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Real Estate Agent - Realty Direct
You lost your house - but you still have to payBy Les Christie Vanessa Corey sold this house but still owed some of the mortgage balance. Now the bank is coming after the $65,000 difference.NEW YORK ( -- As terrible as it is to lose your house to foreclosure, at least it's a relief t...
New home loan modification rules comingBy Holden LewisIf you want to get a modification to prevent foreclosure, soon you will have to supply financial documents upfront -- including paycheck stubs and an income tax form.The new loan modification requirement is the latest update in the Obama plan ...
Short sales soar while foreclosure sales slackenBy Buck Wargo Las Vegas and the state may be changing from the nation's foreclosure capital to a housing market dominated by short sales.In the last four months of 2009, the number of foreclosure sales has dropped and lenders have consented in great...
Why 2010 Could Be the Year of the ‘Short Sale’By Nick Timiraos   If 2009 was the year of the foreclosure (and loan modification), then 2010 may be shaping up as the year of the short sale.In the Phoenix metro area, the number of completed short sales, where lenders allow a home to sell for less t...
Bank of America steps up foreclosure prevention effortsBy Les ChristieNEW YORK ( -- One roadblock slowing President Obama's foreclosure prevention program seems to beclearing away. Bank of America, the nation's largest mortgage lender, said Tuesday that it was the first lender to agr...
6 keys to first-time homebuyer tax creditBy Tracey C. Velt Most people welcome any extra cash when buying a home. And, thanks to a government tax credit of up to $8,000 for first-time homebuyers and up to $6,500 for move-up buyers, they're getting it. But, you have to act quickly. The tax credit ...
Does it make sense to remain underwater?by Brian Turner It's 2004, and you are planning to move up to buy your dream home. You and your husband each sold your home a few years back and you both made a good amount of money off the sale of both homes. You decided to rent for a few years to make sur...
How First Time Home Buyer Loans WorkAdvantages and Disadvantages of First Time Home Buyer LoansBy Justin Pritchard First time home buyer loans allow buyers to get into a house more easily. However, just because you're a first time home buyer doesn't mean you should use a first time home buyer loa...
FHA ANNOUNCES POLICY CHANGES TO ADDRESS RISK AND STRENGTHEN FINANCESNew Measures Will Help FHA Better Manage Risk, While Maintaining Support for the HousingMarket and Access for Underserved Communities WASHINGTON - Federal Housing Administration (FHA) Commissioner David Stevens todayannounced a s...
In the past day or so, I received numerous emails that the Prince Georges Neighborhood Stabilization Program (NSP) is set to close its doors in the spring 2010. Is this true?Here are a few of the emails I received:"We've been told that NSP is about to run out of money.They've currently used 85% ...

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