
realtor: Before you put your home on market
- 10/23/15 03:19 AM
STAGE:
Declutter and depersonalize. One of the best ways to stage your home for someone else to imagine living there is to get rid of your personal stuff.
Paint walls in neutral tones. Real estate experts believe certain paint colors inspire buyers to put in an offer, and often suggest that sellers repaint their home in these hues to create a blank canvas for optimal staging
Turn on all the lights. If you don’t have enough light, things can look drab and dreary, especially if you have showings on a gray day
Add mirrors. Mirrors make rooms look larger
Keep furniture proportional to the room. … (1 comments)
|
realtor: Thing to Know Before Selling House
- 10/16/15 03:20 AM
PRICE IT WELL
Sellers often tell me “Let’s start higher, because buyers always try to make lower offer”. True and not true. Educated buyers or buyer who have been looking for a while will know if price is fair. If you list your home at fair market value or even below market value, chances are that you are going to have “bidding war on your home” with possibility of getting offers above listing price. If you list your property too high, nobody will be looking at your home and by the time you finally lower your price, it will be on the … (1 comments)
|
realtor: FHA- Funds to Close
- 10/08/15 08:16 AM
Many FHA buyers do not have a lot of money when purchasing their first home. Nothing wrong with that. Nothing to be ashamed of. It is just life.
But if you are one of those buyers, please remember: you have to bring to closing at least 3.5% of the purchase price. So if you are purchasing property for $100,000, you have to have at least $3,500.00. At least, because on top of that you will have your pre-paids and closing costs.
Prepaids are Real Estate Taxes and Homeowner Insurance that your lender will ask you to deposit with them (between few months … (1 comments)
|
realtor: Changes are Almost Here
- 09/30/15 07:37 AM
October Third 2015 new rules will govern Real Estate transactions that involve financing.
As buyer you will see more clarity, because your lender has to disclose all the numbers (closing costs) to you at the beginning of the process. New rules will allow more time for buyers to review those numbers. I am not saying that there is nothing good here. I am happy that buyers will be protected. But as we are sharing good news, let’s talk about headaches. If you were able to make offer on property and move into your home in 30 to 45 days, you can probably … (1 comments)
|
realtor: FHA Appraisal Is Important
- 09/23/15 09:09 AM
Appraisal could be deal breaker. Of course that is true in any Real Estate transaction where lender is involved. But in FHA stakes are a little bit higher. Do not forget that you are borrowing 96.5% of the house value. So both: bank and government (who insures loan for your lender) want to make sure that contract price equals value. Also, don’t be surprised if value comes exactly at contract price. This is something I don’t understand myself, but very rarely Appraiser puts higher value in evaluation. And unfortunately in rising market it happens that value actually comes lower than purchase … (2 comments)
|
realtor: Getting FHA Loan? Condition of Property Matters
- 09/01/15 03:24 AM
You can’t buy property with FHA financing to use it as vacation home or investment property. Government (Federal Housing Administration) insures loan for lender, because lender is taking great risk giving you loan with only 3.5% down payment coming from you. So this loan can be used only to purchase home you will be living in.
And if there is any indication based on contract or evaluation, that home is not safe and/or ready to be lived in (that is what underwriter decides), you will not be able to purchase property without repairs. And sometimes those could be visible issues (like broken … (2 comments)
|
realtor: 4/2/2 Upgraded Home in SW Port St Lucie
- 08/19/15 02:31 AM
1002 SW Barbarosa
$176,000
4 bedrooms, 2 bathrooms, 2 car garage; On corner lot; Fenced backyard; CBS construction; Hurricane shutters. Inside: Vaulted ceilings; Tile and laminate throughout; Stainless steel appliances in kitchen; High end washer/dryer; Upgraded light fixtures; Dual sinks in master bathroom; Wide blinds throughout; Security system owned.
Call Anna Chroscicki with RE/MAX Masterpiece Realty at 772-485-4188 or email anna@annasellsrealestate.com.
