Orange County housing blog

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Real Estate Broker/Owner - Aston Group - Orange County Real Estate - 01451803

ARCHIVED BLOG POSTS

2009 

STATE BAR TAKES ACTION TO AID HOMEOWNERS IN FORECLOSURE CRISIS San Francisco, September 18, 2009 - The State Bar of California, alarmed by the number of lawyers preying on vulnerable homeowners, today identified 16 attorneys who are under investigation for misconduct related to loan modification....
09/29/2009
All of the documentation needed to start a short sale is commonly called a "Short Sale Package" and is usually submitted by the investor interested in the property, the Realtor representing the seller, or the seller of the property. The package usually includes the following items: Sample Short S...
09/29/2009
ANSWER: It depends on your lender Here are a few banks that will allow you to do a short sale without being delinquent. • Countrywide • Wachovia • Wells Fargo Please remember that if you are doing a short sale and you are not currently delinquent the bank has no rush to approve your short sale. I...
09/29/2009
If you are in a situation where: • You lost your job • Your Medical Expenses are too high • Just went through/going through a divorce • You are behind on your payments • You have no equity • You can't afford the cost of selling your home • Your income has been reduced WE CAN HELP YOU! It's easy a...
09/29/2009
Facing Foreclosure? Missed a couple of house payments? NO EQUITY???? Whatever you do DON'T GIVE UP and let the bank take back the house!!! Does not matter if you are upside down in the house and have no equity! We specialize in SHORT SALES where the bank will take a discounted settlement. We ARE ...
09/29/2009
• Are You In a Default Situation? • Are You Facing Back House Payments? • Do You Need To Sell ASAP? • Do You Have Little Or No Equity In Your Home? • Do You Owe More Than Your Home Is Worth? • Do You have a Notice of Default? • Do You have a sale date?   A short sale is when a lender accepts a di...
09/29/2009
• Do you owe more on your property than its current Fair Market Value? • Is there little equity and it is not enough to cover the agent commission costs and closing costs? • Does the property need rehabilitation work on it before it will sell?  • Do you have a current or upcoming hardship that wi...
09/29/2009
What is a Short Sale? A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt. What is Necessary fro...
09/29/2009
FACTS ON SHORT SALES Missed some mortgage payments?  Want to keep your home?  Is the bank about to put you into foreclosure? WE CAN HELP YOU! We will advise you of your options and may be able to help you stop the foreclosure and may even save your credit. Default situations are time sensitive, t...
09/29/2009
ARE YOU CONSIDERING DOING A SHORT SALE WITH ANY OF THE LENDERS LISTED BELOW? • FIRST FRANKLIN • GMAC • DITECH • HSBC • LITTON • WACHOVIA • EMC • AURORA LOAN SERVICING • OPTION ONE • AHMSI • WELLS FARGO • SELECT PORTFOLIO SERVICING I can help and these banks have quick turn around times. You can g...
09/29/2009
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Ann Urias

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