foreclosure assistance: How long do short sales take?? ask your Orange County short sale specialist
- 01/25/12 09:47 AM
How Long Do Short Sales Take?
This is the million-dollar question.
The short sale process, from submission to short sale approval, is generally as follows:
Submission of offer and complete short sale package from the seller. Bank acknowledges receipt -- 10 to 30 days. Bank orders a Brokers Price Opinion (BPO) or appraisal -- 15 to 60 days. File is reviewed -- 30 to 60 days. Negotiator is assigned -- 30 to 60 days. Level II negotiator may be assigned -- 30 to 60 days. File is approved or rejected -- 60 to 120 days. If you're running past 120 days, it's … (1 comments)
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foreclosure assistance: Short Sale Specialist AND Orange County Short Sale Realtor
- 01/24/12 10:13 AM
Did you know?
99% of homeowners do not realize that it is not too late to stop the foreclosure and work out a win-win situation for both the bank and themselves. In most cases, your bank does not want to foreclose on your home. I provide options and alternatives that postpone or even stop your auction entirely! One option is a short sale in which I negotiate with your bank to allow you to sell your home fast and below market value, even if you owe more than the home is worth.
My Mission
To be the most ethical and professional solution for homeowners while minimizing … (0 comments)
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foreclosure assistance: A Short Sale Can HELP, just ask Your Orange County Short Sale Specialist
- 01/24/12 10:02 AM
A Short Sale Can HELP Regardless of your Circumstance
Should I consider a Short Sale?
· Do you want Lenders to stop calling you?
· Do you owe more than your house is worth?
· Do you want to dispose of debt?
· Want to minimize damage to your credit?
· Suffered loss of income?
· Want to sell your house but there is not enough equity?
· Do you want to AVOID a FORECLOSURE and get a fresh start?
I can help you prevent the downgrading of your credit score while providing you A FRESH START……
We have … (0 comments)
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foreclosure assistance: Stop the Foreclosure Process NOW _Orange County Realtor
- 01/24/12 09:54 AM
If you think you've run out of options, think again… A Short Sale may be the answer for you.
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What are the Benefits of a Short Sale?
When a Short Sale is achieved, there will not be a foreclosure. A Foreclosure damages credit up to 7 … (0 comments)
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foreclosure assistance: RECEIVE A MINIMUM OF 3K ON WACHOVIA & WORLD SAVINGS SHORT SALES !!
- 01/23/12 10:04 AM
Do You have a mortgage with Wachovia or World Savings? Do you want to short sale your home? If you answered YES then you will receive a minimum of $3000.00 at close of escrow and it doesn't cost you a dime to short sale!!!!! This is a limited time offer by Wachovia and World Savings bank........... Hurry and call now to short sale your home and receive 3k I have direct contacts with these lenders. We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange … (0 comments)
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foreclosure assistance: Wells Fargo Short Sales & Wachovia Short Sales Receive up to 25k in cash assistance
- 01/23/12 09:54 AM
Do You have a mortgage with Wachovia or Wells Fargo? If so you may qualify for relocation assistance when you agree to short sale your home. Assistance may range from $2500 to $25,000
See if You Qualify for a Short Sale
· Is your home upside down? (Your home is worth less than what you may owe on it.)
· Have you been denied for a loan modification?
· Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)
· Do you want to save your … (0 comments)
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foreclosure assistance: Orange County Short Sale Specialists & Realtors; offer FREE Foreclosure Help
- 01/23/12 09:43 AM
Does the current economy have you caught between a rock and a hard place? We may have a FREE solution for you! ReMax Homes and Estates Short Sale division offers free counseling and short sale real estate services to home owners in financial Hardship. If you owe more than the value of your home we will work with your lender to negotiate a lower payoff amount on your home loans in order to get your home to a price range where it will sell in this depressed market. „X Our services are completely free to all home owners „X You do … (0 comments)
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foreclosure assistance: Factors in Your Credit Score Calculations - Your Orange County Short Sale Realtor
- 01/23/12 08:38 AM
Another tidbit of info on the factors of your Credit Ranking Score. Yes, instead of thinking it's a score on you individually and your character.
