financing: Family is Everything! - 09/02/10 05:40 AM
Family is Everything... this is a picture my daughter took. It is her husband helping his mother as they are playng on a giant play gym at the Nashville TN Zoo.

 Call, text or e-mail Brenda Tressler for all your Real Estate & Financing questions.
I am a licensed Realtor & Loan Officer so I can answer any questions you may have.
Finding a new home should be FUN ... Let me help you make your search for a new home Stressfree!


financing: First Time Homebuyer Tax Credit: You may claim on your 2008 return! - 04/17/09 06:27 AM
Buying a home has many benefits... but now you may receive a tax credit!
Purchase a home between January 1, 2009 and April 15,2009 you have the option to claim your $8,000 credit on the 2008 return due on April 15.
To Qualify for the Tax Credit you must...
Close before December 1, 2009 to receive the tax credit. Be a first-time home buyer. Keep the home as your primary residence for three years. Purchase a home $80,000 and above for full credit.
You can not receive the tax credit if...
Your income is over the allowed limit.     You buy a … (12 comments)

financing: For Sale By Owners: New home buyer beware... part 1! - 11/18/08 08:39 AM
Buying/Selling a home is a complicated transaction that includes many legal forms required to comply with the law. 
Real Estate Professionals spend hours in class to keep up-to-date on the changes so they can provide the best service and protect their Buyers and Sellers.  
Even with all the information on-line it is difficult for  non-professionals to completely understand and comply with all the required documents for selling a home.  
I have seen many Buyers disappointed when they purchased a home from a for-sale-by-owner.  
I hope that this series will help you avoid many pitfalls and give you a quick reference to some of the required documents.

financing: For Sale By Owners: New home buyer beware... part 2! - 11/18/08 08:34 AM
Pricing a home to sell is one of the toughest jobs... to decide on the correct price you must know the current and local market.
Many home owners put years of hard work and money into their homes; it is very difficult for them to be objective when setting a sales price. Home improvements do not always have a dollar for dollar return... Pricing a home for sale depends on what has sold recently and what is similar to the home being sold.
Sellers normally do not have the data to make a good sound decision. Many times a for-sale-by-owner will disagree with a Realtor and price … (2 comments)

financing: For Sale By Owners: New home buyer beware... part 3! - 11/18/08 08:23 AM
The condition of the property is one of the most important factors deciding ... did you get a good deal!
Buying a home is so exciting but many buyers get caught up in the cosmetic appearance of a home. It is the bones of the home that will determine how much it will cost you to maintain your home.
In Tennessee a Seller is required by law to fill out a "Property Condition Form". Many Sellers do not know this is required by law and many For-Sale-By-Owners do not meet this requirement.
This form is the seller telling you about any defects in … (4 comments)

financing: For Sale By Owners: New home buyer beware... part 4! - 11/18/08 08:20 AM
The terms of the contract is what will determine how much you will pay for your new home, when you will close and who will pay for what services.     
Each area of the country has different normal terms for real estate deals. Some areas the Seller pays everything; other areas the Seller pay for nothing. The type of loan you are getting also determines who can pay for what and often restricts or limits what can be charged and who is paying.
This is where you need to do your homework and find out what is normal for your area. Why agree … (2 comments)

financing: For Sale By Owners: New home buyer beware... part 5! - 11/18/08 08:16 AM
The contract is the heart of the real estate deal! 
The contract will state the closing information such as date, where and with whom, sales price, type of loan, what the buyer & seller will be paying for plus much more.
The contract will also give you an out (if it has the proper contingencies) for things such as: you do not qualify for a loan, that you find the house with a serious defects or the property appraises lower than the sales price.
The contract also will give you options for remedies if thing do not go as planned. (again if it has the proper … (7 comments)

financing: Financing a Home... Do I need Title Insurance! - 11/01/08 04:24 PM
What is owner's title insurance?
Owner's title insurance provides you with protection against the loss of your home caused by somebody in the future finding a defect in your title.  Unlike other types of insurance that protects against losses from future events, title insurance provides protection from past events, which may or may not be a matter of public record.
What if I don't have owner's title insurance?
If a problem with your title occurs and you don't have owner's title insurance, you could lose everything you've invested in your home or face expensive legal costs.
 How … (10 comments)

financing: A PARTY TO REMEMBER IN CLARKSVILLE, TN/Ft. Campbell, KY... THANKS TO ALL! - 11/01/08 04:01 PM
Welcome to Integrity Mortgage Services
1st Annual Halloween Party
Open House

It was so exciting to move into our new office and to host an Open House & Halloween Party.
We had a great turn out... many past customers, new customers, local agents, friends & family.
Many members of the ActiveRain community stopped by also!

