Now... as you look at the chart; you will see house payment due July 1st: This means when you make that payment then you are paying the interest for June in that payment. The lender will collect upfront at closing the 16 days of interest in May because that was no included in your house payment... meaning you are paying 16 days of pre-paid interest. Now remember this will vary depending on (17 comments)
You have found the perfect Realtor, Loan Officer and House... Now it is time to write an offer. Your Realtor says... What terms do you want when we write your offer to purchase this property? Then you are hearing closing costs, pre-paids, pro-rated taxes... STOP; you are thinking. What does all this mean! When you have a contract to purchase a home; it will determine how much money you will be spending; for the price of the home, financing and out of pocket expenses. Plus, things like who is going to provide what service such as: (16 comments)
Concurrent Actions: This all done by your Lender Appraisal: 4 - 14 Days Termite inspection: 3 - 10 Days Survey: 4 Days - ? (Acreage could take several weeks depending on how much land)
NOW THAT YOU HAVE A SIGNED CONTRACT AND THE LENDER, PROCESSOR & UNDERWRITERS ARE BUSY; WHAT DO YOU DO? I AM GLAD YOU ASKED... DO: Hire your home inspector and have him inspect your new home; do this as soon as possible. This way if there are any major repairs (5 comments)
DICKSON COUNTY FAIR SEPTEMBER 1ST - 7TH Schedule of Events
Sunday: September 7, 2008 $$$$ DOLLAR DAY $$$$ 12:30 - 2:30 pm Exhibitors Pick-up all Crop Barn Entries 1:30 - 3:00 pm Exhibitors Pick-up all 4-H & Home Economics Entries
FREE GATE 1:00 PM - 6:00PM FREE PARKING ALL RIDES $1.00 EACH$1.00 COKE ** $1.00 CANDY APPLE ** $1.00 POPCORN $1.00 COTTON CANDY CANDYLAND BOOTH ONLY
Above information taken from Dickson County Fair insert: Announcements made on grounds by Fair Officials take precedence over all printed materials. Enjoy the (2 comments)
Saturday: September 6, 2008 7:00 am Mule Weigh-in 8:00 am - 4:00 pm Sheep Check-in: (sheep must be on grounds by 4:00 pm, no exceptions) 8:15 - 9:15 am 4-H Pullet Check-in 9:00 am Mule Pull 9:30 am 4-H Fairest of the Fowl Contest 10:00 am 4-H Pullet Show & Sale 10:00 am - 10:00 pm Exhibit Buildings Open 10:00 am Baby Division Pageant: (0-47 months Girls & Boys (will be held in Greer Building) 2:00 pm JR Miss Fairest (2 comments)
Friday: September 5, 2008 STUDENT NIGHT 5:00 - 10:00 pm Exhibit Building Open 6:00 & 8:00 pm Princess Miss Fairest of the Fair: 6:00 pm Girls Ages 7-9 8:00 pm Girls Ages 10-12 (will be held in Greer Building) 7:00 pm Antique Tractor Pull & TN City Mini Tractor Pullers
Gates Open at 5:00 pm Rides start at 6:00 pm Gate: Adults $5 3-12 yr. $3.00 Children under 3 FREE $20 Armband Parking $2.00 STUDENT NIGHT 9:00 pm - 1:00 am Save $2.00 (3 comments)
Thursday: September 4, 2008 8:30 am - 2:00 pm Farm Fun Day (4th Graders)
10:00 am - 4:00 pm Cattle Check-in 5:00 - 9:00 pm Exhibit Building Open 6:30 pm Cattle Show: Angus, Hereford, Shorthorns, Gelbieh, Limosin, other Breeds 7:00 pm Dickson County Fair 4x4 Street Truck Pull 7:00 pm Miss Dickson County Fairest of the Fair: Young Ladies Ages 16-20 (will be held in Greer Building)
Gates Open at 5:00 pm Rides start at 6:00 pm (2 comments)
DICKSON COUNTY FAIR SEPTEMBER 1ST - 7TH Schedule of Events
Wednesday: September 3, 2008 CARLOAD NIGHT Cattle received anytime Wednesday Brad Greenfield, Extension Agent (615) 446-2788 Poultry Show Judging 5:00 - 9:00 pm Exhibit Building Open 7:00 pm Dickson County Fair ATV Extreme
Gates Open at 5:00 pm Rides start at 6:00 pm $25.00 CARLOAD $25.00 when you enter the grounds pays your parking, gate & rides for your entire CARLOAD, regardless of number in car, pick-up or van only
Above information taken from Dickson County Fair insert: Announcements made on (2 comments)
Tuesday: September 2, 2008 FAMILY NIGHT 10:00 am - 12 noon Register Home Eonomics: Baked goods & Plants and Flowers 1:00 - 2:00 pm Register 4-H Youth Dept.: Baking & Plants and Flowers 5:30 - 6:00 pm Goat Check-in 5:00 - 9:00 pm Exhibit Building Open 6:30 pm Open Goat Show 7:00 pm Dickson County Fair Moto-X Motocross 7:00 pm Little Miss Fairest of the Fair: Girls Ages 4-6 (will be held in the Greer Building)
Most Recent 30 Days of Pay Stubs Two Months Bank Statements from Checking, Saving and any investments Two Years Rental History with Landlord's name, address, phone & e-mail (if applicable) Two Years Work History with Employer's name, address, phone & e-mail Two Years Tax Returns with W2 / 1099MISC If you have ever filed Bankruptcy: Bring a Copy of Complete Bankruptcy Documents and Discharge If Divorced: Bring Copy of Divorce Decree If paying Child Support: Bring copy of Child Support Documents If recently sold a home: (5 comments)
tennessee loans: First-time Homebuyers: Where to start for a Home Loan! Part 1
- 08/13/08 02:02 PM
The home buying process can seem very overwhelming at times. This report will be in several parts and hopefully will make planning a little easier for you. I am in Tennessee but the information will be good no matter what state you are in. This post is designed to give you an understanding of the loan process; a timetable and items needed. Try to relax; Buying a home should be a FUN ADVENTURE! I am here to help you through the process. You will hear several terms... buying power worksheet...pre-approval... commitment letter...loan approval..........................What does it all mean? Buying Power Worksheet (BPW) - This form will (8 comments)
About Me... Brenda Tressler! What can I say...I am honest and hard working. My husband is retired military and we have lived in Korea, Germany, Ohio, Indiana, Maryland & Tennessee. We made Tennessee our home in 1990 and live on 18 acres with our dog Chappie. I enjoy the country life and being outdoors. I am with Integrity Mortgage Services, Inc., in Clarksville, TN: home of Ft. Campbell, KY. My background is Mortgage & Real Estate: Since 1995, I have had my real estate license (in retirement now), owned my own mortgage company & worked in a title company. I (3 comments)
tennessee loans: How are chickens & credit alike!
- 07/25/08 04:41 AM
Here is my true story: How Chickens & Credit are alike! Many years ago my husband was still active duty and was stationed at Ft. Campbell, Ky. So I followed him to Tennessee; yes Tennessee, Ft. Campbell is half in Kentucky & half in Tennessee. We rented a house in the country and as a city girl who loves animals; I started to collecting rabbits, dogs, cats, goats & wanted chickens. Now remember I am a city girl, a local friend said you can buy chickens by mail and gave me a catalog. This was a first for me and I (12 comments)
Real Estate & Mortgage information in Tennessee. Local information for Ft. Campbell, Clarksville, Dickson & Nashville areas. Current credit, real estate & home loan information that may apply to you as a home buyer or seller