daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 12/01/10 02:21 AM
DAILY MORTGAGE RATE LOCK ADVICEDecember 1, 2010, 7:00 PM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKRate Points based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities up o.81 Expect higher prices this morning.  Mortgage rate trend is now up so, lock on any market improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is now seen as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low have finally flipped out investors and traders.
30 Year Fixed … (2 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/29/10 07:40 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 29, 2010, 12:30 PM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKPossibility of midday unfavorable price change.Rate Points based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities are down 0.37 point.  Mortgage rate trend is now up so, lock on any market improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is now seen as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low have finally flipped out investors and traders.
30 … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/24/10 08:45 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 24, 2010, 1:00 PM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKPossibility of midday unfavorable price change.Rate Points based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities are up 0.95 point.  Mortgage rate trend is now up so, lock on any market improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is now seen as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low have finally flipped out investors and traders.
30 … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/23/10 01:56 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 23, 2010, 6:30 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKPoints based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities are down 0.37 point.it appears that rates are on their way up - lock on any market improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is seen now as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low have finally flipped out investors and traders.
30 Year Fixed National Average … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/22/10 01:41 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 22, 2010, 6:30 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKPoints based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities are down 0.21 point.it appears that rates are on their way up - lock on any market improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is seen now as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low have finally flipped out investors and traders.
30 Year Fixed National Average … (2 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/18/10 04:18 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 18, 2010, 9:00 AM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKPoints based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities are up 0.40 point. It appears that rates are on their way up - lock on any market improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is seen now as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low have finally flipped out investors and traders.
30 Year Fixed National … (1 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/16/10 07:32 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 15, 2010, 12:30 PM PST
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKPoints based on (FNMA 30 Yr - 3.50%) Mortgage Backed Securities are down 0.26 point and we could see improved repricing.  The market overall appears to be in the tank and the best advice is to lock on any price improvement.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe bond market is seen now as the least desirable investment compared to equities and commodities. The Fed's continual comments that the inflation rate is too low … (1 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/10/10 10:06 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 10, 2010, 2:30 AM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  FLOATMortgage rate points based on Mortgage Backed Securities (MBS) closed down 0.12 point..
Long Term Mortgage Rate Lock or Float Advice:  FLOAT
30 Year Fixed National Average 4.24% Mortgage Back Securities  (FNMA 30 Yr 3.5%) 100.02 10 Year Treasury Index 2.66%, up 0.10% DJI Stocks Closed at $11,357.04,  Up 10.29, 0.09% Asia & Europe Indexes Down -1.116% Nymex Crude Oil Currently $87.81 Up  $1.09 _________________________________________________________________________________________________________________________ 
California Rates 11-10-2010, 12:20 PT30 Year Fixed to $417,000Rate 3.875% Point … (1 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/09/10 04:32 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 9, 2010, 9:00 AM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKMortgage rate points based on Mortgage Backed Securities (MBS) are up 0.31 point.
Long Term Mortgage Rate Lock or Float Advice:  FLOAT
30 Year Fixed National Average 4.24% Mortgage Back Securities  (FNMA 30 Yr 3.5%) 100.16 10 Year Treasury Index 2.56%, up 0.02% DJI Stocks Currently $11,369.04,  Down -37.8, -0.33% Asia & Europe Indexes Up 0.249% Nymex Crude Oil Currently $87.06 Down  $0.00 _________________________________________________________________________________________________________________________ 
California Rates 11-9-2010, 9:30 PT30 Year Fixed to $417,000Rate 3.875% Point 0.625 … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/03/10 04:19 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 3, 2010, 8:00 AM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  FLOATMortgage rate points based on Mortgage Backed Securities (MBS) down 0.34 point. 
Long Term Mortgage Rate Lock or Float Advice:  LOCKAfter seeming to stabilize MBS markets have once more dropped below their 20 day average which is usually an indication of long term move.  Although a sharp move is unlikely because we are in an election month and those who wish to remain in elected office will pull every string possible to keep rates from climbing … (2 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 11/02/10 02:47 AM
DAILY MORTGAGE RATE LOCK ADVICENovember 2, 2010, 7:00 AM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  FLOATMortgage rate points based on Mortgage Backed Securities (MBS) down 0.21 point. 
Long Term Mortgage Rate Lock or Float Advice:  LOCKAfter seeming to stabilize MBS markets have once more dropped below their 20 day average which is usually an indication of long term move.  Although a sharp move is unlikely because we are in an election month and those who wish to remain in elected office will pull every string possible to keep rates from climbing … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 10/29/10 03:10 AM
DAILY MORTGAGE RATE LOCK ADVICEOctober 29 2010, 7:00 AM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  FLOATMortgage rate points based on Mortgage Backed Securities (MBS) are down 0.14 point. 
Long Term Mortgage Rate Lock or Float Advice:  LOCKAfter seeming to stabilize MBS markets have once more dropped below their 20 day average which is usually an indication of long term move.  Although a sharp move is unlikely because we are in an election month and those who wish to remain in elected office will pull every string possible to keep rates from … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 10/27/10 09:25 AM
DAILY MORTGAGE RATE LOCK ADVICEOctober 27 2010, 1:15 PM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKMortgage rate points based on Mortgage Backed Securities (MBS) are up 0.33 point .
Long Term Mortgage Rate Lock or Float Advice:  LOCKAfter seeming to stabilize MBS markets have once more dropped below their 20 day average which is usually an indication of long term move.  Although a sharp move is unlikely because we are in an election month and those who wish to remain in elected office will pull every string possible to keep rates … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 10/26/10 03:18 AM
DAILY MORTGAGE RATE LOCK ADVICEOctober 26, 2010, 7:15 PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  LOCKMortgage rate points based on Mortgage Backed Securities (MBS) are up 0.31 point .
Long Term Mortgage Rate Lock or Float Advice:  LOCKAfter seeming to stabilize MBS markets have once more dropped below their 20 day average which is usually an idication of long term move.  Although a sharp move is unlikely because we are in an election month and those who wish to remain in elected office will pull every string possible to keep rates from … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 10/25/10 04:48 AM
DAILY MORTGAGE RATE LOCK ADVICEOctober 25, 2010, 8:30 PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  FLOATMortgage rate points based on Mortgage Backed Securities (MBS) are down 0.34 point .
Long Term Mortgage Rate Lock or Float Advice:  FloatThe MBS market seems to have stablized after a month of uncertanty.   We are in an election month so those who wish to remain in elected office will pull every string possible to keep rates from climbing prior to November 4th.
30 Year Fixed National Average 4.21%  Mortgage Back Securities  (FNMA 30 Yr 3.5%) 101.25 … (0 comments)