What is a credit score?
It is said that credit scores may range from around 300 to 900 but I've always asked around and being in this industry I've only physically seen these scores:
Excellent credit = 720 and 870
Good credit = 660 to 719
Fair credit = 620 to 659
Bad credit = 619 and 320 (anything below usually shows as no credit)
Credit scores are generated from three major credit bureaus - … (2 comments)
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foreclosure assistance: CALIFORNIA FORECLOSURE TIMELINE - YOUR ORANGE COUNTY SHORT SALE SPECIALIST
- 01/20/12 10:11 AM
The following time-line is applicable for non-judicial California Foreclosures under a Deed of Trust. Foreclosures begin with the Trustor (borrower) not making the monthly payments to the Beneficiary (Lender), the first missed payment is technical default, but in practical terms, most Beneficiaries do not begin the process until the third payment is missed. If the Beneficiary cannot resolve the defaulted payment amount with the Trustor through Forbearance or other Loss Mitigation measures, the Beneficiary will instruct the Trustee to begin Foreclosure proceedings.
Day 1 Record Notice of Default
Within 10 business days Mail and publish Notice of Default
… (0 comments)
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foreclosure assistance: Not Sure if you want to Short Sale??? - Orange County Short Sale Specialist
- 01/20/12 09:57 AM
Short Sale is a great option to avoid Foreclosure and it is absolutely FREE to the homeowner!!
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Foreclosure?
Foreclosure is a process in which the estate becomes the absolute property of the lending institution. It is a termination of all … (0 comments)
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foreclosure assistance: Benefits of a Short Sale _ Your OC Short Sale Specialist
- 01/20/12 09:37 AM
When a Short Sale is achieved, there will not be a foreclosure. A Foreclosure damages credit up to 7 years and bankruptcy up to 10 years. Many experts believe that a foreclosure is much worse than a bankruptcy.
Banks know that they would never be able to make up the entire amount of the mortgage if the property was taken all the way through foreclosure, so they are also more willing to negotiate a reasonable price when markets are declining. Although selling at a short sale does not directly save the home and allow the owners to continue living there, … (0 comments)
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foreclosure assistance: Short Sale your home, up to $3,000 cash back -- Orange County Short Sale Specialist
- 01/19/12 09:38 AM
See if you Qualify for a HAFA Short Sale
Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)
Do you want to save your credit from a bankruptcy and/or foreclosure? (Bankruptcy and/or foreclosure will damage your credit for 7 - 10 years)
Have you missed any mortgage payments? (Banks may approve a short sale if missed mortgage payments are inevitable)
Do you need to relocate?
Have you been denied for a loan modification?
Going through a divorce
Medical issues
My Short sale services are … (0 comments)
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foreclosure assistance: Wells Fargo Short Sales and Wachovia Short Sales. Receive up to 25k in cash assistance
- 01/19/12 09:23 AM
Do You have a mortgage with Wachovia or Wells Fargo? If so you may qualify for relocation assistance when you agree to short sale your home. Assistance may range from $2500 to $25,000
See if You Qualify for a Short Sale
· Is your home upside down? (Your home is worth less than what you may owe on it.)
· Have you been denied for a loan modification?
· Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)
· Do you want to save your … (0 comments)
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foreclosure assistance: List your home, with your Orange County Short Sale Realtor
- 01/19/12 09:07 AM
We Help Homeowner's Avoid Foreclosure Most Homeowner's are deeply below the surface with their home mortgage. In Southern California, there are over 12,323 currently facing foreclosure, so please believe me when I tell you that - You are not alone! Most people fall behind for some of these major reasons: • Loss of Job • Divorce • Cutbacks in Wages • Death in family • Relocation These are all valid reasons for you to fall behind on your payment. I know that most of you would prefer to stay in your home, but if you have kept up with the news … (0 comments)
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foreclosure assistance: SHORT SALE your home, before Foreclosure – OC Short Sale Specialist
- 01/18/12 09:52 AM
Inform yourself of all of the possible pros and cons of "short paying" your home.So you may choose the best options that will optimize your benefits for both you and your family.Save your credit and look for a better future with the help of Ann Urias.Hello, my name is Ann and I am from the Short Sale | Pre-Foreclosure Division.Our consultation is absolutely FREE and confidential. We are here to help and our services will show that...
Ann Urias has saved over 400 homes from foreclosure.
www.remaxann.com for more info
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short sale services located in Aliso Viejo, Anaheim, Anaheim … (1 comments)
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foreclosure assistance: Avoid Foreclosure, with a Short Sale - Orange County Short Sale Specialist
- 01/18/12 09:49 AM
Inform yourself of all of the possible pros and cons of "short paying" your home.So you may choose the best options that will optimize your benefits for both you and your family.Save your credit and look for a better future with the help of Ann Urias.Hello, my name is Ann and I am from the Short Sale | Pre-Foreclosure Division.Our consultation is absolutely FREE and confidential. We are here to help and our services will prove it...
Don’t let time run out!
Find out if you qualify for a Short Sale today! (714) 588-7676
www.remaxann.com for more info
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short … (0 comments)
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foreclosure assistance: Short Sale your property, before considering Bankruptcy _ OC Short Sale Specialist
- 01/17/12 10:13 AM
RE/MAX Homes & Estates Short Sale | Pre-Foreclosure Division
Inform yourself of all the possible options before you may or may not consider bankruptcy. The consultation is absolutely free and confidential. Again, educate yourself of all of the possible pros and cons. Then you may choose the best options that will optimize your benefits for both you and your family. My name is Ann and I'm here to help...
www.remaxann.com for more info
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foreclosure assistance: Can't refi?? Late on your mortgage?? – Orange County Short Sale Specialist
- 01/17/12 10:01 AM
YOU’RE FACING FORECLOSURE! YOU’RE SHORT ON MONEY....
CAN'T REFI? NO EQUITY? NOT SURE WHAT TO DO?
I DO NOT WANT TO BUY YOUR HOME
I AM NOT AN INVESTOR
I AM NOT A LENDER
I AM NOT A BK LAWYER
BUT, I CAN HELP YOU
WE DO NOT CHARGE FOR ANY OF OUR SERVICES WE GET PAID BY YOUR LENDER
www.remaxann.com
CALL ANN (714) 588-7676 or E-MAIL ME
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foreclosure assistance: Successful Short Sale Negotiator _ Your Orange County Short Sale Specialist
- 01/13/12 09:42 AM
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Necessary from a Successful Short Sale Negotiator?
• Sophisticated Financial Knowledge
• Strong relationships with lenders and Understanding the Lender's Language
• Proven Track Record
• Time, time and more time
• Accurate Paperwork
• Experience
• Legal Knowledge
• Negotiation Skills
• … (0 comments)
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foreclosure assistance: SHORT SALE Q & A _ SHORT SALE SPECIALIST _ SHORT SALE REALTOR
- 01/13/12 09:33 AM
FACTS ON SHORT SALES
Missed some mortgage payments? Want to keep your home? Is the bank about to put you into foreclosure?
WE CAN HELP YOU!
We will advise you of your options and may be able to help you stop the foreclosure and may even save your credit.
Default situations are time sensitive, trying to avoid dealing with the situation is simply unwise.
Let us try to provide you with the quality of life both you and your family should have.
For a FREE CONSULTATION call (714) 588-7676
FAQ's
What is a mortgage default?
A mortgage is considered to … (0 comments)
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How Long Do Short Sales Take?
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