fha203k: Why you shouldn't pay down your mortgage faster - 08/29/12 11:46 PM
DailyMORTGAGE LOCK ADVISORY 
August 30, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are down 0.18 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT.  
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.66% MBS (3.5%) - 103.3, High: 102.3, Low: 103.09   DJI Stocks currently $13,029.36,  Down $-78.12, Change -0.6%   Asian & European Stock Market Indexes Down -0.523%   Nymex Crude Oil Currently $95.22 Down $0.27   Gold 1 Once - $1,661.75          MORTGAGE NEWS BRIEFS 
 
Why you shouldn't pay down your mortgage … (1 comments)

fha203k: Low Mortgage Rates, Federal Stimulus Primed Housing For Recovery - 07/18/12 11:39 PM
DailyMORTGAGE LOCK ADVISORY 
July 19, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.02 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.56% MBS (3.5%) - 105.92, High: 105.97, Low: 105.88   DJI Stocks currently $12,893.41,  Down $-15.29, Change -0.119%   Asian … (1 comments)

fha203k: Foreclosures down for 20th straight month - 06/13/12 11:48 PM
DailyMORTGAGE LOCK ADVISORY 
June 14, 2012, 6:45am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.08 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.75% MBS (3.5%) - 104.78, High: 104.88, Low: 104.78   DJI Stocks currently $12,514.77,  Up $18.39, Change 0.147%   Asian & … (1 comments)

fha203k: Mortgage Rates Reluctantly Lower Despite Plummeting Treasuries - 05/30/12 11:42 PM
DailyMORTGAGE LOCK ADVISORY 
May 31, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice:  FLOAT. Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.09 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.78% MBS (3.5%) - 104.88, High: 104.89, Low: 104.78   DJI Stocks currently $12,431.74,  Up $11.88, Change … (0 comments)

fha203k: FDIC Reportedly Files Suit Against Several Large Banks - 05/22/12 11:37 PM
DailyMORTGAGE LOCK ADVISORY 
May 23, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
7 day Mortgage Interest Rate lock or Float Advice:  LOCK on any Improvement. Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.09 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK on any improvement.Rates are presently excellent and the best advice is to lock whenever possible.
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.79% MBS (3.5%) - 104.41, High: 104.44, Low: 104.28   DJI Stocks currently $12,428.57,  Down $-74.24, Change -0.597%   Asian & European Stock Market Indexes Down -1.957%   Nymex Crude Oil Currently … (0 comments)

fha203k: Housing Finds Sustainable Recovery Amid Threats - 05/21/12 11:55 PM
DailyMORTGAGE LOCK ADVISORY 
May 22, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
7 day Mortgage Interest Rate lock or Float Advice:  LOCK on any Improvement. Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.25 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK on any improvement.Rates are presently excellent and the best advice is to lock whenever possible.
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.79% MBS (3.5%) - 104.13, High: 104.88, Low: 104.13   DJI Stocks currently $12,495.32,  Down $-9.16, Change -0.073%   Asian & European Stock Market Indexes Up 1.575%   Nymex Crude Oil Currently … (2 comments)

fha203k: Move Inc. to launch Realtor.com TV channel - 05/15/12 12:15 AM
DailyMORTGAGE LOCK ADVISORY 
May 15, 2012, 7:00AM PST
Click for Lock Advice Updated Several Times Daily  
      
7 day Mortgage Interest Rate lock or Float Advice:  LOCK on any Improvement. Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.06 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK on any improvement.Rates are presently excellent and the best advice is to lock whenever possible.
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.84% MBS (3.5%) - 104.19, High: 104.28, Low: 104.03   DJI Stocks currently $12,820.60,  Down $-34.44, Change -0.269%   Asian & European Stock Market Indexes Down -2.139%   Nymex Crude Oil Currently $94.26 Down … (1 comments)

fha203k: Monday Morning Report - 05/14/12 12:00 AM
DailyMORTGAGE LOCK ADVISORY 
May 14, 2012, 6:45AM PST
Click for Lock Advice Updated Several Times Daily  
      
7 day Mortgage Interest Rate lock or Float Advice:  LOCK on any Improvement. Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.14 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK on any improvement.Rates are presently excellent and the best advice is to lock whenever possible.
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.84% MBS (3.5%) - 104.19, High: 104.28, Low: 104.03   DJI Stocks currently $12,820.60,  Down $-34.44, Change -0.269%   Asian & European Stock Market Indexes Down -2.139%   Nymex Crude Oil Currently $94.26 Down … (1 comments)

fha203k: Mortgage Rates Rise Modestly After Strong Manufacturing Report - 05/02/12 12:03 AM
 
