home: Down payments, debt, saving & budgeting related to buying a home. - 10/20/16 07:50 AM
 The lure of the ‘dream home’ is powerful and seductive. Every couple or family yearns to have a beautiful home in the perfect neighborhood. A source of personal satisfaction, comfort and pride.
 
Those who work in real estate or mortgage financing, are aware of this seductive pull. While most agents and lenders want to make their clients happy, very few are encouraging buyers to borrow less, buy less and settle for less. That just sounds bad.
 
I had a conversation about this issue with Denise Downey, a fee-only financial advisor in Spokane, Washington.
 
Denise has experienced the world of finance from a number of … (1 comments)