Mike Tullio's (blueskyeguy) Blog

By
Mortgage and Lending - Guaranteed Rate NMLS# 2611 - NMLS #208860

ARCHIVED BLOG POSTS

2008 

 I laugh every time I see a political ad on TV and at the end, the candidate's mug pops on screen, they offer up a cheesy smile, stare sincerely into the camera, and tell us how they endorse the commercial.  Really.  Oh, now I believe all of the political wrangling and posturing that just took pl...
01/31/2008
<-----Do you see it?  The little warning at the bottom of the cup telling you how extremely hot your beverage is?  I saw it too, but I figured enough time had passed since ordering my venti, and I tipped the cup back and proceeded to sear the kris kringle out of my tongue.  Which left me wonderin...
01/30/2008
 We've all done it.  You're driving along and suddenly a bright little icon blinks on.  Check engine it tells you.  So what do we do?  Ignore it.  Hope it flickers out.  Maybe it's just stuck.  My engine is fine; it must be a mistake.  I'll deal with it later.  Pretty light, so pretty.A couple th...
01/24/2008
I was never any good at line dancing.  Nor did I look good in tight jeans, boots, and a cowboy hat.  But the line dancing this post refers to isn't done to a Brooks and Dunn song.  The DJ in this case is Fannie Mae.  The tune they are playing is the "Declining Market Value" boogie.Pretty much the...
01/22/2008
 No, not a self-photo.  Although I did pump some iron this morning to keep the pythons looking healthy.  More importantly, I took a look at my wholesale lender rate sheets today, and it turns out, I'm the dumbell.Funny how you get used to doing things a certain way, and for the past year, I've go...
01/18/2008
  Alas, today, I'm one year older.I awoke with a pain in my neck and shoulder.My knee popped loudly with pre-arthritis,as I blew my nose to clear sinusitis.Why does aging hurt so much?Each year that passes, I feel more out of touch.Kids seem younger, they wear strange clothes.The hair I've got le...
01/17/2008
 No, I'm not really a girl.  I think I had a Madonna song stuck in my head.  But the heart of my title is this: Lenders are slowly squeezing loans back into the full doc box.  If you haven't heard, no doc loans are gone (other than hard money).  In fact, any loan with the word NO in it is virtual...
01/16/2008
 No, this is not a question about which political party you favor.  It is a question I'd like you to consider.  I was jogging on the treadmill in the gym this morning burning off some holiday grease and I saw this news blurb come on about a moose that fell through the ice.  Rescuers did some fanc...
01/15/2008
    So it's really going to happen: http://www.msnbc.msn.com/id/22606833/It's funny.  I've seen quite a few posts about this in the past week.  Rumors of CW going BK.  Rebuttals from the PR spin doctors at Countrywide.  Every prediction under the sun from media pundits to the fine folks in AR.  A...
01/11/2008
Is anyone else having a hard time keeping up?  Just when you think you learn the new rules of lending, they change.  You study program guidelines, check out lender websites, grill your account execs, and tattoo new Fannie Mae manuals on your forearm to no avail.  I'm just too slow.OK.  100% No Do...
01/10/2008
Rainer
17,653

MikeTullio

VP of Mortgage Lending
local_phone(941) 907-2677
smartphone(941) 228-1020
Contact The Author
Relevant ramblings, mortgage morsels, and interesting insights for your brain tastebuds.