california: Everything you need to know about the 2015 California State Fair.
- 07/09/15 02:18 PM
Every year, during the scorching dog days of the summer in Sacramento, the California State Fair comes to town, providing plenty of entertainment, live music, rides and games, and good eats for the whole family. And for 17 days starting July 10th until the 26th, the California State Fair will celebrate its 162nd season, with an expected 750,000 people coming out to celebrate. History: The California State Fair may have grown into one of the most popular events in America today, but its origins go all the way back to October 4, 1854. That was the starting date of the first California State … (0 comments)
california: Sacramento crime and neighborhood safety by the numbers.
- 09/10/13 03:05 PM
We like to feel safe. It’s one of humankind's most primal urges, especially if we are raising a family or making a big investment by purchasing a home. But how can we really tell if a neighborhood is safe? We can talk to our neighbors, or pay attention to the headlines in the newspaper, but is that really the kind of empirical evidence you need to find out how safe our community really is?
At Blue Water Credit, we live, work, and raise our families in the same communities that you do. We understand that for all of us to feel safe in greater … (0 comments)
california: The 20 Most Expensive Real Estate Markets.
- 08/03/13 04:23 AM
These days it seems like a warming real estate market is all the talk, with appreciation driving prices higher with all of the vigor we saw a decade ago, before the real estate bubble let us all down. However, appreciation comes and goes, but some markets hold their value no matter what the economy looks like. So we looked at a recent article in Bloomberg BusinessWeek that ranked the top 20 most expensive real estate markets in the country. Even though this data is a few years old, it should be an accurate representation of real estate values. Some of these were quite surprising! Predictably, … (0 comments)
california: Fixing a Short Sale That Misreports as a Foreclosure.
- 07/17/13 09:56 PM
It’s estimated that almost 1.5 million homeowners have gone through a short sale in the last 5 years, yet many of those are reporting incorrectly on their credit reports as foreclosures. The difference between a short sale or a foreclosure reported on a credit report can cost a borrower valuable time, money, and delay their entry back into the housing market.
How prevalent is the problem? Well consider that here in the Sacramento area more than 1 in 3 homes that sold in those 5 years were short sales, the number of former homeowners trying to rebuild their credit is gigantic. In 2012 … (0 comments)
There is a powerful new ally in the battle against online fraud and identity theft – social media. Even the credit bureaus are using this tool to research the credit-worthiness and validity of consumers, alongside companies like EBay, Paypal, and Intuit. Equifax and Experian are running trials to see if social media posts can help dissuade fraud, verify identities, and even see if consumers are lying about their financial situation.
Every day hundreds of millions, if not billions, of people use social media sites like Facebook, Pinterest, Twitter, etc. to share sensitive personal information through user profiles, public postings, and … (2 comments)
california: Realtors and LO's – how short sales report can jumpstart your income!
- 07/17/13 09:50 PM
It’s estimated that almost 1.5 million homeowners have gone through a short sale in the last 5 years, yet many of those are reporting incorrectly on their credit reports as foreclosures. If you are a Realtor or loan officer, you should know that the difference between a short sale or a foreclosure reported on a credit report can cost a consumer valuable time, money, and delay their entry back into the housing market – and cost you a potential client.
How prevalent is the problem? Well consider that here in the Sacramento area more than 1 … (0 comments)
california: How does your credit score compare to the rest of the country?
- 07/17/13 09:46 PM
We love to compare ourselves to others – our salary, what car we drive, and, unfortunately, how in shape we are for summer next to everyone else on the beach. But few people know how their credit score ranks against the rest of the country. So we decided to dig up some credit score statistics by demographic from StatisticBrain.com so you can make sure to keep up with the Joneses!
Going by FICO scores, the national average is 691. Only 39% of people have obtained a copy of their credit report, while 37% of people have no clue what their … (0 comments)
Every year, during the scorching dog days of the summer in Sacramento, the California State Fair comes to town, providing plenty of entertainment, live music, rides and games, and good eats for the whole family. And for 17 days starting July 10th until the 26th, the California State Fair will celebrate its 162nd season, with an expected 750,000 people coming out to celebrate.
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