ARCHIVED BLOG POSTS
2011
See if You Qualify for a Short Sale •· Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.) •· Do you want to save your credit from a bankruptcy and/or foreclosure? (Bankruptcy and/or foreclo...
01/14/2011
Common Foreclosure Terminology AccelerateAn option given to lenders through an "acceleration" clause in the mortgage or deed of trust requiring the borrower to pay the entire balance of the loan all at once if their loan is in default. AffidavitA sworn statement in writing usually give...
01/14/2011
RECENT SHORT SALE APPROVED NEGOTIATIONS Loan Amount Owed Negotiated Short Sale Amount $ 1,500,000 $ 1,050,000 $ 1,200,000 $ 965,000 $ 980,000 $ 830,000 $ 900,000 $ 690,...
01/14/2011
What is a Short Sale? A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt. What is Necessary fro...
01/10/2011
•· Do you owe more on your property than its current Fair Market Value? •· Is there little equity and it is not enough to cover the agent commission costs and closing costs? •· Does the property need rehabilitation work on it before it will sell? •· Do you ha...
01/10/2011
FACTS ON SHORT SALES Missed some mortgage payments? Want to keep your home? Is the bank about to put you into foreclosure? WE CAN HELP YOU! We will advise you of your options and may be able to help you stop the foreclosure and may even save your credit. Default situations are time sensitive, t...
01/10/2011
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CALIFORNIA SHORT SALE REALTOR List your home with Ann Urias at (714) 588-7676Facing Foreclosure? Missed a couple of house payments? NO EQUITY???? Whatever you do DO NOT GIVE UP and let the bank take back the house!!! It does not matter if you are upside down on the home and have no equity! We spe...
01/10/2011
The following time-line is applicable for non-judicial California Foreclosures under a Deed of Trust. Foreclosures begin with the Trustor (borrower) not making the monthly payments to the Beneficiary (Lender), the first missed payment is technical default, but in practical terms, most Beneficiari...
01/10/2011
Does anyone know of a lender who will lend on property with in 90 days of ownership? I just purchased a property and I need to sell it and I am looking for a lender who can lend on the property. I could really use the help. Thanks
01/07/2011
See if You Qualify for a Short Sale •· Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.) •· Do you want to save your credit from a bankruptcy and/or foreclosure? (Bankruptcy and/or foreclo...
01/06/2011
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