first time home buyer: HOW TO SPOT A GOOD BUY? - 10/05/09 04:12 PM
            Beauty is in the eye of the beholder, particularly when it comes to buying a home.  Features that attract one home-buyer may repel another.
          However, the one feature of interest to every home-buyer is price.  Getting the most home for your money is paramount.  The real problem is figuring out whether that fixer-upper on one street is a better buy than the home in next-to-new condition two blocks away.  That's why knowing what to look for before you buy can save you time, energy and money down the line.
          The first step is figuring out what kind of house … (0 comments)

first time home buyer: WHAT TO EXPECT IN CLOSING COSTS ON A HOME PURCHASE - 09/28/09 02:02 PM
     Many are taking advantage of this year's low mortgage rates to purchase a home. Pent up with excitement, many families, who have scrimped and saved for a down-payment, jump for joy when the mortgage lender finally approves their application.  But, they should realize that there's a whole new set of expenses that must be covered before actually closing on the sale.
     New homeowners are often taken aback by up-front closing costs such as mortgage and title insurance, attorney fees, recording fees and loan points, which can run into the thousands of dollars.  But there is no need to be … (1 comments)

first time home buyer: 8,000 REASONS FOR YOU TO GET OFF THE FENCE - 09/26/09 05:20 PM
 
There's never been a better time to buy a home. Really.
That's because, thanks to the efforts of the NATIONAL ASSOCIATION OF REALTORS®  (NAR), Congress is now offering a new $8,000 tax credit to help first-time homebuyers, like yourself, purchase a home.
If you qualify and buy a principal residence before December 1, 2009, then you're eligible for the credit-allowing you to subtract 10% of the purchase price of your home up to $8,000 from your tax bill.
 
 Also, the FHA at the urging of NAR has changed the rulesto make thismoney available to you at closing! Visit www.housingmarketfacts.com for more … (0 comments)

 
Alfonso Parodi (REALTY ASSOCIATES)

Alfonso Parodi

Houston, TX

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