short sale realtor: Stop Foreclosure Now! Need to Short Sale? Free Short Sale Help - 03/30/17 04:32 PM
 
 
 
For all the homeowners who are upside down and can no longer make their mortgage payment (because of either a job loss, divorce, or an option ARM that’s adjusting higher), up to now the only option was, letting the bank foreclose. A short sale may be the best option.
 
What is a Short Sale?
short sale, also known as a pre-foreclosure sale, is when you sell your home for less than the balance remaining on your mortgage. If your mortgage company agrees to a short sale, you can sell your home and pay off all (or a portion of) your mortgage balance with the … (0 comments)

short sale realtor: SINGLE FAMILY RESIDENCE IN ANAHEIM FOR SALE!!! - 07/25/11 08:58 AM
3 BED
2.5 BATH
1465 SQ FT
2807 SQ FT LOT
BUILT 1987
PRIVATE FRONT ENTRANCE, FIREPLACE, REAR PATIO, GREENBELT VIEW.
THIS IS A FANNIE MAE HOMEPATH PROPERTY.
MLS #P786755
 
ASKING PRICE…………$ 458,900
www.remaxann.com FOR MORE INFO
LIC #01451803 
(1 comments)

short sale realtor: What is a better option a Short Sale or Foreclosure? Orange County Short Sale Realtor - 06/20/11 08:44 PM

Why would a bank or mortgage lender want to do a short sale?
A common saying is that banks are in the business of lending money and do not want to own real estate. This is slightly misleading but is essentially true. When a bank takes a property back via foreclosure, it is a long and expensive process and often results in holding the property in their inventory as a non-performing asset. Banks have a limit to the amount of non-performing assets they want to hold. Once this limit is exceeded, they have strong incentive to get rid of the … (0 comments)

short sale realtor: Successful Wachovia Short Sale - Wachovia Short Sale Specialist - 05/31/11 06:30 PM
Successful Wachovia Short Sale!!
The sellers owned the home for approx 4 years and did not refinance.
The seller came to me 22 days prior to their trust deed sale date. (Auction date)
They had one mortgage at approx 580k
The bank accepted an offer for 249k offer which included a closing cost credit.
We closed escrow on the Corona short sale in 24 days from the Wachovia short sale approval date
The lender paid all the closing costs, seller received 14k in cash assistance and the sellers received a full settlement.
 Thinking of short selling your home list with an expert.
 www.remaxann.com for more info. … (4 comments)

short sale realtor: Factors in Your Credit Score Calculations - Orange County Short Sale Realtor - 03/29/11 02:18 PM

     Another tidbit of info on the factors of your Credit Ranking Score.  Yes, instead of thinking it's a score on you individually and your character. 
What is a credit score?
     It is said that credit scores may range from around 300 to 900 but I've always asked around and being in this industry I've only physically seen these scores:
Excellent credit = 720 and 870
Good credit = 660 to 719
Fair credit = 620 to 659
Bad credit = 619 and 320 (anything below usually shows as no credit)
Credit scores are generated from three major credit bureaus … (1 comments)

short sale realtor: 6 Reasons Short Sales get DENIED!!! - Orange County Short Sale Realtor - 02/28/11 02:49 PM
6 REASONS SHORT SALES GET DENIED
Offer is too low Seller does not show a valid hardship Property has multiple liens and any one of the lien holders will not accept the offered settlement amount Incomplete Or Fraudulent Short Sale Package Inaccurate Market Analysis/Appraisal/BPO Incompetent Short Sale Agent
Don't Let Your Short Sale Fail! Educate Yourself And Choose An Experienced Short Sale Agent!
When short sales fail, it's the homeowner left holding the bag. Most likely, the homeowner will go into foreclosure, which is the last thing anybody wants.
Foreclosures devalue neighboring properties, cost banks tens of thousands of dollars, but most of … (0 comments)

short sale realtor: Short sale Bank of America - Bank of America Short Sale Specialist - 02/25/11 05:52 AM
See if You Qualify for a Short Sale
 
you have a hardship, such as a job loss, divorce, job relocation, increased debt or medical you owe more than your house is worth you're unable to afford your current monthly mortgage payment you're unable to modify your current home loan You do not have to be delinquent on your mortgage to short sale A short sale will help you:
Avoid Foreclosure Avoid Bankruptcy Protect your credit Postpone your foreclosure sale date You may qualify for cash assistance ReMax Homes & Estates Short Sale Division We are licensed Realtors® and "certified short sale specialists" … (0 comments)

