first time buyer: I want to buy a house this year, but don’t where to start?
- 01/11/12 03:58 PM
If you want to buy a house this year and you don’t know where to start I would say start with looking at your credit score and report then call a Realtor®. A Realtor® can guide you through the process by having a buyer consultation with you. During your buyer consultation your Realtor® will discuss the home buying process and advise you about what you can expect.
· When you first apply for a mortgage, banks and mortgage companies will be looking at your credit history to see how you’ve handled credit in the past and currently. If you take … (6 comments)
first time buyer: Buying a House Without Representation will NOT Save You Money
- 01/02/12 04:52 PM
One of my clients recently told me that her co-workers wants to purchase a home this year, but he wants to do it on his own he does not want a buyer’s agent. Of course I asked "why would he want to do that?" My client said she thinks that her co-worker wants to save money. I proceeded to explain that purchasing a home without representation of a buyer’s agent to negotiate on his behalf was not going to save him money but could actually cost him money.
Here are 9 Reasons to use a Buyer's Agent
1. You … (4 comments)
first time buyer: Metro Atlanta Down Payment Assistance
- 06/23/10 05:59 PM
Now is a great time to buy a home, stop thinking you can't afford one. If you are paying rent you can own your own home. Now you have the opportunity to get the deal of a lifetime. There are still down payment assistance programs available too, Gwinnett County has the Let's Do Business Gwinnett Program that is specifically for new homes if you live in Gwinnett County where you can get up to $5000 towards your new home. Rockdale County has a program that provides up to $14,500 for down payment assistance. Atlanta has programs that provide up to $60,578 in down payment assistance. We … (0 comments)
first time buyer: What if I missed the Home Buyer Tax Credit?
- 05/18/10 03:37 AM
You may be thinking about purchasing a home, but you missed the tax credit and now you are asking yourself, should I buy or wait to see it there is another incentive? Well, if you missed the credit no worries, it is still a great time to buy. Sellers know it is a buyers market and they are willing to work with buyers to sell quickly. In my opinion, this is a great time to buy! I know of someone who recently bought a new house for a third of the price the same home would have cost just 4 years ago. … (0 comments)
first time buyer: Top 7 Reasons for 1st time buyers to Purchase a Home Now!
- 04/30/09 02:57 PM
1. Money- in your own pocket not your landlords. When you rent you are putting money into your landlords pocket, chances are when you own the home and sell it you will at least recoup some of what you have paid into the property. 2. Tax Benefits-you can qualify for up to $8,000 in tax credits. For most people, buying a home may not only allow you to deduct the mortgage interests, it also gives them the ability to detail your deduction 3. Favorable interest rate-Interest rates are at an all time low and this is the lowest interest rates have … (0 comments)
first time buyer: Time is of the Essence
- 07/06/07 09:05 AM
Time is of the essence is a very important phrase when you decide to purchase a home. As a first time buyer you must be aware that there are time lines that you must follow. The clock begins to tick the moment you sign your buyers brokerage agreement and you MUST adhere to the time line. TIME IS OF THE ESSENCE! Your buyers brokerage is signed for a specific period of time. This buyers brokerage agreement can be signed for one day or for one year. Generally my clients sign a buyer brokerage agreement for three months. TIME IS OF THE ESSENCE! We … (0 comments)
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