fha home loan: FHA Home Loans - 5% Down On FHA loans? Really?- Santa Rosa, CA - 05/27/11 09:29 AM
 FHA Home Loans - 5% Down on FHA loans? Really? - Santa Rosa, CA
I love the way Bridget McGee writes and wanted to pass this nice posting about potential FHA home loan changes to my Santa Rosa, California Real Estate Agents. I wish I had more time to write as well and as thoroughly as Bridget. I have to agree, the government is trying to fix a cracked dam with spackle.
However, they have a fine line to walk between overregulation and complete market collapse. I don't envy their position and I'm not smart enough to even consider a solution for … (2 comments)

fha home loan: FHA Home Loans - Santa Rosa, CA - FHA Mortgage Insurance Premiums are going up! - 03/28/10 04:39 AM

FHA Home Loans - Santa Rosa, CA - FHA Mortgage Insurance Premiums are going up!
If you are using an FHA loan to buy a house, you may have to recalculate your loan program's parameters starting April 5th. FHA has announced they are going to raise the FHA mortgage insurance premiums from 1.75% to 2.25%. On a $200,000 loan, that's an increase of $1,000 for the mortgage insurance premium! FHA will still allow the increased premium to be financed.
If you are preapproved or prequalified, you should check with your lender to see if this new increase in the FHA … (5 comments)

fha home loan: FHA Home Loans - Santa Rosa, CA - New Short Sale Rules 2010 - 01/14/10 10:07 PM
FHA Home Loans - Santa Rosa, CA - New Short Sale Rules 2010
I don't know if this has been mentioned, but it's well worth noting. FHA has loosened up the guidelines for home owners who had to go through a short sale of their owner occupied home. This new change will allow home owners who went through a short sale to re-enter the real estate market as home buyers again. If you think about the number of previous home owners who were locked out of the real estate market, you'll understand the significance of this change in the FHA short … (0 comments)

fha home loan: Santa Rosa Home Loans - Financing Terms - 12/18/09 11:19 PM
Santa Rosa Home Loans - Financing Terms
Stephanie Reynolds posted this nice summary of the financing terms used in the lending industry. It's pretty thorough list! She obviously knows her stuff! I thought it would be nice to repost this to share with my agents in Santa Rosa, Ca. I figured it would help everyone brush up on their mortgage related vocabulary! LOL! As if we didn't have enough to do already! Well, it's a good post and should be printed and put in your memory banks. No pun intended!
Now, here's an interesting thought I just came up with as … (1 comments)

fha home loan: FHA Home Loans - Santa Rosa, Ca - New FHA Loan Limits and Proposals for 2010 - 12/01/09 02:06 PM
FHA Home Loans, Santa Rosa, CA - New FHA Loan Limits and Proposals for 2010
I'm not a big fan of posting technical or industry news about lending because I think it's a dry subject, but I ran across this information today on FHA's Proposals and Loan Limits for 2010 and thought it would be good to share with my Realtors and real estate agents in the Sonoma County Wine Country Real Estate Market. Based on what I've read, FHA is cracking down on the smaller brokers.
I have a feeling these new rules will force many of the small brokers who currently originate … (3 comments)

fha home loan: FHA and VA Home Loans - HVCC on ROPES / another desperate call to action - Santa Rosa, CA - 10/26/09 08:53 AM
 
FHA and VA Home Loans - HVCC on ROPES / another desperate call to action - Santa Rosa, CA
 
Important HVCC information! Please read and pass it on.
 
Below is the contents of an email I just received from Frank Garay and Brian StevensCo-Hosts of the TBWSDaily.com real estate news program 
PLEASE REBLOG OR COPY AND PASTE INTO AN EMAIL AND SEND TO AS MANY PEOPE AS POSSIBLE.
On Wednesday, October 21st, the National Association of Mortgage Brokers used this petition hvccpetition.com to help convince the House Financial Services Committee to pass an amendment that will finally put … (0 comments)

fha home loan: FHA and VA Home Loans - Pre-Approval, Approval, Conditional, Cleared - What the ____?!- Santa Rosa, CA - 10/25/09 03:33 PM
FHA and VA Home Loans - Pre-Approval, Approval, Conditional, Cleared - What the ____?!- Santa Rosa, CA
Ken's summary of the different stages of approval and their value hit's it's mark. I couldn't written it any better. I always tell my agents and clients the deal is never done until the note and deed of trust gets recorded.
 
Ancient Mortgage Proverb: No deal is ever 100% certain until the loan is completely paid off.
There exists a chasm in communication, familiarity and point of view between agents and loan officers. Sometimes we try to act like it does not exist … (0 comments)

fha home loan: California's Sonoma County Wine Country Top 10 Secrets Exposed! - Sonoma County Wine Country Lifestyle - 10/06/09 03:41 AM
California's Sonoma County Wine Country Top 10 Secrets Exposed! - Sonoma County Wine Country Lifestyle
Last night, I was on the phone with a friend who lives out of state and who's currently thinking about moving to California. We had a nice discussion about the benefits of moving to California and then we talked about living in the Sonoma County Wine Country. Our conversation gave me the idea to write a post about the top ten reasons I came up with to persuade my friend to move to Sonoma County. I know it's a cliche, but I wanted to share the top 10 … (4 comments)

fha home loan: And so the journey begins... - 08/21/09 03:32 AM
Where do I even begin?
My friends have encouraged me to start writing down what I know about real estate lending to practice my writing skills. I've spent 18 years in the lending industry and have managed to survive several down cycles thanks to my connections and referrals. Almost everyone that I've worked with has come back to me because they've felt I've been able to simplify the complex journey of home ownership. As we all know, that's not an easy task.
Even though, I've been able to verbally educate my clients and speak in front of a large audience of … (4 comments)

 
Anthony Ebright - NMLSR ID #247647 Purchase and Refinance Mortgages (FHA, VA, Conforming, Jumbo  - Wells Fargo Home Mortgage)

Anthony Ebright - NMLSR ID #247647 Purchase and Refinance Mortgages

Santa Rosa, CA

More about me…

FHA, VA, Conforming, Jumbo - Wells Fargo Home Mortgage

Address: Santa Rosa, Petaluma, Sonoma, Healdsburg, Sebastopol, Rohnert Park , Guerneville, Windsor, Cotati, Cloverdale, Santa Rosa, CA, 95401

Mobile: 707-548-0752

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