Ann Stefanucci's (annstefanucci) Blog

While I truly wish no one ever had to ask this question, some of you are wrestling with it right now. Homes are staying on the market longer than in years past and many sellers are having to come down on their price more than once to get the deal done. Other sellers are standing pat on their pri...

  As crazy as it may sound, deposits are causing some problems with loan approval in this time of more  stringent guidelines for mortgage loans.  Whether it's here in the Beach Areas or anywhere else, the story's the same... Having the funds in your bank account isn't enough anymore.  In fact, ha...

How many times have you moved in your life? Close your eyes and remember the feeling…you get the big, bulky pieces of furniture, appliances and other items out of the way and then you realize it's time for the real work. You have your work cut out for you with all of the clutter and miscellaneou...

According to Freddie Mac, fixed-rate mortgages are at their lowest point of the year.  For the fifth consecutive week, mortgage rates declined with borrowers paying approximately 0.7% of the loan amount up front (lender fees) to get these rates: 15-Year Fixed Rate Mortgage:  3.80% 30-Year Fixed ...