rates: Tips to Help Obtain the Best Mortgage Rate - 01/09/17 12:02 PM
How do you know if you are getting the best mortgage rate?
 
Bank profit margins are beyond your control BUT! You might be able to use these tips to help obtain a better rate.  Mortgage rates vary according to an individual’s FICO score, so know where a lender’s price breaks fall on the FICO score scale.
For example: Lender’s discounts kick in at a 700 score and you just fall short (maybe 680), consider reducing a credit card balance to bump up your score.
 
Comparison Shop! Shop! Shop! with as many lenders as possible. Shop banks, credit unions, etc. … (3 comments)

rates: If I were Your Real Estate Agent and You were my Buyer... North Georgia Blue Ridge Mountains - 01/24/08 03:40 AM
 
 
 
 
I would treat your transaction as if it were my own, so  when it comes to obtaining a mortgage, I would tell you to:
 
Scrutinize your credit report Clean up any discrepanciesBe prepared to explain to creditors any negative hitsObtain letters from past creditors that clear any negative hitsSupply these letters to the three major credit bureaus to either have the discrepancy removed or have the letter attached as further documentationCredit Bureau:  Equifax, Experian, TransUnion
 
 
Shop 'til you drop for the right mortgage 
Mortgage brokers Mortgage lenders Banks Credit unions Look up any terms you do not … (20 comments)

 
Donna  Yates, Blue Ridge Mountains (BHGRE - Metro Brokers) Rainmaker large

Donna Yates

Blue Ridge Mountains

Blue Ridge, GA

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BHGRE - Metro Brokers

Address: 801-A East Main St., Blue Ridge, GA, 30513

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