Search Homes For Sale
If link above is not clickable, please copy and paste:
http://link.flexmls.com/1584on056s15,15
… (1 comments)
|
realtor: Buying Home With FHA Loan
- 08/10/15 06:17 AM
I have been selling Real Estate since year 2000. I guess if you have been working with buyers/sellers for so long, it is easy to forget that not everybody knows everything about process. It could be especially challenging for first time home buyers, not only because...well...it is their first time, but also, because getting loan as first time home buyer is little bit more difficult.
So, I prepared series of short articles that hopefully will tell what to expect from FHA financing:
1)
Ask about your “to close” numbers up front. You may be surprised that not only you have to bring … (0 comments)
|
realtor: 4/3/2 With Pool in SW Port St Lucie
- 07/21/15 05:27 AM
986 SW Eureka Ave
$180,000
4 bedrooms, 3 full bathrooms, 2 car garage
Great home for the price. It features: Newly remodeled kitchen; Black appliances; Laminate and tile floors throughout the home; Fresh, neutral paint; 2 master bedroom suites (one in the back features its own AC and water heater); Cabana bath; Vaulted ceilings. Large in ground swimming pool is screened (new screen). Conveniently located just few minutes from I-95...Quiet neighborhood but walking distance to shops and restaurants.
Call Anna Chroscicki at 772-485-4188 or email anna@annasellsrealestate.com to schedule viewing or for more information.
… (2 comments)
|
realtor: Technology in Real Estate
- 07/14/15 07:27 AM
We complain all the time about how technology runs our world/time. It gets little bit overwhelming when you know that buyer/seller left voice mail for you and you know that you should be calling back within few minutes. But most of the time technology makes our Real Estate Lives that much easier. Example:
If you (Real Estate Agent) received offer on property 10 or 15 years ago and you were on vacation, you would have to ask somebody in your office to either email you this offer (if you were lucky enough to have laptop and internet in hotel) or fax it … (2 comments)
|
realtor: Two Story Home in Move in Condition
- 07/07/15 05:54 AM
213 SW Exora Ter
Priced at $240,000
3 bedrooms , 2 full bathrooms,1 half bathroom downstairs, 2 car garage; Living room downstairs; Large den upstairs; Large mud room; 9 foot ceilings; Master and guest bathrooms feature dual sinks; In master bathroom also separate shower and roman tub; Master bedroom- tray ceilings; All appliances stay with home. Outside: Accordian shutters; Sprinkler system on well water; Covered patio; Paved walkway around house; Fruit trees. Home is in move in condition.
Visit www.annasellsrealestate.com
E-mail anna@annasellsrealestate.com
Call 772-485-4188
… (1 comments)
|
realtor: Hurricane "Box"
- 06/08/15 07:39 AM
If you are planning to buy home in Florida during Hurricane Season (June 1st to November 30th), there is one very important thing you should remember.
If hurricane gets close to Florida (actually it does not have to be very close- view picture below), and it reaches “box”, you will not be able to secure homeowner’s insurance on your future house. Even if hurricane’s path is nowhere near the city where you are purchasing, you are out of luck. And unfortunately this most likely won’t be “one day” setback.So be prepared, secure your insurance as soon as possible...and be safe.
Anna Chroscicki … (1 comments)
|
realtor: Hot Real Estate in Port St Lucie
- 05/28/15 02:09 PM
Month after month there is more news about Real Estate Market in Port St Lucie. This month (May of 2015) Investor’s Business Daily posts numbers of changes in median home prices from 1st quarter of 2014 vs 1st quarter of 2015. Change in Port St Lucie? 22.9%. That puts us in second place out of 174 major metro areas in United States. If you want to find out more about Port St Lucie and how it is seen around country,please follow link below:
http://www.cityofpsl.com/communications/port-st-lucie-accolades-list.html
… (1 comments)
|
realtor: Happy Memorial Day Weekend
- 05/22/15 12:40 PM
Happy Memorial Day Weekend Everybody!!!
For people up north: I hope you have nice weather for "Pools openings".
For us in Florida...well, we don't have this problem...IT IS HOT.
Anna Chroscicki with RE/MAX Masterpiece Realty
… (5 comments)
|
I have been selling Real Estate since year 2000. Sometimes I catch myself at being surprised when first time home buyer asks me about something regarding Real Estate that I feel he/she should know. 
;)
;)
;)
