first time home buyer: Dundalk Homes For Sale - Baltimore County Short Sales - Mike Klijanowicz - Remax Real Estate Agent - 02/19/12 09:59 PM
BALTIMORE COUNTY SHORT SALES - DUNDALK HOMES FOR SALE NEW PROPERTY LISTING BY MIKE KLIJANOWICZ - REMAX SHORT SALE SPECIALIST
INTRODUCING
1210 WILLOW ROAD
DUNDALK, MD 21222
  THIS IS NOT YOUR TYPICAL CAPE COD! Spacious & open floor plan with lalrge, updated eat-in kitchen with ceramic tiled floor & breakfast nook, Mud room, Updated bath, Fenced-in back yard with deck leading to your pool, 3 Car Driveway. Upgrades include: Hot water Heater ('09), Double Hung Windows (3 yrs), Basement waterproofed & new sump pump installed (3 yrs), HVAC (5 yrs). Subject to 3rd Party Approval. 2 Short Sale Agents + Professional Short … (0 comments)

first time home buyer: NOTTINGHAM, MARYLAND - NEW SINGLE FAMILY HOME LISTING - 4120 Slater Avenue, Nottingham, MD 21236 - 04/24/11 02:55 AM
4120 Slater Avenue
Nottingham, MD 21236
BALTIMORE COUNTY HOMES FOR SALE
 MORE PICTURES OF 4120 SLATER AVENUE By Mike Klijanowicz - Your #1 Local Realtor CLICK HERE


ANOTHER BRAND NEW SINGLE FAMILY HOME LISTING IN NOTTINGHAM, MARYLAND! THIS ONE IS UNBELIEVABLY UPDATED INSIDE & OUT! IT IS A TRUE 5 BEDROOM 3 FULL BATH HOME FEATURING: KITCHEN WITH GRANITE COUNTERS, BRAND NEW OAK CABINETS, 14X14 CERAMIC TILED FLOORS, & SS APPLIANCES, GLEAMING HARDWOOD FLOORS, 3 BRAND NEW FULL BATHROOMS WITH 14X14 CERAMIC TILED FLOORS & WALLS, DOUBLE VANITY WITH GRAINTE, 19 NEW WINDOWS, NEW A/C UNIT, NEW HOT WATER HEATER, NEW 4 CAR DRIVEWAY, … (0 comments)

first time home buyer: EATON SQUARE - WHITE MARSH - NEW TOWN HOUSE LISTING - 6 CATERHAM COURT, WHITE MARSH, MD 21237 - 01/31/11 11:24 AM
6 CATERHAM COURT
WHITE MARSH, MD 21237
EATON SQUARE COMMUNITY
 MORE PICTURES OF 6 CATERHAM COURT By Mike Klijanowicz - Your #1 Local Realtor CLICK HERE


ANOTHER BRAND NEW TOWN HOUSE LISTING IN WHITE MARSH IN THE EATON SQUARE COMMUNITY! THIS ONE IS COMPLETELY RENOVATED FROM TOP TO BOTTOM! THIS LUXURY BRICK FRONT TOWNHOME FEATURES: BRAND NEW KITCHEN WITH GRANITE COUNTERS & STAINLESS STEEL APPLIANCES, UPGRADED BATHROOMS, CUSTOM WINDOW TREATMENTS, BRAND NEW GLEAMING HARDWOOD FLOORS, FRESH NEUTRAL PAINT, HUGE BRAND NEW DECK, BRAND NEW CARPETING, IDEAL LOCATION IN PRIVATE CUL-DE-SAC AT END OF COMMUNITY BACKS TO LARGE OPEN FIELD & WOODED AREA! WITHIN WALKING … (0 comments)

first time home buyer: WILL THE FIRST TIME HOME BUYER TAX CREDIT GET EXTENDED AND EXPANDED IN PERRY HALL, MARYLAND? - 10/29/09 12:44 PM
I read two articles today in two different newspapers (one from the BALTIMORE SUN and one from the USA TODAY) that stated the first time home buyer tax credit is up for consideration to be extended and expanded in Perry Hall, Maryland and throughout the rest of the country.  I pasted links to both stories at the bottom of this message.
From what I read they are planning on trying to extend the first time home buyer tax credit until the end of April.  Under the new proposal, from what I read, first time home buyers will have until the end … (1 comments)

