Brian's Blog

Mortgage and Lending - Success Mortgage Partners, Inc. NMLS #130562 - 229758



   When you shop for a mortgage loan, you have certain rights that are guaranteed by The Real Estate Settlement Procedures Act (RESPA). RESPA is a consumer protection statute from the Department of Housing and Urban Development (HUD).    RESPA is designed to help you be a better shopper during th...
     On August 1, 2015, loan documents to homebuyers are going to be simpler and easier to understand. Two new forms, a Loan Estimate and a Closing Disclosure, will replace the HUD-1 Settlement Statement, the Good Faith Estimate, and the Truth-in-Lending disclosure form.     The purpose of the ne...
       For some homebuyers, the 4.00 percent 30-year fixed mortgage rate is a line in the sand they have no intention of crossing. As of June 2, 2015, some lenders are already charging 4.125 percent for a benchmark conventional 30-year fixed rate mortgage, according to Mortgage News Daily's Chief...
Question: I am a first time home buyer, and have been pre-approved for a $155,000 mortgage purchase. In my search, I have seen plenty of houses in the $159-165,000 range in good, move-in condition. The problem I am having is where to start my offer. My REALTOR is telling me that those houses are ...
You already know about the tax benefits of buying a home and the long-term financial advantages created by rising home values and bankable equity. But some of the associated benefits of homeownership might surprise you. 1. Pride of ownershipYou understand the idea of pride of ownership, but maybe...
   In order to get into the housing market, many homebuyers are accepting gifts from family or friends in order to meet down payment requirements by lenders. In fact, as of 2012, one in five Baby Boomers has either gifted, loaned or co-signed a loan to help children or grandchildren buy their fir...


NMLS #229758 Equal Housing Lender
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