RECENT BLOG POSTS
What Can’t Debt Collectors Do? Part 12: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: There are times that you may end up talking to a Debt Collector, either by intention or by mistake. For example, when you apply for a certain loan (e.g., mortgage loan, pe...
09/16/2013
Why is a Credit Score So Important? Part 18: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: Disclaimer: Every effort has been made to make these articles as complete and as accurate as possible, but no warranty or fitness is implied.The information provided ...
09/14/2013
What Are FICO Score, VantageScore, Beacon and an Empirica Score? Part 16: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: Disclaimer: Every effort has been made to make these articles as complete and as accurate as possible, but no warranty or fitness is impl...
09/14/2013
What is a Credit Score? Part 15: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: Disclaimer: Every effort has been made to make these articles as complete and as accurate as possible, but no warranty or fitness is implied.The information provided is on an “as...
09/13/2013
How to Settle Debts with Collection Agencies?Part 13-2: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: Disclaimer: Every effort has been made to make these articles as complete and as accurate as possible, but no warranty or fitness is implied.The informatio...
09/13/2013
What is the Statute of Limitation on Collecting Debts? Part 13-1: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: Disclaimer: Every effort has been made to make these articles as complete and as accurate as possible, but no warranty or fitness is implied.The ...
09/13/2013
What is a Collection Agency? Part 11: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: A collection agency is a business that pursues payments of debts owed by individuals or businesses. Most collection agencies operate as agents of creditors and collect debts...
09/12/2013
Your Rights under the Fair Credit Reporting Act?Part 10: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: What Law Credit Bureaus Work Under?Credit bureaus are operating under the Fair Credit Reporting Act (FCRA) federal law. The FCRA gives consumers the right...
09/12/2013
How to report inaccuracies in your credit reports? Part 9: As part of series of articles (blogs) regarding Credit and Credit Score, here we go: After you find out an item is inaccurate or obsolete, you need to dispute and communicate that to the reporting agencies. The addresses and phone number...
09/12/2013
Why Should You Check Your Credit Reports Often? Part 8: As part of series of articles (blogs) regarding Credit and Credit Score, here we go:There are many reasons that you should know what is in your credit reports and therefore, check your credit files often. The three top reasons are: 1.     In...
09/12/2013
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