daily mortgage rate lock advice: DAILY MORTGAGE RATE LOCK ADVICE - 10/22/10 08:17 AM
DAILY MORTGAGE RATE LOCK ADVICEOctober 22, 2010, 12:00 PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE
Mortgage Rate lock Advice for locks within 3 days:  FLOATMortgage rate points based on Mortgage Backed Securities (MBS) are up 0.02 point from close Thursday. 
Long Term Mortgage Rate Lock or Float Advice:  LOCK at Historic LowsMBS prices pulled a quick switch.  On Sept. 9, MBS prices (FNMA 30 Yr, 4.0%) closed below their 20 day moving average and on Sept 21, MBS prices closed above their 20 day average; mainly on the news the Fed is concerned with under inflation.  
The 20 day … (0 comments)

daily mortgage rate lock advice: Daily Mortgage Rate Lock Advice - 09/16/10 03:19 AM
DAILY MORTGAGE RATE LOCK ADVICESeptember 16, 2010, 7:00 AM PT
LOCK ADVICE CHANGES SEVERAL TIMES DAILY CLICK FOR UPDATE

Mortgage Rate lock Advice for  locks within 3 days:  LOCK Mortgage rate points based on Mortgage Backed Securities (MBS) are up 0.03 points. Long Term Mortgage Rate Lock or Float Advice:  LOCKSept. 9, MBS prices (FNMA 30 Yr, 4.0%) closed below their 20 day moving average.  This almost always indicates a market turn, in this case higher rates.
National Average Fixed Rate Mortgage unchanged at 4.35% 10 Year Treasury 2.72% Up .05% DJI Stocks Currently $10,540.80,  Down -31.93, -0.3% Asia & Europe Indexes … (2 comments)

daily mortgage rate lock advice: Daily Rate Lock Advice & Mortgage Market Update - 07/08/10 02:40 AM
DAILY MORTGAGE RATE LOCK ADVICEJuly 8, 2010, 6:33 PTLock Advice is Updated Several Times Daily

Today's Short Term Mortgage Rate lock Advice:  LOCKMBS prices are down 4/32.MBS Prices move opposite of mortgage rates.
Long Term Mortgage Rate Lock or Float Advice:  FLOATThe MBS Market finally broke through a rock solid price resistance level in existance since 2008.   This is very positive for rates as the resistance level could turn in to a very solid support level.  It will take a week or so to confirm the move but things look positive.
National Average Fixed Rate Mortgage Down 0.04% at 4.63% … (0 comments)

daily mortgage rate lock advice: Rate Lock Advice & Mortgage Market Update - 06/28/10 02:33 AM
DAILY MORTGAGE RATE LOCK ADVICEJune 28, 2010, 6:35 PTLock Advice is Updated Several Times Daily
Today's Short Term Mortgage Rate lock Advice:  FLOATMBS prices are up +9/32.MBS Prices move opposite of mortgage rates.
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe MBS Market attempted to hammer through a rock solid price resistance level  for the fourth time since 2008 and it looks like they have, once again, been turned back.
National Average Fixed Rate Mortgage UP 0.01% at 4.71% on Jun.25 10 Year Treasury Currently 3.120% Down -0.02% DJI Stocks $10,159.91,  Up 16.1, 0.16% Nymex Crude Oil Currently $78.25 Down $0.61 _____________________________________________________________________________________
(1 comments)

daily mortgage rate lock advice: PM Rate Lock Advice & Mortgage Market Update - 05/13/10 02:00 PM
Rate Lock Advice & Mortgage Market Update
DAILY MORTGAGE RATE LOCK ADVICEMay 13, 3:00 PTLock Advice is Updated Several Times Daily
Short Term Mortgage Rate lock Advice:  FLOATMBS prices closed up +6/32.Mortgage Rates run opposite MBS prices
Long Term Mortgage Rate Lock or Float Advice:  LOCKThe $1 Trillion from EU eased problems in Greece but it will not help Mortgage Rates however,  the situation there is volatile and the Mortgage market must be closely monitored.
National Average Fixed Rate Mortgage Unchanged at 5% on May.13 MBS Yields Opened at 4.648% Down 0.13%. 10 Year Treasury Currently 3.560% Unchanged 0% DJI Stocks $10,782.95,  … (1 comments)

 
Bill Ladewig, Experience Is Your Advantage (LoanOfficerSchool.com)

Bill Ladewig

Experience Is Your Advantage

Escondido, CA

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