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Mortgage and Lending - San Diego VA Home Loans/858-777-9751
America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED



Investors take notice!  Phoenix home prices led the nation in declines: The Case-Shiller indexes compare the sale prices of the same homes each year to determine price trends and are considered one of the most accurate home price gauges. The hardest hit of all 20 cities on a year-over-year basis...
I know your secret.  Honestly…I do.   You aren’t knocking the ball out of the park, regardless of your blogging effort.  You play around on Twitter, Facebook, Active Rain, and might even comment on Bloodhound Blog.  You’re probably REALLY smart and can’t believe that you’re having problems in bus...
Mortgage rates are finally below 6.0% again.  If you're closing in October, take any rate under 6.0% and lock it in to closing.  In the beginning of the month, I suggested to wait for lower rates if you were closing in the last two weeks of October.  I said: You can safely delay mortgage locks i...
Sean “Rocky” Purcell and I discussed his big prediction of the stock market bounce and I repented for my recommendation to stay “unlocked” in hopes of lower mortgage rates. Download and enjoy this light-hearted 17 minute show We felt the near-term future for stock and bond markets would depend on...
If you're closing your loan after Friday, I left you naked (not locked).  I told you that the fundamentals of the economy would bring rates lower after the bailout was announced.  Rates were at 5.875%, today they're at 6.5%.  What's in store for the rest of the month? Eric Holloman of Rate Link ...
I had the good fortune of closing another VA home loan for a Navy family this month.  I was stoked to read that our team delivered a superb experience for them over on a Redfin Forum: I am just going to do a cut and paste from another thread but I figured there is alot of good info I just learne...
Sean Purcell and I recorded a 15 minute episode this afternoon about what the stock market crash means for working REALTORs.  We may come across as a couple of polyannas but we think the stock market might get some respite from…Columbus Day. We talk about the great opportunities for investors and...
It’s fall in San Diego, right? Here we go again: More than 1000 acres of land on Camp Pendleton goes up in flames, after a wildfire breaks out on the base Wednesday. If you want to follow the action, check out this Twitter feed and this blog.  Social media are the 21 century version of the ham ra...
The FHA Hope for Homeowners loan program was released this month. The stated goal of the plan is to help homeowners, who are paying mortgages that are significantly more expensive than when they bought the home (due to rate adjustments), get a home loan they can afford. Key components of the FHA ...
The bailout bill passed the House after a decisive victory in the Senate; it is certain to be signed into law by President Bush.  From These steps represent decisive action to ease the credit crunch that is now threatening our economy,” President George W. Bush said at the White Ho...

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