savings: 7 Habits to build a great credit score. - 07/09/15 02:16 PM
Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, but it takes responsible financial choices with money, credit, and debt to achieve that. As FICO scores range from 300-850, with 680 considered good and above 720 excellent, it’s important to understand these seven habits that will increase your credit score and improve your finances over time. 
1. Get your financial house in order. The first step to building a great credit score is setting correct habits with the rest of your finances. Document what you spend every month, eliminate the … (2 comments)

savings: Americans are still buried in credit card debt...but have a shovel. - 07/09/15 02:01 PM
 Recent findings from the Federal Reserve revealed that Americans are still buried in debt even after the recession and financial recovery. In fact, as a nation we now have $884.8 billion of credit card debt, not to mention our rising student loan and medical debt. And while our credit card debt totals are down approximately 5% since last year, analysts point out that’s because so many people have defaulted on large amounts of debt, not that we’re paying it off. But with the stock market booming, things looking rosy in the real estate sector, and optimistic employment numbers, people often look … (1 comments)

savings: 43 Fun Facts about ATM machines. - 06/28/14 01:48 PM
43 Fun Facts about ATM machines.   History.   1. There are several highly contested claims as to who originally invented the Automatic Teller Machine.
  2. One version is that the ATM machine was invented by Luther George Simijan, a US inventor with many patents, back in 1939.  The mechanical (not electronic) cash-dispensing machine was opened by the City Bank of New York.
  3. However, Simijan, the inventor, soon remarked, “The only people using the machines were a small number of prostitutes and gamblers who didn’t want to deal with tellers face to face.”  It was removed 6 months … (9 comments)

 
Jeff Sipes, Blue Water Credit (Blue Water Credit)

Jeff Sipes

Blue Water Credit

Roseville, CA

More about me…

Blue Water Credit

Address: 300 Harding Blvd. Ste 205, Roseville, CA, 95678

Office: (916) 315-9190

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