home ownership: 7 Habits to build a great credit score. - 07/09/15 02:16 PM
Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, but it takes responsible financial choices with money, credit, and debt to achieve that. As FICO scores range from 300-850, with 680 considered good and above 720 excellent, it’s important to understand these seven habits that will increase your credit score and improve your finances over time. 
1. Get your financial house in order. The first step to building a great credit score is setting correct habits with the rest of your finances. Document what you spend every month, eliminate the … (2 comments)

home ownership: Creative ways to save for a down payment to buy a house. - 07/09/15 02:04 PM
Have you thought longingly about buying your first home, only to cancel out that dream once you look at the down payment requirements? It’s true that a mortgage payment often costs less than renting these days, and there are fantastic benefits to home ownership like equity appreciation and tax breaks, but there’s no getting around the fact that they need a whole lot of money, all at once and up front, in order to buy, right? 
Maybe not. The good news is that there are more great loan products hitting the market that appeal to first time buyers. So with a little … (0 comments)

home ownership: 10 inside tips from home improvement contractors to save you $$$. - 08/26/13 10:04 PM

Hiring a contractor to do home improvements can be a risky, often scary proposition for a homeowners, especially since horror stories of shoddy work and frauds abound.  So we tok the time to poll several contractors themselves, to give you their insider information and tips how to hire the right person, get the best work done, and save a ton of money.  Here's what they said:
1. Schedule work in the off-season.Too many homeowners wait until the busiest time to call a contractor, but then get frustrated that everyone is booked for months or charging … (2 comments)

Jeff Sipes, Blue Water Credit (Blue Water Credit)

Jeff Sipes

Blue Water Credit

Roseville, CA

More about me…

Blue Water Credit

Address: 300 Harding Blvd. Ste 205, Roseville, CA, 95678

Office: (916) 315-9190

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