America is built on its middle class, the brass ring of upward mobility we all reach for, but it seems we’re abruptly waking up from that dream. Some facets of the economy – like housing – are showing signs of life after a prolonged national recession, but it leaves us wondering what the average person’s financial situation will look like going forward. And how does our middle class compare to a generation ago? In the past, I noticed a common perception that our financial difficulties were, in large part, due to our over-indulgence. We were a nation of rabid consumers who … (2 comments)
Are you thinking about buying your first home? You’re not alone – this year it’s estimated that hundreds of thousands of people will take that big step into the American Dream and purchase their first home. That process can be at times confusing, overwhelming, and sometimes downright scary, but usually turns out to be the best (and happiest) investment you’ll ever make.
The good news is that there are ways to prepare for your first home purchase. It’s recommended you start planning and strategizing about 6-12 months before you are ready to sit in a realtor’s car and … (0 comments)
northern california: 5 Tips to Choosing a Great Loan Officer for Your Next Home Purchase.
- 07/16/13 11:26 PM
Whether you are a first time homebuyer or a seasoned investor, working with the right loan officer can make all the difference between a wonderful experience and a colossal – and expensive - headache. With internet ads, news reports, and even bus stop benches advertising loan officers, all claiming to be the best, how are we supposed to choose? There is no one “right” answer, but here are some tips to finding the best fit for you, and having a great experience on that refinance or home purchase. 5 tips to choosing a great loan officer. 1. Reputation. No … (0 comments)
northern california: 6 BIG questions about our Sacramento real estate market.
- 07/16/13 11:21 PM
Have you heard the news? No, not that Kim and Kanye named their new baby after a point on a compass, or that the government is looking at all of our emails (can we ask the government to please delete some of our spam?) but that the Sacramento real estate market is on the move. Things are heating up like the temperatures this summer, but there are some aspects to the market that are truly remarkable. So what 5 questions might we have about the current Sacramento real estate market? Here they are: 1. Is Sacramento still plagued by defaults? The Notice of Default … (0 comments)
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