lock advice: Housing Starts Fall 4.1% in December - 01/19/12 02:03 AM
MORTGAGE LOCK ADVISORY 
January 19, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.00 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.89%   MBS (3.5%) - 103, High: 103.01, Low: 102.86   DJI Stocks currently $12,592.42,  Up $13.47, Change 0.107%   Asian & European … (0 comments)

lock advice: Provide Client Options with Energy Efficient Mortgages - 01/18/12 03:39 AM
 
 MORTGAGE LOCK ADVISORY 
January 18, 2012, 8:30 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.09 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.89%   MBS (3.5%) - 103.09, High: 103.28, Low: 103.03   DJI Stocks currently $12,529.07,  Up $47, Change 0.375%   Asian & … (0 comments)

lock advice: Huntsman's Departure Highlights Politics of Housing Finance - 01/17/12 01:52 AM
MORTGAGE LOCK ADVISORY 
January 17, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.05 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.89%   MBS (3.5%) - 103.07, High: 103.11, Low: 103.02   DJI Stocks currently $12,530.43,  Up $108.37, Change 0.865%   Asian & … (1 comments)

lock advice: Mortgage Market & Lock Commentary - 12-29-2011 - 12/29/11 07:46 AM
DAILY MORTGAGE LOCK ADVISORY 
December 29, 2011, 12:30 PM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are down 0.14 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.91%         MBS (3.5%) - 102.7, High: 102.81, Low: 102.5            DJI Stocks currently … (0 comments)

lock advice: AM Mortgage Market & Lock Commentary - 12-29-2011 - 12/29/11 02:01 AM
DAILY MORTGAGE LOCK ADVISORY 
December 29, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are up 0.01 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS National Average Fixed Rate Mortgage 3.91%         MBS (3.5%) - 102.56, High: 102.61, Low: 102.53            DJI Stocks currently $12,213.44,  … (0 comments)

lock advice: AM Mortgage Market & Lock Commentary - 12-23-2011 - 12/23/11 01:42 AM
DAILY MORTGAGE LOCK ADVISORY 
December 23, 2011, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCKMortgage Points based on 3.5% Mortgage Backed Securities are up 0.14 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94%         MBS (3.5%) - 102.02, High: 102.31, Low: 102.09            DJI Stocks currently … (2 comments)

lock advice: Mortgage Market & Lock Commentary - 12-22-2011 - 12/22/11 05:49 AM
DAILY MORTGAGE LOCK ADVISORY 
December 22, 2011, 10:30 AM PST
Click for Lock Advice Updated Several Times Daily 

Mortgage Interest Rate lock Advice for locks within 7 days: LOCKMortgage Points based on 3.5% Mortgage Backed Securities are down 0.04 point.
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution  There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.

MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94%   MBS (3.5%) - 102.30, High: 102.47, Low: 102.25   DJI Stocks currently $12,177.81,  Up $69.37, Change 0.570%   Asian & … (0 comments)

lock advice: AM Mortgage Market & Lock Commentary - 12-22-2011 - 12/22/11 03:11 AM
DAILY MORTGAGE LOCK ADVISORY 
December 22, 2011, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are down 0.12 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94%   MBS (3.5%) - 102.39, High: 102.39, Low: 102.25   DJI Stocks currently $12,157.81,  Up $50.07, Change 0.412%   Asian & … (0 comments)

lock advice: AM Mortgage Market & Lock Commentary - December 21, 2011 - 12/21/11 02:59 AM
DAILY MORTGAGE LOCK ADVISORY 
December 21, 2011, 8:00 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are up 0.06 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS   National Average Fixed Rate Mortgage 3.94%         MBS (3.5%) - 102.25, High: 102.41, Low: 102.25            DJI … (0 comments)

lock advice: AM Mortgage Market & Lock Commentary - 12-21-2011 - 12/21/11 01:57 AM
DAILY MORTGAGE LOCK ADVISORY 
December 21, 2011, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are down o.05 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS   National Average Fixed Rate Mortgage 3.94%         MBS (3.5%) - 102.4, High: 102.41, Low: 102.28            DJI Stocks … (0 comments)

lock advice: PM Mortgage Market & Lock Commentary - 12-20-2011 - 12/20/11 08:19 AM
DAILY MORTGAGE LOCK ADVISORY 
December 20, 2011, 1:00 PM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCKMortgage Points based on 3.5% Mortgage Backed Securities are up 0.30 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94%         MBS (3.5%) - 102.36, High: 102.66, Low: 102.34            DJI Stocks closed at … (0 comments)

lock advice: AM Mortgage Market & Lock Commentary - 12-20-2011 - 12/20/11 01:47 AM
DAILY MORTGAGE LOCK ADVISORY 
December 20, 2011, 6:30 AM PST
Click for Lock Advice Updated Several Times Daily  
   
