billy carroll: How to Succeed with Minimum Effort - 01/16/09 01:37 AM
It is my "Guesstimation" that 80 percent of real estate professionals are affiliation-oriented. They join organizations, specifically a real estate organization, and expect the affliations to obtain rewards for them.  Their happiness, money, fringe benefits, and parties are all gotten for them in exchange for the dues they pay.  Their attitude seems to be, "Let others get my rewards for me."
They even expect the real estate organizations to write newspaper releases and television commercials about the good deeds being done by the real estate professionals and their firms.  "Let others bring me respect!"
It is my "Guesstimation" that 20 percent of … (0 comments)

billy carroll: The Short Sale - 12/31/08 06:14 AM
Short Sales
The biggest problem withshort sale negotiations has little to do with the buyer's agent and everything to do with the listing agent. If the listing agent is incompetent and misleads on pricing the home, coupled with weak short-sale negotiation skills, nothing short of a miracle is going to help.
Short sales involve asking the existing lender(s) to accept less on a sales price than the mortgage amount. They work primarily because the home is upside-down in value -- meaning more is owed against the home than the home is worth on today's market.
Be aware that the seller does … (0 comments)

billy carroll: Choose Billy Carroll to Sell Your Home! - 02/01/08 07:38 AM

If you or someone you know is thinking about selling, I really believe I can help you.  If I didn't think that I could help you, than I wouldn't ask you to hire me!  If you are thinking about selling and are hesitant to pick up the phone and give me a call, it's usually because of price.  You might feel that I charge too much or you may feel that you will not get enough money in your pocket to make your move more comfortable.
What if I told you that you would probably lose a sale or maybe lose thousands of dollars, would … (0 comments)

billy carroll: Beware of the Bogus Emails! - 01/16/08 06:49 AM
I was excited!  A new lead!  Wow!  An email from a potential client that found my contact information through ActiveRain.  The email read:
"Greetings. My name is Mrs. Jane Doe. I represent the ABC Construction Company in Pensacola, Florida. My employer has expressed an interest in locating and purchasing homes/businesses damaged by fire/hurricanes along the MS Gulf Coast. Will you please send me any information concerning this subject? Thank you for your most valuable time regarding this matter." Sincerely,Mrs. DoeOffice ManagerABC Construction Company
After spending some time with these "Bogus Emails,"  I noticed a similarity, "None of them left a phone number!"  So I … (7 comments)

billy carroll: The Grass is Greener Across the Street! - 11/30/07 02:34 AM
One of the biggest decisions that you have to make when you are looking for prospects is, "Where do I market?"  Most of us will think about the nice subdivision where all the wealthy people live, the new subdivision being developed, or the nice quiet subdivision on the outskirts of the city.  One area that we hardly ever think about is right across the street from our house!  I have 3 Real Estate Agents that live in my subdivision.  Do you know how many times they've stopped by and introduced themselves? - 0 -  Do you know how many postcards I've received from them in the … (0 comments)

billy carroll: Huge Lender List - Check it Out! - 11/19/07 04:42 AM
In addition to being a REALTOR, I am also a Loan Originator.  Being new to AR, I wanted to post some information that would benefit my fellow LO's in the AR community.  Alot of lenders have closed recently and others have changed guidelines, so I put together a list to give you more options for your clients.
1st. National Bank of Arizona 1-888-419-5574 www.fnbavenue.com
21st. Century Mortgage 1-800-955-0021 www.21stmortgage.com
Accubanc Mortgage Corporation 1-800-523-8654 www.nationalcitymortgage.com
Advantage Capital/Hard Money (Lee Greer) 1-805-256-6042 www.adcapequity.com
Agricultural Mortgage Company 1-877-548-2622 www.cgb-afs.com
American Sterling Bank (Charles Edington), 702-991-2209, www.americansterlingbank.com
American Mortgage Network 1-888-373-3974 www.amnetmortgage.com
Amresco Commercial Finance 1-208-333-2000 www.amresco.com
Approved Financial Corporation/Hard … (1 comments)

billy carroll: NAMB Calls Passage of H.R. 3915 a Victory for Consumers and Small Business - 11/18/07 02:32 PM
McLean, Va. - November 15, 2007 - The National Association of Mortgage Brokers (NAMB) today applauded the House of Representatives for passing H.R. 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007 and lauded the preservation of mortgage originator compensation through the Yield Spread Premium as a victory for borrowers and small businesses.
"The yield spread premium is a legal payment paid by a lender to a mortgage broker and it is an integral tool used by mortgage brokers to offer borrowers flexibility in the amount of cash they will need in order to close on a home loan," said NAMB … (4 comments)

 

Billy J. CarrollJr.

BSBA

Ocean Springs, MS

More about me…

Bullard Homes, Inc.

Address: 14507 LeMoyne Blvd, Biloxi, MS, 39532

Office: (228) 392-2094

Fax: (228) 392-3282



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