mortgage: Buying Homeowners Insurance for your Roseville, MN Home - 07/19/11 05:25 PM
Buying a home in Roseville, Minnesota is an exhilerating, complicated process. One of the many details you need to sort through is homeowners insurance. Where do you find it? How much coverage do you need? What does it cover and not cover? Particularly for a first-time home buyer, these questions can seem daunting. Here is some good information to get you started down the road to getting a good policy:
1. Start with what you already have. It’s quite likely that if you’re happy with the company you use for your auto insurance, you’ve already found your homeowners insurance company. Many … (1 comments)

mortgage: Getting the Money Right to Buy a White Bear Lake, MN Home - 07/07/11 12:52 PM
Looking for a new home in White Bear Lake, MN? Once you've made the decision that it's the right time to buy, it's so tempting to just get out and start looking. But there is some very important financial groundwork that you should lay before even stepping inside a house for sale.
This CNNMoney article gives some very good tips on what you should know and do before you start the process of buying (or even looking at) a house:
Start with your credit It's never been more important to have good credit when buying a home. Lenders are much more … (0 comments)

mortgage: Top Things to Know About Buying a Home in St. Paul, MN - 07/02/11 04:22 AM
Ready to buy a home in St. Paul, MN? There are all kinds of things you’re likely thinking about. What kind of house do you want? Which neighborhoods are you most interested in? Before you get really invested in thinking through a lot of these kinds of issues, however, you want to have some fundamentals together. CNNMoney gives a good “Top Things to Know” list for buying a home:
1. Don’t buy if you can’t stay put. I think this is a lesson that most buyers understand these days. Selling is currently much harder than buying, so investing in real estate … (0 comments)

mortgage: Why It’s Time to Buy a Townhouse in Cottage Grove, MN - 06/27/11 04:18 AM
Looking for a townhouse in Cottage Grove, MN? You might be wondering if it’s a good investment. The past five years of the real estate downward spiral in the United States has been discouraging for some, but surveys show that most Americans still believe that buying a home is a good way to invest their money. And with good cause, per the Wall Street Journal. There are indications that 2011 might be exactly the right time to buy:
Mortgage rates are near 50-year lows ARMs are at record lows  Homes are more affordable than ever  The high number of foreclosures has … (0 comments)

mortgage: Mortgage Tips for Buying a Home in Lake Elmo, MN - 06/24/11 08:59 AM
Should you be in the market for a home in Lake Elmo, Minnesota, you might be facing a chicken or egg conundrum: do you find the house you want first, or first get approved for a mortgage? Increasingly the answer is the latter. “It used to be, if you wanted a house, you went out, found a house and then spoke to a mortgage broker or went to a bank to get a loan and it was fairly easy,” says Ross Weinstein of Exclusive Capital. “Today, you really need to get on the mortgage game early and find your mortgage first, … (1 comments)

mortgage: Cash Needed to Buy a Home (6 of 6) - 06/19/11 04:14 PM
In this final video, Doug discusses how much cash you'll need to buy a home in the Twin Cities, MN area.
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mortgage: Cash Needed to Buy a Home (5 of 6) - 06/19/11 04:13 PM
In this fifth of six videos, Doug discusses how much cash you'll need to buy a home in the Twin Cities, MN area.
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mortgage: Cash Needed to Buy a Home (4 of 6) - 06/19/11 04:12 PM
In this fourth of six videos, Doug discusses how much cash you'll need to buy a home in the Twin Cities, MN area.
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mortgage: Cash Needed to Buy a Home (3 of 6) - 06/19/11 04:11 PM
In this third of six videos, Doug discusses how much cash you'll need to buy a home in the Twin Cities, MN area.
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mortgage: Buying a Townhouse You Can Afford in White Bear Lake, MN - 06/17/11 10:00 AM
If you’re looking for the perfect townhouse in White Bear Lake, MN, you no doubt have a list – physical or mental – of all the things you’re looking for in your new home. But have you made a list of steps to take to ensure that you find a townhouse that you can really afford? This article gives seven helpful steps to get you down the path to responsible home ownership:
#1 – Get your credit in as good shape as possible Many people have no idea what their credit score is, and while you don’t want to check it … (0 comments)

mortgage: Cash Needed to Buy a Home (Summary) - 06/15/11 05:41 AM
In this first of 7 videos on the topic, Doug discusses how much cash you'll need to buy a home in the Twin Cities MN area.
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mortgage: Nine Reasons to Buy a Shoreview Townhouse Now - 05/30/11 03:20 AM
If you're looking for a townhouse in Shoreview, MN, the time has never been better to buy!  This article lists nine reasons to consider buying a home in the next few months, among them:
Lowest Prices and Interest Rates in YearsIt's unclear when the housing market will begin to recover, but analysts predict that prices will begin to slowly increase over the next few months.  We may be looking at the bottom of the market, when buying would be an especially good investment.  And with interest rates at a 30-year low and expected to increase, it's a great time to get a … (1 comments)

 
Barb Goerss, Helping You With All 14 Moves You'll Make

Barb Goerss

Helping You With All 14 Moves You'll Make

Forest Lake, MN

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Address: 1398 Lake Street South, Suite 100, Forest Lake, MN, 55025

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