short sale realtor: Your Credit in a Foreclosure vs. a Short Sale – Orange County Short Sale Specialist - 02/24/11 09:59 AM
Know that sellers will take a bigger hit on their credit report by going through foreclosure than going through a Short Sale.Of course paying you mortgage with a few late payments and modifying your loan is the best course of action, however that topic is for a different blog.FICO score may sway towards the following:Foreclosure A hit of 200 to 300 points may occur within the 3 different credit bureaus. This means if a seller's FICO score before foreclosure was 720, it could dip lower than 300. The seller has to also consider the initial dings from the lates caused prior … (1 comments)

short sale realtor: Short Sale your home at NO COST – Inland Empire Short Sale Specialist - 02/24/11 09:57 AM
Short Sale your home at NO COST - Inland Empire Short Sale Specialist See if You Qualify for a Short Sale
· Is your home upside down? (Your home is worth less than what you may owe on it.)
· Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)
· Do you want to save your credit from a bankruptcy and/or foreclosure?
(Bankruptcy and/or foreclosure will damage your credit for 7 - 10 years)
· Have you missed any mortgage payments?
(Banks may approve a short … (0 comments)

short sale realtor: List your home with your Orange County Short Sale Realtor - 02/24/11 09:51 AM
We Help Homeowner's Avoid Foreclosure Most Homeowner's are deeply below the surface with their home mortgage. In Southern California, there are over 12,323 currently facing foreclosure, so please believe me when I tell you that - You are not alone! Most people fall behind for some of these major reasons:
· Loss of Job
· Divorce
· Cutbacks in Wages
· Death in family
· Relocation
These are all valid reasons for you to fall behind on your payment. I know that most of you would prefer to stay in your home, but if you have kept up with the news … (1 comments)

short sale realtor: Wells Fargo & Wachovia Short Sale Specialist - 02/24/11 09:41 AM
Do You have a mortgage with Wachovia or Wells Fargo? If so you may qualify for relocation assistance when you agree to short sale your home. Assistance may range from $2500 to $25,000 See if You Qualify for a Short Sale · Is your home upside down? (Your home is worth less than what you may owe on it.) · Have you been denied for a loan modification? · Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.) · Do you want to save your credit … (0 comments)

short sale realtor: Stop the Foreclosure Process NOW-Orange County Short Sale Specialist - 09/02/10 10:38 AM
If you think you've run out of options, think again... A Short Sale may be the answer for you.
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What are the Benefits of a Short Sale?
When a Short Sale is achieved, there will not be a foreclosure.  A Foreclosure damages credit up to 7 … (1 comments)

short sale realtor: Stop Foreclosure and Save Your Home For Free!!- Orange County Short Sale Specialist - 01/25/10 08:24 AM
One way to stop a Foreclosure is a SHORT SALE. 
A Short Sale is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
REMAX Homes and Estates helps people decide if a short sale is right for them. 
I have a 94% success rate and over 150 closed short sale transactions.
List with an experienced short sale Realtor.
My services are FREE to the homeowner.
Time is of the essence!
Contact … (0 comments)

short sale realtor: SHORT SALE OR FORECLOSURE? - ORANGE COUNTY SHORT SALE SPECIALIST - REALTOR - 11/25/08 05:57 PM
Why would a bank or mortgage lender want to do a short sale?
A common saying is that banks are in the business of lending money and do not want to own real estate. This is slightly misleading but is essentially true. When a bank takes a property back via foreclosure, it is a long and expensive process and often results in holding the property in their inventory as a non-performing asset. Banks have a limit to the amount of non-performing assets they want to hold. Once this limit is exceeded, they have strong incentive to get rid of the properties … (0 comments)

short sale realtor: FACING FORECLOSURE - ORANGE COUNTY SHORT SALE SPECIALIST - 10/21/08 04:01 AM

FACING FORECLOSURE PROBLEMS?
-Are You In a Default Situation?
-Are You Facing Back House Payments?
-Do You Need To Sell ASAP?
-Do You Have Little Or No Equity In Your Home?
-Do You Owe More Than Your Home Is Worth?
-Do you have a Notice of Default?
- Do You have a sale date ?
We Can Help You Avoid Foreclosure And Bankruptcy!! Things Sometimes Can Go Very Wrong. Losing Your Home To Foreclosure Isn't The Only Option You Have. A "Short Sale" Could Be The Answer.
We Can Negotiate With Your Lender To Accept Less Than Your Payoff … (0 comments)

short sale realtor: List with an Experienced Orange County Short Sale Specialist - Realtor - 10/18/08 08:17 AM
RECENT SHORT SALE APPROVED NEGOTIATIONS
 
