home protection program: Tax credit use for Closing Costs? - 06/04/09 11:13 AM

Today the US Department of Housing and Urban Development has approved the homebuyer tax credit that will allow first time homebuyers to use the $8,000 tax credit to:
• Help cover their closing cost
• Buy down their interest rate
• Increase down payment
The first-time homebuyer tax credit was introduce to encourage homeownerships, so first-time homebuyer can take advantage of today’s housing market affordability, while the interest rates are low and home prices are down. The $8,000 tax credit does not need to repay and is fully refundable.

Income Limitation:
 Single Buyer earning between $75,000 and 95,000
(3 comments)

home protection program: Happy Cinco de Mayo! - 05/05/09 12:43 PM
Hello Everyone,

Cinco de Mayo (Fifth of May) is primarily celebrated in the state of Puebla, Mexico. The holiday is to celebrate the Mexican army victory over French Force at the battle of Puebla on May 5, 1852. Cinco the Mayo is not Mexico Independence Day. The Independence Day is September 16.
(0 comments)

home protection program: Active Rain Referral success Story in the Bay Area - 04/05/09 11:28 AM

I just closed my first referral from Active Rain, Yes! Si! Oui!,ja!.  Five months ago, I got a phone call. They found my profile at Active Rain. I was so excited; I could not believe it was happening to me. He was looking for an agent with experience working with first time homebuyers.

The buyer was looking in San Francisco, San Mateo County or Alameda County, it was very challenging to find the dream home with his tight budget, but we did not lose our hope and kept looking.  After several reject offers and viewed numerous homes. We finitely … (7 comments)

home protection program: First-time homebuyer's job layoff and disability Protection Program - 04/02/09 09:12 PM

 I have received an email this afternoon from my office manager at prudential in San Mateo California regarding The CAR Mortgage Protection Program. I thought what great news to share with you, first-time homebuyers who might be searching to buy your first home to take advantage of the current market opportunity, but are afraid of the possibility of losing your home if you lose your job or become disabling.

The Mortgage Protection Program is being offered by the California National Association of Realtor housing affordability fund (CARHAF) in an effort to motivate first-time homebuyers' confidence to purchase a primary … (3 comments)

 
Mayra Espinosa Realtor San Mateo Pacifica Homes, Pacifica -San Mateo,CA Real Estate agent, Buy,sell (Red C Realty| Call 650-996-8961) Rainmaker large

Mayra Espinosa Realtor San Mateo Pacifica Homes

Pacifica -San Mateo,CA Real Estate agent, Buy,sell

San Mateo, CA

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Red C Realty| Call 650-996-8961

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