escondido: Escondido FHA and VA Home Mortgage Loans - 08/20/13 06:47 AM
Escondido FHA and VA Home Mortgage Loans
When Shopping for a mortgage in Escondido let Bill Ladewig's Experience be Your Advantage
FHA and VA Home Loan Specialist since 1970 FHA and VA Lender Consultant FHA and VA Mortgage Trainer FHA 203k Rehabilitation Loan Expert Certified CalVet Home Loan Officer In 1970, Bill left his position as a Vons Grocery Company store manager and began his mortgage career.  Beginning as a home loan originator then advanced to Mortgage Company branch manager, Mortgage Company Owner, Mortgage Consultant and Instructor.  Bill began his career in Orange County and in 1985 he moved his mortgage business to Escondido in … (0 comments)

escondido: Mortgage Rates Set Record Lows as Europe Teeters - 01/13/12 01:40 AM
MORTGAGE LOCK ADVISORY 
January 13, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK   Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.18 point.  
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.89%   MBS (3.5%) - 103.22, High: 103.23, Low: 103.03   DJI Stocks currently $12,406.54,  Down $-64.48, Change -0.52%   Asian & … (2 comments)

escondido: Foreclosures drop to lowest level since 2007 - 01/12/12 07:36 AM
MORTGAGE LOCK ADVISORY 
January 12, 2012, 12:30 PM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.11 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%   MBS (3.5%) - 103.05, High: 103.08, Low: 102.88   DJI Stocks currently $12,471.10,  Up $21.65, Change 0.174%   Asian … (0 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 12, 2012 - 01/12/12 01:53 AM
 
 MORTGAGE LOCK ADVISORY 
January 12, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%   
MBS (3.5%) - 102.96, High: 103.03, Low: 102.88   DJI Stocks currently $12,458.46,  Up $9.01, Change … (0 comments)

escondido: The morality of strategic default: businesses vs. homeowners - 01/11/12 10:25 AM
MORTGAGE LOCK ADVISORY 
January 11, 2012, 11:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.  The 0.34 decrease in MBS prices from yesterday to today was due to the MBS market moving from a January to a February coupon and does not effect points.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock … (2 comments)

escondido: Zillow Sees New Record Lows for Mortgage Rates - 01/11/12 01:50 AM
 
 MORTGAGE LOCK ADVISORY 
January 11, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.01 point.  The 0.34 decrease in MBS prices from yesterday to today was due to the MBS market moving from a January to a February coupon and does not effect points.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to … (0 comments)

escondido: No Excuses... Just Appointments - 01/10/12 01:50 AM
 
MORTGAGE LOCK ADVISORY 
January 10, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are the up 0.03 point.  MBS are seriously overbought and the market could reverse in the next couple of days.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate … (0 comments)

escondido: RATE LOCK & MARKET ADVISORY - January 9, 2012 - 01/09/12 10:20 AM
 MORTGAGE LOCK ADVISORY 
January 9, 2012, 3:00 PM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities closed down 0.07 point.  MBS are seriously overbought and the market could reverse in the next couple of days.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91% … (0 comments)

escondido: Pending Home Sales Highest in Over a Year-and-a-Half - 01/09/12 01:36 AM
 
 MORTGAGE LOCK ADVISORY 
January 9, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.03 point.  MBS are seriously overbought and the market could reverse in the next couple of days.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate … (2 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 6, 2012 - 01/06/12 02:00 AM
 
 MORTGAGE LOCK ADVISORY 
January 6, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.01 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.92, High: 103, Low: 102.72   DJI Stocks currently $12,372.41,  Down $-43.29, Change -0.35%   Asian & … (0 comments)

escondido: Bernanke calls for nationwide REO rental program - 01/05/12 03:27 AM
MORTGAGE LOCK ADVISORY 
January 5, 2012, 8:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.81, High: 102.86, Low: 102.66   DJI Stocks currently $12,372.26,  Down $-46.16, Change -0.373%   Asian & European … (3 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 5, 2012 - 01/05/12 01:35 AM
 
