ARCHIVED BLOG POSTS
2014
U.S. consumers may be getting a valuable ally when it comes to correctly reporting their credit scores if newly introduced legislation gets passed. A bill sponsored by U.S. Senators Sherrod Brown (D-OH) and Brian Schatz (D-HI,) among others, would call for accuracy and accountability from the c...
04/29/2014
Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, and it can take a lifetime of responsible financial choices to achieve that. But there are things you can do in the short term to boost your credit score. These aren’...
04/29/2014
The City of Trees might as well be called the City of Pollen, because our beloved Sacramento has just been ranked #22 out of the worst cities in America for allergies according to ratings from pharmaceutical company GlaxoSmithKline. That’s no surprise for any of us who have lived in Sactown fo...
04/29/2014
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Your credit score is more important than ever these days, whether you’re trying to buy a home, save money on your car loans or credit cards, or just trying to clean up your finances. You have a lot of choices who to work with to help raise your credit score, but Blue Water Credit would love the...
04/29/2014
We all try to keep on top of our bills, but every once and a while there’s a bump in the road and we might miss a payment. Unfortunately, a 30-day late payment will report on your credit report and lower your score. How much will your FICO drop? There are a lot of factors that go into it, wh...
04/29/2014
A federal tax lien is the government’s legal claim against your property if you don’t pay a tax debt. The lien protects the government’s interest in your property and may include real estate, financial assets, and personal property. While it has serious financial consequences, one oft-forgotte...
04/29/2014