          Loan Amount Owed          Negotiated Short Sale Amount
                 $ 1,500,000                             $ 1,050,000
             $ 1,200,000                             $ 965,000
             $ 980,000                                $ 830,000
             $ 900,000                                $ 690,000
             $ 950,000                                $ 720,000
             $ 850,000                                $ 580,000
             $ 720,000                                $ 460,000
             $ 690,000                                $ 410,000
             $ 650,000                                $ 470,000
             $ 650,000                                $ 390,000
             $ 630,000                                $ 490,000
             $ 630,000                                $ 485,000
             $ 580,000                                $ 420,000
             $ 570,000                                $ 432,500
             $ 580,000                                $ 370,000
             $ 535,000                                $ 370,000
             $ 520,000                                $ 305,000 
             … (0 comments)

short sale realtor: Short Sale Q & A with an Experienced Short Sale Realtor - 10/11/08 09:11 AM
Q: What is a Short Sale?
A: A Short Sale transaction occurs when the lenders are paid a negotiated amount that is less than the actual principal balance owed.
Q: Why are the Banks Accepting Short Sales?
A: In a foreclosure, the lender incurs legal fees and may not take possession of the home for several months. When the lender takes possession, the condition is unknown, and the home will have to be sold regardless.
 
Q: How are the Selling Costs Paid?
A: In a successful Short Sale transaction the selling costs are absorbed by the lender.
 
Q: What … (0 comments)

short sale realtor: SOUTHERN CALIFORNIA SHORT SALE REALTOR - FORECLOSURE ASSISTANCE - 06/18/08 05:29 PM
Have your received a NOTICE OF DEFAULT
Short Sale your property before considering Bankruptcy (Orange County)
RE/MAX Homes & Estates Short Sale | Pre-Foreclosure Division
Inform yourself of all the possible options before you may or may not consider bankruptcy. The consultation is absolutely free and confidential. Again, educate yourself of all of the possible pros and cons. Then you may choose the best options that will optimize your benefits for both you and your family. My name is Ann and I'm here to help...
For answers to some of your questions you may access my website
www.remaxann.com
I … (0 comments)

short sale realtor: SHORT SALE QUESTIONS ANSWERED - ORANGE COUNTY, SHORT SALE REALTOR - 04/03/08 09:18 AM
Number 10
I can't make my house payments, but I do have an ability to pay back all or part of the negative equity. Also, I want to preserve my credit score...is a short sale right for me?
Probably, not. In cases where the seller can pay back all or part of the negative equity (usually to the 2nd lien holder), it makes sense for them to work out a repayment plan. The lender will then release the lien and allow the home to close.
 
Number 9
If I pay mortgage insurance and default on my loan, why wouldn't that cover the deficiency amount?
The … (0 comments)

short sale realtor: Orange County, Short Sale Realtor, Negotiator - 03/30/08 06:28 PM
ORANGE COUNTY SHORT SALE ASSISTANCE
Can not Make your mortgage Payment
FACING FORECLOSURE PROBLEMS?
-Are You In a Default Situation?
-Are You Facing Back House Payments?
-Do You Need To Sell ASAP?
-Do You Have Little Or No Equity In Your Home?
-Do You Owe More Than Your Home Is Worth?
-Do you have a Notice of Default?
- We get paid by the bank!!!!!-We Can Help You Avoid Foreclosure And Bankruptcy!! Things Sometimes Can Go Very Wrong. Losing Your Home To Foreclosure Isn't The Only Option You Have. A "Short Sale" Could Be The Answer.
We Can Negotiate With Your Lender To … (0 comments)

 
Ann  Urias,  Your Real Estate Concierge (Aston Group - Orange County Real Estate) Rainmaker large

Ann Urias

Your Real Estate Concierge

Irvine, CA

More about me…

Aston Group - Orange County Real Estate

Address: 8 WHATNEY 100 , IRVINE, CA, 92618

Office: (714) 588-7676

Fax: (714) 384-3766

Email Me

IRVINE HOMES FOR SALE, GREAT PARK NEIGHBORHOODS, IRVINE NEW HOMES FOR SALE, LAGUNA ALTURA, QUAIL HILL, OAK CREEK, WEST IRVINE, ORANGE COUNTY UPDATES, IRVINE REAL ESTATE


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