first time home buyer: WILL THE FIRST TIME HOME BUYER TAX CREDIT GET EXTENDED AND EXPANDED IN HARFORD COUNTY, MARYLAND? - 10/29/09 12:41 PM
I read two articles today in two different newspapers (one from the BALTIMORE SUN and one from the USA TODAY) that stated the first time home buyer tax credit is up for consideration to be extended and expanded in Harford County, Maryland and throughout the rest of the country.  I pasted links to both stories at the bottom of this message.
From what I read they are planning on trying to extend the first time home buyer tax credit until the end of April.  Under the new proposal, from what I read, first time home buyers will have until the end … (0 comments)

first time home buyer: WILL THE FIRST TIME HOME BUYER TAX CREDIT GET EXTENDED AND EXPANDED IN BALTIMORE COUNTY, MARYLAND? - 10/29/09 12:36 PM
I read two articles today in two different newspapers (one from the BALTIMORE SUN and one from the USA TODAY) that stated the first time home buyer tax credit is up for consideration to be extended and expanded in Baltimore County, Maryland and throughout the rest of the country.  I pasted links to both stories at the bottom of this message.
From what I read they are planning on trying to extend the first time home buyer tax credit until the end of April.  Under the new proposal, from what I read, first time home buyers will have until the end … (0 comments)

first time home buyer: IS THE FIRST TIME HOME BUYER TAX CREDIT GETTING EXTENDED AND EXPANDED IN MARYLAND? - 10/29/09 12:07 PM
I read two articles today in two different newspapers (one from the BALTIMORE SUN and one from the USA TODAY) that stated the first time home buyer tax credit is up for consideration to be extended and expanded in Maryland and throughout the rest of the country.  I pasted links to both stories at the bottom of this message.
From what I read they are planning on trying to extend the first time home buyer tax credit until the end of April.  Under the new proposal, from what I read, first time home buyers will have until the end of April … (0 comments)

first time home buyer: Lutherville, MD First Time Home Buyers $8000 Tax Credit Information - 03/21/09 02:42 PM
ATTENTION
FIRST TIME HOME BUYERS IN LUTHERVILLE, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Lutherville, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, … (2 comments)

first time home buyer: Towson, MD First Time Buyers $8000 Tax Credit Information - 03/21/09 02:37 PM
ATTENTION
FIRST TIME HOME BUYERS IN TOWSON, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Towson, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, … (0 comments)

first time home buyer: White Marsh, MD First Time Home Buyers $8000 Tax Credit Information - 03/21/09 12:18 PM
ATTENTION
FIRST TIME HOME BUYERS IN WHITE MARSH, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a White Marsh, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at … (0 comments)

first time home buyer: Rosedale, MD First Time Home Buyers $8000 Tax Credit Information - 03/21/09 12:13 PM
ATTENTION
FIRST TIME HOME BUYERS IN ROSEDALE, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Rosedale, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, … (0 comments)

first time home buyer: Parkville, MD First Time Home Buyers $8000 Tax Credit Information - 03/21/09 12:09 PM
ATTENTION
FIRST TIME HOME BUYERS IN PARKVILLE, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Parkville, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, … (0 comments)

first time home buyer: Nottingham, Maryland First Time Home Buyers $8000 Tax Credit Information - 03/21/09 12:04 PM
ATTENTION
FIRST TIME HOME BUYERS IN NOTTINGHAM, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Nottingham, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, … (0 comments)

first time home buyer: Perry Hall, MD First Time Home Buyers $8000 Tax Credit Information - 03/21/09 11:58 AM
ATTENTION
FIRST TIME HOME BUYERS IN PERRY HALL, MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Perry Hall, Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at … (0 comments)

