the executive team gary lott billie hiser: Renewed trust for tough times
- 09/08/11 08:36 AM
Does it feel like trust is one of the major casualties of the economic meltdown of 2008 – followed by the “Great Recession,” the “Jobless Recovery” and now the threat of a “Double Dip Recession?” Weren’t we assured that home values were destined to go up and up and up? There have been lots of promises that help is on the way—and lots of warnings of scams and schemes that have only served to confuse the matter. So where’s a homeowner who’s underwater or overleveraged to turn? Who is a homeowner to trust? Here’s the bottom line: the choices … (0 comments)
the executive team gary lott billie hiser: Why I Chose Real Estate! Or Maybe Why Real Estate Chose Me!
- 07/24/11 12:07 PM
Much like military brats, we grew up in a family that traveled the world to major construction sites with my Dad. My Dad worked for Chicago Bridge & Iron (CBI) traveling to job sites that built things like bridges, water towers, nuclear power plants and the like. We had many different experiences in our travels from different cultures and diverse traditions within our own borders of the USA as well as overseas. As kids, we didn’t really have lots of “things” but we always went and did stuff. As an adult, I am still this way. I don’t have fancy “stuff” … (4 comments)
the executive team gary lott billie hiser: Handling the Stress of an Unaffordable Mortgage Payment
- 07/21/11 08:12 AM
Whenever I research the latest foreclosure and distressed property statistics, the sheer number of Americans facing the stress of losing their homes amazes me. It is my goal to help as many homeowners I can either stay in their homes or relieve the burden of their mortgages. Knowing that there are so many that need my help is a driving force for me to continue doing what I do. In fact, I just released another report that I’ve made available on my website today, www.HelpingMohaveCounty.com It explains the CDPE designation and lists 10 options that homeowners can take advantage of … (0 comments)
the executive team gary lott billie hiser: Missing Mortgage Payments?
- 07/15/11 06:37 AM
It's Not Too Late Wondering what a homeowner should expect when payments are missed? The most important thing to know is that no matter what stage of default a homeowner is in, there is almost always a way to avoid foreclosure. That being said, the quicker a homeowner does something about the situation, the less challenging it will be to resolve. First, here's what a distressed homeowner should expect to happen when payments are missed: 30 Days Late: The lender will attempt phone contact or send a notice in the mail. 60 Days Late: The lender will attempt to make … (2 comments)
the executive team gary lott billie hiser: In Mohave County Real Estate, What's Better a Short Sale or a Foreclosure?
- 06/30/11 05:55 AM
You make the call! I get the question from people all the time: short sale or foreclosure, which is the better option? My knee-jerk reaction is always "Are you kidding? Short sale, of course!" This has been mostly because I was always under the impression that a short sale, although still a ding on your credit, was gentler on the score than a foreclosure. But according to a recent blog post by FICO Banking Analytics, there is no real difference in the affect a short sale or a foreclosure has on your credit score. Both the impact in points and the … (2 comments)
the executive team gary lott billie hiser: Mortgage Relief Fraud: Will You Be the Next Victim?
- 06/25/11 05:20 PM
Not if I have anything to say about it! The FBI reported a jump of 71% in mortgage relief fraud investigations from 2008-2009, and expects this number to have grown in 2010. That's why it's my duty to educate homeowners in my community on the cautions they need to take, and what the government has recently done to protect you from unscrupulous individuals and companies who want to take advantage of their desperate situations. What you need to watch out for if you are looking for mortgage relief assistance: •1. Upfront fees-just don't pay them! In fact, they are now illegal! … (4 comments)
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