maryland mortgage mama greater baltimore board of realtor: TOP TWO Words YOU NEED to KNOW To BUY a HOME! - 03/08/17 07:20 PM

 
If you are ready to talk about your home buying goals and ready to use these two words to meet those goals in 2017, let's talk!   Call me at 410-960-2061.   
 
You can fill out an application online at www.marylandmortgagemama.com
 
Can't wait to help you to reach your GOALS!!
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maryland mortgage mama greater baltimore board of realtor: How To Handle Conflicts In Real Estate and In Life - 01/24/17 07:52 AM
How To Handle Conflicts In Real Estate and In Life
 
A collegue of mine shared this fantastic conflict resolution tool. Unfortunately I am not sure who the original author was, but it sure makes a lot of sense to me!   Can you see how this can be useful in dealing with co-workers, clients, contractors, colleagues and even family members?   
 
AAA Failsafe Feedback Framework
1. “I want to talk to you about (issue).
My positive intention for this conversation is….”
 
2. “I noticed / saw / heard….”This is where you objectively state facts without emotion
 
3. “I was thinking….”My opinions, fears, concerns, conclusions I drew, meaning … (4 comments)

maryland mortgage mama greater baltimore board of realtor: 2017 FHA MIP Change That Wasn't - 01/20/17 07:25 PM
2017 FHA MIP Change That Wasn't
 
I have seen so many facebook posts about the FHA MIP mortgagee letter that "postponed" the .25% MIP reduction within 1 hour after Donald Trump was sworn in as the President of the United States.
 
Here's a few:
But he just nullified the fee reduction for first time FHA buyers, making it more expensive for poor people to buy a home.
 
 
...and homeownership just got more expensive
 
And Headlines:
Early Trump Moves Makes Housing More Expensive For Millions
 
Trump Suspends Order That Would Have Made Mortgage
Insurance Cheaper for 1M Households  NBC New York
 
First Act Of Trump Administration Make Housing More Expensive … (3 comments)

maryland mortgage mama greater baltimore board of realtor: FHA Lowers MIP 2017 -Should every FHA borrower Refi? - 01/18/17 07:27 PM
FHA Lowers MIP 2017-Should every FHA borrower Refi?
 
@Patty Blackwelder of Lorton, VA left this comment on my FHA Lowered the Mortgage Insurance-So What? post.
Let me ask you can my past clients who have FHA Loan can do a stream line refinance to take advantage of the lower MIP?  If their rate is near what it is now even with the cost of streamline refi they will have a nice savings. Would I be correct in my thinking?
 
It depends.  For many, there will be a nice savings using a streamline refinance.  It is important for folks to do a regular review of their mortgage loan to … (3 comments)

maryland mortgage mama greater baltimore board of realtor: BUYING INCENTIVES FOR BALTIMORE CITY 2015 GRAND SLAM - 09/09/15 05:08 AM
WOW!!! CHECK OUT THIS BALTIMORE CITY (Not Just for) FIRST TIME BUYER GRANTS! GRAND SLAM BALTIMORE!
 
The newest incentive for Baltimore City Home Buyers-Not Just For FIRST TIME BUYERs!  ACT FAST, LIMITED FUNDS, SHOULD HAVE HOMEBUYER EDUCATION IN PLACE TO QUALIFY.
From the MMP directive:

We are pleased to announce that, effective today, September 2, 2015, we are offering four special incentives (hence, the name Grand Slam) for borrowers who are purchasing a home in Baltimore City.
The Maryland Grand Slam Program in Baltimore City will be open for reservations until the allocated funds for the grants are expended. The remaining balance of these … (0 comments)

maryland mortgage mama greater baltimore board of realtor: Is Technology Taking The Place Of Our Brains? - 06/10/14 12:46 PM
Is Technology Taking The Place Of Our Brains?
 
We are living in an incredible time.   We are more connected than ever before.  Technology is amazing and getting better every day.  Our phones are at the ready to give us any information we need at a moments notice.
If out and about and a question comes up, it is not uncommon to hear "Just a sec, I'll google it!"  We don't have to hold onto information like we used to, it's too easy to look it up. 
 
 
 
Are we letting technology to take the place of our brains?
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Bridget "Mortgage Mama" McGee, Maryland Mortgage Mama NMLS#196068 (SWBC Mortgage 410-960-2061)

Bridget "Mortgage Mama" McGee

Maryland Mortgage Mama NMLS#196068

Baltimore, MD

More about me…

SWBC Mortgage 410-960-2061

Address: 1825 Dundalk Avenue Ste 101, Baltimore, MD, 21222

Office: 443-574-2560

Mobile: (410) 960-2061



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