We had all sorts of characters to visit...
There were games & prizes for all...

The kids had a great time
enjoying the New Play Room
games just for … (6 comments)

financing: I am Confused... Pre-Paid Interest is what? - 08/28/08 12:14 PM
 Pre-paid interest is one of the most confusing terms you will hear... it is quite simple once you understand it. So let me give it a try...
Now... as you look at the chart; you will see house payment due July 1st: This means when you make that payment then you are paying the interest for June in that payment. The lender will collect upfront at closing the 16 days of interest in May because that was no included in your house payment... meaning you are paying 16 days of pre-paid interest.
Now remember this will vary depending on … (17 comments)

financing: First-time Home Buyers: Time Line for a Home Loan! Part 3 - 08/18/08 09:54 AM
Typical Loan Closing 
Conventional / VA / FHA: 20-30 Days
THDA/ Rural Development: 30-45 Days       

Concurrent Actions: This all done by your Lender     
Appraisal: 4 - 14 Days
Termite inspection: 3 - 10 Days
Survey: 4 Days - ? (Acreage could take several weeks depending on how much land)

Hire your home inspector and have him inspect your new home; do this as soon as possible. This way if there are any major repairs … (5 comments)

financing: First-time Home Buyers: What do I need to take to the LENDER? Part 2 - 08/14/08 05:01 PM
Take a few moments to gather the items below and you will be your lender's favorite customer!    
Most Recent 30 Days of Pay Stubs Two Months Bank Statements from Checking, Saving and any investments Two Years Rental History with Landlord's name, address, phone & e-mail (if applicable) Two Years Work History with Employer's name, address, phone &  e-mail Two Years Tax Returns with W2 / 1099MISC If you have ever filed Bankruptcy: Bring a Copy of Complete Bankruptcy Documents and Discharge If Divorced: Bring Copy of Divorce Decree If paying Child Support: Bring copy of Child Support Documents If recently sold a home: … (5 comments)

financing: First-time Homebuyers: Where to start for a Home Loan! Part 1 - 08/13/08 02:02 PM
                               The home buying process can seem very overwhelming at times. This report will be  in several parts and hopefully will make planning a little easier for you. I am in Tennessee but the information will be good no matter what state you are in. This post is designed to give you an understanding of the loan process; a timetable and items needed. Try to relax; Buying a home should be a FUN ADVENTURE! I am here to help you through the process.
You will hear several terms... buying power worksheet...pre-approval... commitment approval..........................What does it all mean?
Buying Power Worksheet (BPW) - This form will … (8 comments)

financing: Bio Brenda Tressler: Serving Tennessee "I Specialize in VA Loans & Customer Care" - 07/31/08 11:58 AM

 About Me... Brenda Tressler!       What can I say...I am honest and hard working. My husband is retired military and we have lived in Korea, Germany, Ohio, Indiana, Maryland & Tennessee. We made Tennessee our home in 1990 and live on 18 acres with our dog Chappie. I enjoy the country life and being outdoors. I am with Integrity Mortgage Services, Inc., in Clarksville, TN: home of Ft. Campbell, KY.
My background is Mortgage & Real Estate: Since 1995, I have had my real estate license (in retirement now), owned my own mortgage company & worked in a title company. I … (3 comments)

financing: How are chickens & credit alike! - 07/25/08 04:41 AM
Here is my true story: How Chickens & Credit are alike!
Many years ago my husband was still active duty and was stationed at Ft. Campbell, Ky. So I followed him to Tennessee; yes Tennessee, Ft. Campbell is half in Kentucky & half in Tennessee. We rented a house in the country and as a city girl who loves animals; I started to collecting rabbits, dogs, cats, goats & wanted chickens. Now remember I am a city girl, a local friend said you can buy chickens by mail and gave me a catalog. This was a first for me and I … (12 comments)

Brenda Tressler (Crye-Leike Realtors)

Brenda Tressler

Clarksville, TN

More about me…

Crye-Leike Realtors

Address: 2204 D Madison St, Clarksville, TN, 37043

Office: (931) 648-2112

Mobile: (931) 206-1907

Email Me

Real Estate & Mortgage information in Tennessee. Local information for Ft. Campbell, Clarksville, Dickson & Nashville areas. Current credit, real estate & home loan information that may apply to you as a home buyer or seller




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