Mortgage Interest Rate lock Advice for locks within 7 days:  FLOATMortgage Points based on 3.5% Mortgage Backed Securities are up 0.17 point. 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORSNational Average Fixed Rate Mortgage 3.94%         MBS (3.5%) - 102.49, High: 102.66, Low: 102.44            DJI Stocks currently $11,948.58,  … (0 comments)

lock advice: PM Rate Lock Advice & Mortgage Market Update - 02/04/10 07:22 AM
PM Rate Lock Advice & Mortgage Market Update
DAILY RATE LOCK ADVICEFebruary 4, 2010, 1:15  PT
Lock Advice:  FLOAT Mortgage Backed Securities (MBS) prices are up +15/32.  MBS zoomed northwards when Jobless Claims rose unexpectedly.
RATE NOTES:When MBS prices are up, Interest Rates are down.Lock advice changes throughout the day.Good economic news = Bad Rate News.
National Average Fixed Rate Mortgage Unchanged at 5.04% on Feb.4
Fannie Mae Mortgage Backed SecuritiesMBS Opened at 4.723% Down 0.007%.
10 Year Treasury Currently 3.730% Up 0.06%
DJI Stocks Closed Thurs at $10,002.18,  Down -268.37, -2.61%
European and Asian Markets Closed down -2.553%
Nymex Crude … (2 comments)

lock advice: PM Rate Lock Advisory and Market Update - 09/18/09 06:59 PM
Rate Lock Advice and Mortgage Market Update
September 18 , 2009, 3:00 PM PT

Lock Advice: LOCKUnfavorable repricing may be a risk from early investors. MBS prices are down -3/32, 6/32 below the early high of +3/32.
RATE NOTES:When MBS prices are up, Rates are down.Lock advice changes throughout the day .Good economic news = Bad Rate News.

National Average Fixed Rate Mortgage UP 0.01% at 5.1% on Sep.18
Fannie Mae Mortgage Backed SecuritiesMBS Opened at 4.683% Down 0.092%.
10 Year Treasury currently 3.090% Down -0.33%
DJI Stocks closed today $9,820.20,  Up 36.28, 0.37%
European and Asian Markets Down … (2 comments)

lock advice: Rate Lock Advice and Mortgage Market Update - 08/31/09 05:48 AM
Rate Lock Advice and Mortgage Market Advisory

August 31 , 2009, 10:40 AM PT
Rate Lock Advice:  FLOATImproved midday repricing may be possible from some investors. MBS prices are up +7/32 (FNMA 30-yr 4.5 at 100.13), above 9:45 AM ET pricing of +4/32, and far above the early low of -1/32. RATE NOTES:When MBS prices are up, Rates are down.Lock advice changes throughout the day .Good economic news = Bad Rate News.
National Average Fixed Rate Mortgage Unchanged at 5.21% on Aug.31
Fannie Mae Mortgage Backed SecuritiesMBS Opened at 4.84% Down 0.067%.
10 Year Treasury currently 3.40% Down -0.06%
DJI … (5 comments)

lock advice: Bill Ladewig's AM Market Brief - 07/31/09 01:44 AM
July 31 , 2009, 6:30 AM PST
National Average Fixed Rate Mortgage  Unchanged today at 5.29%
Fannie Mae Mortgage Backed Securities MBS Down 0.066% at 4.915%
10 Year Treasury currently 3.580% Down -0.05%  Lock Advice: FLOAT. MBS prices yield are down this morning. GDP fell -1.0%, compared to a consensus of -1.5%.  Lock advice often changes during the day.  Click Market Updates for current information
DJI stocks 9,146.90  -7.56  -0.08%
European and Asian Markets Up 0.08%
Nymex Crude Oil currently $67.39 Down $1.47
WORRIED ABOUT AN OUT OF TOWN APPRAISER?  If you are concerned about the value of your listing and need … (0 comments)

 
Bill Ladewig, Experience Is Your Advantage (LoanOfficerSchool.com)

Bill Ladewig

Experience Is Your Advantage

Escondido, CA

More about me…

LoanOfficerSchool.com

Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office: (866) 204-9733

Mobile: (760) 685-0480

Daily rate lock advice, mortgage market updates and information about new and existing mortgage loans.

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