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Real Estate Broker/Owner - Grady David Tipton Brokerage - Florida # BK451206
I encourage participation from Realtors, Mortgage Brokers, Lenders, Home Inspectors, Builders and others in the Real Estate industry. Our main reason for existence though, is to help consumers who are exploring the possibility of buying, selling or renting residential real estate in the Tampa Bay Area.



  There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional or an expensive and risky sub-prime mortgage loan. Why not take advantage of the many benefits and protections that only come with FHA: Easier to Qualify - Because FHA insures your mortgage, lenders a...
    What is a HUD Home?HUD homes are typically 1 to 4 unit residential properties acquired by HUD as a result of a lending institutions foreclosure actions on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.  A HUD home ...
Many real estate investors earn a living out of renovating run-down properties and reselling them, or holding onto them for rentals. Commonly known as the fixer-upper, it offers you two paths to real estate investment. Buy a Fixer-Upper and Sell Again In addition to offering a handsome profit, fi...
IS THIS A MISPRINT?  MARCH STATISTICS SHOW TAMPA BAY HOME SALES UP 46% The Greater Tampa Association of Realtors (GTAR) March 2008 statistics show Tampa and Hillsborough County Home Sales up 46% in comparison with January 2008. March sales of all housing units showed an increase of 42.9 percent f...
These are the customary closing costs for both buyers and sellers in the Tampa Bay Area.  Remember everything in a contract is negotiable.  This will help you estimate the amount of your closing costs for the sale or purchase of real estate in this area.  Other states may have different costs ass...
The first thing you should know about buying a Tampa Bay Area REO is that you have greater negotiating leverage if the property has been on the market for a while.  When an REO first goes on the market, the bank may be unwilling to negotiate down on its asking price as it wants to get as much of ...
  Beginning in May, the IRS will send one-time economic stimulus payments to more than 130 million households across America. Most people who are eligible for a stimulus payment will receive it automatically, provided they file a 2007 federal income tax return. What do I have to do? Most people n...
Here's Six Excellent Reasons Why.... 1.  It's a Buyer's Market- What exactly does a Buyer's Market mean? A Buyer's Market is a real estate market which has more sellers than buyers. Lower prices result from this excess of supply over demand, also called a soft market.  Additionally, buyers have a...
Seventh in a Series for First Time Home Buyers  When you're thinking of buying a home, you may wonder what your mortgage payment will look like. When you have a mortgage, you'll have several different portions of your payment each month. Your mortgage payment consists of principal, interest, taxe...
Know the rules of the foreclosure process in your state. Foreclosure laws very from state to state so research your state's laws.  A good place to start your research of your states foreclosure process is www.foreclosurelaw.org/.  If you or someone you know is facing a foreclosure of their home, ...

David Tipton, GRI, ePro, SRES

Real Estate Broker - Tampa
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