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America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED



"If you thought REALTORs were behind the learning curve in Web 2.0, you should see the lenders" If you're a loan originator, on Active Rain, congratulations.  There are some 300,000 working loan originators today and I'm guessing that about 1% of us are actively using social media.  Certainly, th...
I was really looking forward to Jeff's post today about "content ownership".  It's obvious that I feel this is an important issue.  I wanted to highlight some of the salient points I made the other day but the Terms of Service forbid me to parse from "Members Only" posts and republish them in a p...
I wrote this about two years ago.  It won a couple of Carnivals:  Carnival of Real Estate, hosted here on Active Rain Carnival of Real Estate Investing, hosted by Agent Shopper It was a lot of fun to write and a pretty good read (if I say so myself). While I've written informational blog posts, o...
I’ve written a ton about Scenius scenes, but, until lately, we’ve kept the scene creation praxis fairly close to our vests. I had documented the process very early for the folks who were involved in the original discussion of the Scenius idea, then shared that video how-to with other folks by em...
Some coverage of the BHBUnchained and Seattle REBar camp Video clips of CEO Glenn Kelman from the BloodhoundBlog Unchained preview event in Seattle Living that Seattltude: Bloodhounds listening above the Sound The barcamp event this past Friday (2/13/09) in Seattle at Zillow HQ was an ...
Down payment requirements, for mortgage loan programs,  have increased over the past 12-18 months.  Here are some examples: FHA hiked the statutory down payment to 3.5% Piggy-back mortgages, using second liens, are all but dead.  Conventional loans, with down payments of less than 20%, require pr...
Mortgage rates look to trend up in the next week or so.  Ambiguity about the spending/stimulus bill, combined with a massive borrowing effort by the Government, is making it difficult for mortgage rates to stay below 5%.  Economic data are still bleak and that should act as a ceiling for mortgage...

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