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How to Establish CreditNo Credit? No Problem. Here Are Some Tips to Help You Establish Good Credit When you don't have a credit history, it can be difficult and frustrating when trying to obtain a credit card or other type of loan. Establishing your initial credit history can be a Catch-22. If yo...

Check out 'The Richest Kids in America' by Mark Victor Hansen'. Click here to order the book! "Get ready to meet some amazing entrepreneurial superstars who are living their dreams and making a big difference doing it. They've shared their stories to inspire you, teach you, and show you that your...

Are you married to your financial opposite?Spendthrifts and tightwads are attracted to each other, but money talks can get fierce in marriages where spouses don't have the same habits. Does your wife's closet look like a jewel box of shoes, while you wish your bank account could afford an actual ...

How to Jump-Start Mortgage Loan Modifications by Jack M. Guttentag With no end to the housing crisis in sight, the need to modify loan contracts to make payments more affordable is greater than ever. While the number of modifications is rising steadily, it is running far behind the need. In the f...

7 ways to minimize small-business risksG.M. Filisko If you're a small-business owner, you're by definition a risk-taker. The danger, however, of being comfortable with taking leaps of faith is that you can sometimes overlook smart and simple ways to minimize the damage if your leap ends in a fall...

Reappraising Home AppraisersJames R. Haggerty After being blamed for helping to inflate home values during the housing boom, the appraisal business is again coming under fire.Squeezed by a drop in fees, some appraisers are compensating by driving long distances to handle more assignments. Their w...

Four Steps to Selling Your Home for Top Dollar by David Bach 1. Find Out What Your House Is WorthYou can't charge the right price unless you know what that is. So do a little research:• Go online. For a free Multiple Listing Service Home Market Check that shows what other residences like yours so...

Is an FHA-Insured Mortgage Right for You?THE DAYS OF putting little money down to buy a home aren't over. After years of risky mortgages backed up by small down payments, most lenders aren't underwriting mortgages without a significant sum up front and a high credit score. But a decades-old looph...

Top things to know 1. Americans are loaded with credit-card debt.The average American household with at least one credit card has nearly $10,700 in credit-card debt, according to CardWeb.com, and the average interest rate runs in the mid- to high teens at any given time.2. Some debt is good.Borro...

Are Houses Finally Cheap?Jack Hough A handful of early signs suggest America's housing market is on the mend. Construction starts and new house sales were up nicely in June. Prices rose from April to May, the first monthly increase in nearly three years.Time to buy, then? Perhaps, but be cautious...