first time home buyer: Maryland First Time Home Buyers $8000 Tax Credit Information - 03/16/09 02:17 PM
ATTENTION
FIRST TIME HOME BUYERS IN MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at ALL-TIME LOWS, choices of … (1 comments)

first time home buyer: Baltimore County First Time Home Buyer $8000 Tax Credit Information - Maryland - 03/16/09 02:10 PM
ATTENTION
FIRST TIME HOME BUYERS IN BALTIMORE COUNTY MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Baltimore County Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage Rates at … (0 comments)

first time home buyer: First Time Home Buyer $8000 Tax Credit - Harford County - Maryland - INFORMATION - 03/16/09 01:35 PM
ATTENTION
FIRST TIME HOME BUYERS IN HARFORD COUNTY MARYLAND
ACT NOW AND GET UP TO $8000 BACK!!!!!

If you are a Harford County Maryland First Time Home Buyer (or know someone else who will be), NOW IS A GREAT TIME TO BUY A HOME!  The enhanced first time home buyer tax credit stimulus makes it easier and more affordable than ever to buy your first home - through a tax credit of up to $8,000 in government incentives as a part of the economic stimulus plan that was just passed and enacted into law by Congress.  Couple that with Mortgage … (2 comments)

first time home buyer: TAX CREDIT UPDATE - First Time Home Buyer Credit - 02/13/09 11:50 AM
This is the most up to date information that I have about the NEW First Time Home Buyer Tax Credit Stimulus Plan that has supposedly been agreed on by the House and Senate, although not actually approved yet or signed into law yet.  I received an email earlier this afternoon from my manager at that was forwarded from Dave Stevens (COO of Long and Foster).  The chart below is a great depiction about the changes that have been made from the original so called tax credit (a.k.a. interest free loan) which make it a true credit now!  However, I have to give credit … (12 comments)

first time home buyer: First Time Home Buyer $7500 Tax Credit or Interest Free Loan? How do you Interpret it? - 01/31/09 10:53 AM
From what I understand, the way the current bill/law reads is that the so-called $7500 tax credit for first time home buyers (that they can claim on their taxes when they file) is really merely a 15 year interest free loan from the government.  They can get the $7500, but they have to pay back $500 of it every year on their taxes for the next 15 years starting in 2010.
However, if the new bill that has been passed in the house and is going to the senate is passed (from what I understand) the repayment requirement will be wiped out and it will … (5 comments)

first time home buyer: BALTIMORE COUNTY HOME BUYERS TIP OF THE WEEK – GET PRE-APPROVED FIRST BEFORE YOU START SHOPPING! - 10/16/08 12:16 AM



If you are considering BUYING A HOME IN BALTIMORE COUNTY, Maryland before you decide to waste your time going out "window shopping," you had better do your homework and figure out what you can and can NOT afford.  The best way to start is to meet with a LOAN OFFICER IN BALTIMORE COUNTY who can set up a FREE CONSULTATION to meet with you and discuss your options at a convenient time for you.  Your LOAN OFFICER IN BALTIMORE COUNTY should review your credit scores with you and also verify your assets, outstanding debts, and income.  Your BALTIMORE COUNTY … (0 comments)

 
Mike Klijanowicz, Associate Broker @ Cummings & Co. Realtors (Cummings & Co. Realtors) Rainmaker large

Mike Klijanowicz

Associate Broker @ Cummings & Co. Realtors

Perry Hall, MD

More about me…

Cummings & Co. Realtors

Address: 9607 Belair Road, Baltimore, MD, 21236

Office: (410) 236-3331

Mobile: (410) 236-3331

Email Me

This blog is dedicated to providing quality real estate information to ALL consumers and real estate professionals living in the Greater Baltimore and Harford County areas and is often viewed by many others all across the United States. You will see my current market reports for the various communities that I serve, my home listings, and many articles pertaining to both consumers and also those in the real estate industry. PLEASE ENJOY YOUR STAY AND FEEL FREE TO POST A COMMENT AS THEY ARE ALWAYS WELCOMED!For more information about me please visit MY WEBSITE


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