DAILY MORTGAGE LOCK ADVISORY 
May 2, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.14 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.86, High: 103.89, Low: 103.82   DJI Stocks currently $13,233.15,  Down $-46.17, Change -0.349%   Asian & European Stock Market Indexes Down -1.172%   Nymex Crude Oil Currently $105.68 Down $0.48   Gold … (4 comments)

fha203k: Fed Survey Finds Low Participation in HARP Program - 05/01/12 12:18 AM
 
MORTGAGE LOCK ADVISORY 
May 1, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.12 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.94, High: 104.05, Low: 103.81   DJI Stocks currently $13,201.78,  Down $-11.85, Change -0.09%   Asian & European Stock Market Indexes Down -1.145%   Nymex Crude Oil Currently $104.76 Down $0.11   Gold 1 … (0 comments)

fha203k: Housing Bottom Sighted by Some Economists - 04/29/12 11:47 PM
 
MORTGAGE LOCK ADVISORY 
April 30, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.08 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.74, High: 103.78, Low: 103.59   DJI Stocks closed at $13,228.31,  Up $23.69, Change 0.179%   Asian & European Stock Market Indexes Up 0.892%   Nymex Crude Oil Currently $104.73 Up $0.18   Gold … (0 comments)

fha203k: The Pending Home Sales Index rose sharply in March - 04/27/12 01:09 AM
 
Pending-Home Sales Leap Ahead in March: NAR MORTGAGE LOCK ADVISORY 
April 26,27, 2012, 8:00 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.02 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.67, High: 103.72, Low: 103.59   DJI Stocks currently $13,227.63,  Up $23.01, Change 0.174%   Asian & European Stock Market Indexes Up 0.717%   Nymex Crude … (0 comments)

fha203k: Jobless claims decline slightly - 04/25/12 11:41 PM
 
MORTGAGE LOCK ADVISORY 
April 26, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.29 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.73, High: 103.73, Low: 103.44   DJI Stocks currently $13,097.76,  Up $7.04, Change 0.054%   Asian & European Stock Market Indexes Down -1.118%   Nymex Crude Oil Currently $104.16 Up $0.04   Gold … (1 comments)

fha203k: S&P, FHFA Home Price Indices Show Mixed Results - 04/24/12 11:44 PM
 
MORTGAGE LOCK ADVISORY 
April 25, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.12 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.31, High: 103.47, Low: 103.31   DJI Stocks currently $13,068.62,  Up $67.06, Change 0.513%   Asian & European Stock Market Indexes Up 1.664%   Nymex Crude Oil Currently $103.84 Up $0.29   Gold … (0 comments)

fha203k: TRULIA/ZILLOW HAVE REALLY DONE IT NOW!!!. - 04/15/12 11:50 PM
 
MORTGAGE LOCK ADVISORY 
April 16, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.065 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 103.5, High: 103.63, Low: 103.44   DJI Stocks closed at $12,964.55,  Up $114.96, Change 0.887%   Asian & European Stock Market Indexes Up 0.532%   Nymex Crude Oil Currently $102.94 Up … (5 comments)

fha203k: How you do write an offer so it will NOT be immediately Rejected - 04/12/12 11:37 PM
 
MORTGAGE LOCK ADVISORY 
April 13, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.15 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.98% MBS (3.5%) - 103.29, High: 103.34, Low: 103.16   DJI Stocks currently $12,827.26,  Up $21.87, Change 0.17%   Asian & European Stock Market Indexes Down -2.291%   Nymex Crude Oil Currently $102.81 Up $0.11   Gold … (0 comments)

fha203k: AM Brief - 3 Reasons Why You Need an Elevator Speech - 04/08/12 11:40 PM
MORTGAGE LOCK ADVISORY 
April 9, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT With Caution
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.14 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.98% MBS (3.5%) - 103.64, High: 103.66, Low: 103.5   DJI Stocks currently $12,919.75,  Down $-140.39, Change -1.087%   Asian & European Stock Market Indexes Down -0.458%   Nymex Crude Oil Currently $101.37 Down $1.94   Gold 1 Once - 1643.6   
    MORTGAGE NEWS BRIEFS 
3 Reasons Why You … (3 comments)

fha203k: Ex-TBW CFO pleads guilty to largest mortgage frauds in U.S. history - 04/02/12 02:42 AM
MORTGAGE LOCK ADVISORY 
April 2, 2012, 9:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT 
Mortgage Points based on 3.5% Mortgage Backed Securities are dwon 0.19 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT 
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.99% MBS (3.5%) - 102.97, High: 102.97, Low: 102.72   DJI Stocks currently $13,276.71,  Up $64.67, Change 0.487%   Asian & European Stock Market Indexes Up 0.407%   Nymex Crude Oil Currently $104.69 Up $1.67   Gold 1 Once - 1671.9 
 
MORTGAGE NEWS BRIEFSEx-TBW CFO pleads guilty to largest mortgage … (0 comments)

fha203k: FHA bill to boost MIP caps moves forward in House - 03/27/12 11:47 PM
 MORTGAGE LOCK ADVISORY 
March 28, 2012, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT 
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.00 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 4.08%   MBS (3.5%) - 102.91, High: 102.91, Low: 102.69   DJI Stocks currently $13,203.22,  Up $5.49, Change 0.042%   Asian & European Stock Market Indexes Down -0.343%   Nymex Crude Oil Currently $105.58 Down $1.75   Gold 1 Once - 1674.2 
 
MORTGAGE NEWS BRIEFS 
FHA bill to boost MIP caps moves … (3 comments)

 
Bill Ladewig, Experience Is Your Advantage (LoanOfficerSchool.com)

Bill Ladewig

Experience Is Your Advantage

Escondido, CA

More about me…

LoanOfficerSchool.com

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

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Mobile: (760) 685-0480

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