ARCHIVED BLOG POSTS
2010
Have you tried negotiating with your bank and been ignored or insulted? Are you facing foreclosure or upside down? I can HELP you....... I negotiate with the banks to find the best solution for you. In fact, most lenders prefer to work with professionals. I take each homeowner's situation serious...
01/20/2010
Did you know? 99% of homeowners do not realize that it is not too late to stop the foreclosure and work out a win-win situation for both the bank and themselves. In most cases, your bank does not want to foreclose on your home. I provide options and alternatives that postpone or even stop your a...
01/20/2010
What is a Short Sale? A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt. What is Foreclosure? ...
01/20/2010
A Short Sale Can HELP Regardless of your Circumstance Should I consider a Short Sale? • Do you want Lenders to stop calling you? • Do you owe more than your house is worth? • Do you want to dispose of debt? • Want to minimize damage to your credit? • Suffered loss of income? • Want to sell your h...
01/20/2010
All of the documentation needed to start a short sale is commonly called a "Short Sale Package" and is usually submitted by the investor interested in the property, the Realtor representing the seller, or the seller of the property. The package usually includes the following items: Sample Short S...
01/15/2010
ANSWER: It depends on your lender Here are a few banks that will allow you to do a short sale without being delinquent. • Countrywide • Wachovia • Wells Fargo Please remember that if you are doing a short sale and you are not currently delinquent the bank has no rush to approve your short sale. I...
01/14/2010
If you are in a situation where: • You lost your job • Your Medical Expenses are too high • Just went through/going through a divorce • You are behind on your payments • You have no equity • You can't afford the cost of selling your home • Your income has been reduced WE CAN HELP YOU! It's easy a...
01/14/2010
Facing Foreclosure? Missed a couple of house payments? NO EQUITY???? Whatever you do DON'T GIVE UP and let the bank take back the house!!! Does not matter if you are upside down in the house and have no equity! We specialize in SHORT SALES where the bank will take a discounted settlement. We ARE ...
01/14/2010
• Are You In a Default Situation? • Are You Facing Back House Payments? • Do You Need To Sell ASAP? • Do You Have Little Or No Equity In Your Home? • Do You Owe More Than Your Home Is Worth? • Do You have a Notice of Default? • Do You have a sale date? A short sale is when a lender accepts a di...
01/14/2010
I have to vent a bit........ I received on offer on a property that had 3 liens in June 2009. I started the short sale process back on 6-3-2009 and the 1st lien was with Bank of America and the 2nd and 3rd liens were with California housing. We did receive an approval on the B of A lien with in...
01/11/2010
Rainmaker
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Ann Urias
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