ARCHIVED BLOG POSTS
2010
Laguna Niguel Short Sale Another success !!!!!!!! The investor bought the home 3 years ago and had refinanced a few times. He had 2 loans totaling $ 1,300,000 1st lien $1,040,000 2nd lien $260,000 We received an offer for $ 800,000 The short sale took a total of 6 weeks to get approved by both le...
06/15/2010
Tustin Ranch Short Sale Another success !!!!!!!! The seller bought the home in 2006 for $ 640,000 and never refinanced. They had 2 loans 1st loan $512,000 2nd loan $128,000 both loans were serviced by the same lender. We received an offer for $ 390,000 The short sale took a total of 5 weeks to ge...
06/15/2010
April 13, 2010 California Enacts Mortgage Forgiveness Debt Relief Sacramento -A new state law allows taxpayers to immediately exclude from their income the amount of mortgage debt on their home loan that has been forgiven by their lender. The law largely brings California statutes into conformity...
06/15/2010
YOU'RE FACING FORECLOSURE! YOU'RE SHORT ON MONEY.... CAN'T REFI? NO EQUITY? NOT SURE WHAT TO DO? NEED HELP AND DON'T KNOW WHERE TO TURN? NOT SURE IF YOU QUALIFY FOR A SHORT SALE.... DO YOU WANT TO BE STRESS FREE......I CAN HELP!!! Time is of the essence!!!!!!!!! WE DO NOT CHARGE FOR ANY OF OUR SH...
06/14/2010
Inform yourself of all of the possible pros and cons of "short paying" your home.So you may choose the best options that will optimize your benefits for both you and your family.Save your credit and look for a better future with the help of RE/MAX Homes and Estates.Hello, my name is Ann and I am ...
06/14/2010
For all the homeowners who are upside down and can no longer make their mortgage payment (because of either a job loss, divorce, or an option ARM that's adjusting higher), up to now the only option was, letting the bank foreclose. That's not a good option, a foreclosure sticks on your credit repo...
06/14/2010
-Are you In a Default Situation? -Are you Facing Back House Payments? -Do you Need To Sell ASAP? -Do you Have Little Or No Equity In Your Home? -Do you Owe More Than Your Home Is Worth? -Do you have a Notice of Default? -Do you have a sale date? A short sale occurs when a property is sold and the...
06/11/2010
See if You Qualify for a Short Sale • Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.) • Do you want to save your credit from a bankruptcy and/or foreclosure? (Bankruptcy and/or foreclosure will damage your cr...
06/11/2010
Definition - Recourse vs. Non recourse Loans In California, most first and second loans that are used to purchase a owner occupied residence are non recourse, but loans from refinancing a previous mortgage, equity loans and lines of credit are usually recourse. A recourse loan means that the debt...
06/10/2010
How Long Do Short Sales Take? This is the million-dollar question. The short sale process, from submission to short sale approval, is generally as follows: Submission of offer and complete short sale package from the seller. Bank acknowledges receipt -- 10 to 30 days. Bank orders a Brokers Pri...
06/10/2010
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