bill roberts wealth coach: Are You Scared? Is Poverty In Your Future? By Bill Roberts - 02/01/19 08:46 AM
Are You Scared? Is Poverty In Your Future? 
They say 10,000 Baby Boomers are retiring every day.
I don’t think so.
Maybe 10,000 are turning 65 every day, but they can’t retire.
According to the major custodians of our retirement funds, most of us (about 90%) have $100,000 OR LESS to carry us through our Golden Years.
Really?
Even with Social Security and a few other investments, that is only enough to carry us for about three years. After that we will be plunged into poverty (if we are not there already).
What a scary thought.
I  used to say we would be reduced to eating dog food straight … (10 comments)

bill roberts wealth coach: Why Am I Broke? by Bill Roberts, Wealth Coach - 04/26/18 03:31 PM
Why Am I Broke?
This is a question that many Baby Boomers ask themselves a few years into their retirement.
It is not a question they wanted to ask but it is inevitable anyway.
Most retirement planners only know one approach to retirement: SPEND DOWN YOUR ASSETS.
They believe that your working years are to be used to build up your assets. And when you choose to retire you will spend down your assets (until they are gone). In other words, until you are broke.
So here you are asking yourself WHY AM I BROKE?
Really?
The fault is yours as well as the planner’s. You believed … (4 comments)

bill roberts wealth coach: The "One Hit Wonder" by Bill Roberts Wealth Coach - 10/22/17 09:05 AM
The "One Hit Wonder"
Back in the 1950s when I was growing up, I first heard the expression "one hit
wonder."  It referred to a singer that had one hit record and then was heard from no
more.  There were a lot of them.
And then in 1977 there was another "one hit wonder" but she WAS heard from again. 
And again. 
Debby Boone (the daughter of pop singer Pat Boone and a distant relative of Daniel Boone) had one hit record, "You light up my life."
The difference was that Debby Boone made a whole career out of that one hit.
 
The idea of a "one hit wonder" … (2 comments)

bill roberts wealth coach: Thinking About Retirement? Part II by Bill Roberts Retirement Coach - 02/20/17 12:18 PM
Thinking About Retirement?  Part II
OK, so you do want to retire eventually, and you have decided to seek
the aid of a Retirement Coach/ Wealth Coach to help get you there.
The first thing you must do is get an initial consultation with a coach to
discuss where you ARE and WHERE you want to go.
In preparation for this consultation you should get together a list of all
of your assets.
Also, you need to put together your budget for what it costs you to
live (NOW) and what changes you will make when you retire.
Your Coach will also need to know about your income, and if … (14 comments)

 
Bill Roberts, "Baby Boomer" Retirement Planner (Brooks and Dunphy Real Estate)

Bill Roberts

"Baby Boomer" Retirement Planner

Oceanside, CA

More about me…

Brooks and Dunphy Real Estate

Address: P.O. Box 712501, San Diego, CA, 92171-2501

Office: (619) 244-4610

Mobile: (619) 244-4610

Everything that the "Baby Boomer" needs to make sound financial decisions regarding real estate investing and retirement planning. Business Opportunities, self-directed IRA retirement plans, and mortgage strategies.


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