first choice mortgage group: Blackberry Winter.....Spring Inspiration and Positive Views - 04/13/08 05:14 PM
Over the weekend, Blackberry Winter has krept up on us here in Georgia. Blackberry winter marks the last major cold snap before the warm weather of Spring finally engulfs us for the remainder of the season until the first cold snap of Autumn emerges in mid-October to mark the changing of the leaves.
Blackberry winter is well known to the older generation and those that remember Southern folklore, usually associated with gardening. It arrives around the third week of April, which coincides with the average last frost date around Georgia.
Gardeners who take heed to nature's signs recognize Blackberry Winter as the last … (33 comments)

first choice mortgage group: Down Payment Assistance Programs...Saviors or Scoundrels? - 03/08/08 07:54 PM
The courts ruled this past Wednesday that down payment assistance programs are still a viable option for prospective home-buyers to use in order to become homeowners. The basic premise of a down payment assistance program is that the seller donates up to 3% to a non-profit agency, plus a $200-$500 processing fee. The donation and fee is collected at the closing table from the proceeds from the sale of the house. This is a pre-agreed upon arrangement set forth with-in the purchase contract. The buyer, in turn, after being deemed eligible by the lender, is provided with the down payment needed … (16 comments)

first choice mortgage group: It's Almost Here!!! ...Springtime Around Georgia - 03/07/08 06:20 AM
"American by birth, southern by the grace of God". A silly little saying that I've heard all my life growing up in Georgia. I've never thought much of it, but as Spring approaches, I can see from where it comes. Georgia is a beautiful state, and as Springtime nears, it really begins to show it's glory.  As the first Daffodils begin to display their yellow heads, the little leaguers begin their t-ball and soccer practice, the girl scouts begin handing out their cookies, and my kids begin to ask,"When can we go to 6 Flags?", I know Spring is around the corner.
This … (19 comments)

first choice mortgage group: The "Rate Wait Game"... Is It Really worth It? - 02/25/08 04:07 PM
Mr. Consumer: "Mr. Broker, I have six months left before my ARM adjusts, and I am looking to refinance out of it.  How are the rates?"
 
Joe Broker: "Rates are better than they have been in the past year.  For a rate-term refi. with a 720 mid-score, my best rates are running about 5.625% on a 30 year fixed today.  There hasn't been much fluctuation in the past two weeks, and it would be a great time to take advantage of these rates.  Do you have any idea what your house is currently worth?"
 
Mr. Consumer: "I bought it two and a half … (11 comments)

 

Bo Hunt

Metro-Atlanta Mortgage Professional

Douglasville, GA

More about me…

First Choice Mortgage Group

Office: (770) 942-9818

Mobile: (678) 643-3266



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