mortgage newsletter dana bain premiere mortgage 9784222311 mortgage rates ma nh: Mortgage Newsletter- January 28th,, 2013 Dana Bain Premiere Mortgage 978-422-2311
- 01/28/13 12:14 AM
http://www.bainmortgage.com/MortgageMarketWeekInReview Treausury Auctions US Treasury bonds do not directly dictate fixed mortgage interest rate pricing however they do have an indirect impact. Treasuries are used as a hedge for the interest rate risk associated with mortgage-backed security investing. Mortgage-backed securities have the potential for prepayment that Treasuries do not. Treasuries and mortgage bonds often track in the same direction but this is not always the case. There are many times that Treasuries and mortgage bonds move inversely. We have a 2Y auction Monday, 5Y Tuesday, and 7Y Wednesday.
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mortgage newsletter dana bain premiere mortgage 9784222311 mortgage rates ma nh: Mortgage Newsletter- December 17th, 2012 Dana Bain Premiere Mortgage 978-422-2311
- 12/17/12 02:56 AM
http://www.bainmortgage.com/MortgageMarketWeekInReview Fed StatementThe Fed caused some waves in the US debt markets last week with their post-meeting statement. The Fed stated, “When the Committee decides to begin to remove policy accommodation, it will take a balanced approach consistent with its longer-run goals of maximum employment and inflation of 2 percent.” This was seen as a warning to investors to be prepared for future changes. Rates are historically very favorable and financial conditions can change daily. Remember, the current rates are a given.
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mortgage newsletter dana bain premiere mortgage 9784222311 mortgage rates ma nh: Mortgage Newsletter- November 5th, 2012 Dana Bain Premiere Mortgage 978-422-2311
- 11/05/12 06:20 AM
http://www.bainmortgage.com/MortgageMarketWeekInReview GSEsGovernment sponsored enterprises (GSEs) are financial services created by Congress. Two of the most important GSEs in the mortgage industry are Fannie Mae and Freddie Mac. These corporations are designed to make credit available to targeted borrowers in an efficient manner. Fannie and Freddie were privately owned until September 2008 when the lines were blurred. The credit crisis resulted in Fannie and Freddie facing huge liquidity concerns. Their insolvency under fair value accounting sparked worries about their failure. The Treasury and Congress worked to avert a catastrophe but faced many challenges. The Treasury ultimately placed the entities in “conservatorship.” This … (0 comments)
mortgage newsletter dana bain premiere mortgage 9784222311 mortgage rates ma nh: Mortgage Newsletter- October 22nd, 2012 Dana Bain Premiere Mortgage 978-422-2311
- 10/22/12 03:39 AM
http://www.bainmortgage.com/MortgageMarketWeekInReview Fed MeetingThe United States central bank, the Federal Reserve, coordinates the borrowing and lending activities of federally chartered banks. The principal reason the Federal Reserve was created was to reduce severe financial crises. One way of accomplishing this goal is to control the amount of money that flows through the economy. By manipulating the US money supply, the Fed influences inflation, unemployment, and the level of US economic activity. The Fed has a variety of tools that it uses to control the money supply, but its chief policy tool is the manipulation of short-term interest rates.The Federal Reserve can adjust … (1 comments)
mortgage newsletter dana bain premiere mortgage 9784222311 mortgage rates ma nh: Mortgage Newsletter- October 8th, 2012 Dana Bain Premiere Mortgage 978-422-2311
- 10/08/12 02:32 PM
http://www.bainmortgage.com/MortgageMarketWeekInReview Stocks and Bonds Remain VolatileLast week, mortgage interest rates rose sharply following the lower than expected unemployment figure. As the US economy moves along and world economies struggle, the demand for the lower yielding government-backed debt securities has whipsawed considerably. One day we see a flight to quality influx of investor funds, which drive prices up and rates down. The next day the inverse occurs.The US stock market was on a roar the latter portion of the week at the expense of demand for mortgage-backed securities. As the stock market gained strength, investors sought higher returns by moving their money … (0 comments)
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