Real estate blog entries tagged with mortgage loans by Ann Allen Hoover, CDPE SRES ASP e-PRO Realtor - Homes for Sale

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mortgage loans: What You Need to Know about Credit Scoring - 09/01/09 12:50 PM

Many people have misconceptions about how to make improvements to their credit score. Understanding the factors that make up your credit score will help you avoid mistakes that could have a negative impact. Larry Bettag has done a nice job of explaining what you need to know.

Credit is one of THE MOST IMPORTANT ISSUES IN getting a loan today.
My client tell me all the time that "I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT STINKS. Maybe I'll just pay off my credit cards today.....Noooooooooooooo!!!!!!"
Truthfully, there is more to a credit score than … (5 comments)

mortgage loans: FHA Down Payment Assistance Program Alternatives - 10/25/08 10:51 AM

This information is just too good not to pass along......

The Bad News…DAPS Going Away The Housing and Economic Recovery Act of 2008 eliminates seller-funded down payment assistance programs (DAPs) as an acceptable source of funds for FHA loans for all lenders. Officially, the Act eliminates seller-funded DAPs on FHA loans with final credit approval issued to the borrower on or after Oct. 1 2008
But There is Good News… FHA Alternatives
FHA Cash to Close Savings Plan FHA Sweat Equity FHA Bridal Registry Account 1st Time Home Buyer Tax Credit City Free Grants / Municipal Programs State … (9 comments)

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Ann Allen Hoover

CDPE SRES ASP e-PRO Realtor - Homes for Sale - AL

Hoover, AL

More about me…

RE/MAX Advantage South

Address: RE/MAX Advantage South, 2635 Valleydale Road, Hoover, AL, 35244

Office: (205) 991-1500

Mobile: (205) 902-4868

I write about people, places, things to do and anything else that inspires me, including articles related to finance and the Birmingham area real estate market.

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