MORTGAGE LOCK ADVISORY 
January 5, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.81, High: 102.86, Low: 102.66   DJI Stocks currently $12,372.26,  Down $-46.16, Change -0.373%   Asian & … (0 comments)

escondido: RATE LOCK & MARKET ADVISORY - January 4, 2012 - 01/04/12 05:40 AM
MORTGAGE LOCK ADVISORY 
January 4, 2012, 10:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.95%   MBS (3.5%) - 102.78, High: 102.94, Low: 102.78   DJI Stocks currently $12,390.53,  Down $-6.85, Change -0.055%   Asian & European … (0 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 4, 2012 - 01/04/12 01:48 AM
 
MORTGAGE LOCK ADVISORY 
January 4, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are Down 0.11 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.91%   MBS (3.5%) - 102.93, High: 102.94, Low: 102.81   DJI Stocks currently $12,373.77,  Down $-23.61, Change -0.191%   Asian & … (0 comments)

escondido: RATE LOCK & MARKET ADVISORY - January 1, 2012 - 01/03/12 02:10 AM
DAILY MORTGAGE LOCK ADVISORY 
January 3, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCKMortgage Points based on 3.5% Mortgage Backed Securities are up 0.22 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
National Average Fixed Rate Mortgage 3.91%   MBS (3.5%) - 102.62, High: 102.84, Low: 102.61   DJI Stocks currently $12,450.40,  Up $232.84, Change 1.87%   Asian & European Stock … (2 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - January 1, 2012 - 01/03/12 01:39 AM
 
DAILY MORTGAGE LOCK ADVISORY 
January 3, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCKMortgage Points based on 3.5% Mortgage Backed Securities are up 0.22 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%   MMBS (3.5%) - 102.66, High: 102.84, Low: 102.61   DJI Stocks currently $12,364.12,  Up $146.56, Change … (0 comments)

escondido: AM RATE LOCK & MARKET ADVISORY - December 30, 2011 - 12/30/11 01:42 AM
 
DAILY MORTGAGE LOCK ADVISORY 
December 30, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are down 0.18 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%         MBS (3.5%) - 102.88, High: 102.92, Low: 102.69   DJI Stocks currently $12,267.81,  Down $-19.23, Change -0.157%   Asian & European … (0 comments)

escondido: Daily Rate Lock Advice & Mortgage Market Update 12-28 - 12/28/11 01:46 AM
DAILY MORTGAGE LOCK ADVISORY
December 28, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
 
Mortgage Interest Rate lock Advice for locks within 7 days: LOCKMortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.
 
30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.91% MBS (3.5%) - 102.17, High: 102.2, Low: 102.9 DJI Stocks currently … (0 comments)

escondido: Daily Rate Lock Advice & Mortgage Market Update 12-27 - 12/27/11 02:06 AM
DAILY MORTGAGE LOCK ADVISORY
December 27, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
 
Mortgage Interest Rate lock Advice for locks within 7 days: LOCKMortgage Points based on 3.5% Mortgage Backed Securities are down 0.02 point.
 
30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94% MBS (3.5%) - 101.29, High: 102.06, Low: 101.97 DJI Stocks currently $12,300.81, … (0 comments)

escondido: Daily Rate Lock Advice & Mortgage Market Update 12-19 - 12/19/11 02:04 AM
DAILY MORTGAGE LOCK ADVISORY 
December 19, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are up 0.12 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.94%   MBS (3.5%) - 102.55, High: 102.63, Low: 102.47   DJI Stocks currently $11,914.22,  Up $47.83, Change 0.401%   Asian … (0 comments)

 
Bill Ladewig, Experience Is Your Advantage (LoanOfficerSchool.com)

Bill Ladewig

Experience Is Your Advantage

Escondido, CA

More about me…

LoanOfficerSchool.com

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office: (866) 204-9733

Mobile: (760) 685-0480

Daily rate lock advice, mortgage market updates and information about new and existing mortgage loans.

Find North San Diego Homes


Listings

Links

Archives

RSS 2.0 Feed for this blog