Gary Dwyer's Real Estate Blog

Real Estate Agent
Insight and Information on the Greater Boston Real Estate Market



As part of the condominium sale process in Massachustets, the seller must provide at closing a 6D certificate, signed by the Trustee(s) of the condominum association, that there are no past due condo fees or special assessments that are outstanding against the unit.The certificate should be throu...
One of the most important financial benefits of owning a home is the ability to itemize and deduct mortgage interest and property taxes (as well as at least one more year for Private Mortgage Insurance (PMI)) when calculating your federal income taxes. Many home buyers often ask what impact this ...
If you are thinking about buying a new home or refinancing soon (or even if you are not), it is a good idea to check your credit reports to make sure you won't have any surprises. You can check each of your credit reports (Equifax, TransUnion, and Experian) FREE each year. You won't get your FICO...
I was at a training course today and it seems that there is still some confusion and misinformation about the 3.8% Federal tax on the capital gains from the sale of a personal residence as part of the health care bill. Under the current provisions of the law there is a 3.8 percent tax that will t...
As an exclusive buyer agent in the Greater Boston area my first and only allegiance is with my client, the home buyer.  My clients are serious, have their financing lined up and are looking for a property that is going to meet their needs.  After searching for a while, they have one or two proper...
Don't send your February mortgage payment until you confirm that the payment you are sending in is correct.  In December and January, many cities and towns finalize their FY 2011 tax rates and assessment values.  These changes can impact the amount that is needed to escrow for taxes and therefore...
There has been a lot of discussion lately about how the mortgage interest deduction (MID) primarily benefits only the wealthiest Americans. The National Association of REALTORS just did a study that found the largest demographic group who benefit from this deduction (as a percentage of income) ar...

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