retail: To get the extended warranty or not, that is the question. - 07/09/15 02:13 PM
Many retailers now offer extended service plans or warranties for an additional cost, covering you in the event that your laptop or phone or major appliances goes kaput sooner or later. But is it worth the extra cost? Statistically, the answer is probably “no” for most items. "From a purely economic standpoint,” says Rajiv Sinha, marketing professor at Arizona State University, “It usually doesn't make sense to buy an extended warranty." But there are times and circumstances where you may feel better protecting your big purchases. So today we’ll share 30 tips, facts, and pointers on the cost of that additional service plan:1.     Selling extended … (0 comments)

retail: We're living in gift card nation! - 07/11/14 11:12 PM
We're living in gift card nation!   How big is the gift card industry? In 2012 alone gift cards reached $28.79 billion in sales, and they are expected to increase dramatically every year thanks to new consumer shopping habits of shopping online, with digital commerce, etc.  They are so popular that approximately two-thirds of U.S. consumers have purchased at least one gift card.   What’s the average gift card value? When gift cards are offered in increments, the most common purchased amount is $25.  The average dollar amount for gift cards is $43.75.  By the way, on average, men spend $30 more on gift … (1 comments)

Jeff Sipes, Blue Water Credit (Blue Water Credit)

Jeff Sipes

Blue Water Credit

Roseville, CA

More about me…

Blue Water Credit

Address: 300 Harding Blvd. Ste 205, Roseville, CA, 95678

Office: (916) 315-9190

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