buying a home: Moving to Bozeman? Here's Your Moving Checklist
- 04/27/18 08:45 AM
Whether you're moving from outside the area to Bozeman, or simply moving from one end of town to the other, keeping your ducks from falling out of line and running all over you can seem like a monstrous task. Once you're packed up all of your belongings and moved them to your new home, the job of unpacking begins, right? Hold the bus! Take a look at this moving checklist before you begin unpacking...
UTILITIESIt's ultimately your responsibility to ensure that utilities are turned on and in your name. Here's a list of helpful Bozeman phone numbers to get you started:
Water … (2 comments)
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buying a home: Home Warranties: Buying Tips from an Expert
- 03/29/18 10:36 AM
If you haven’t come across the term “home warranty” don’t worry, most Americans haven’t. While home warranties are definitely picking up in popularity, led by American Home Shield’s impressive $1bn annually, this service is a drop in a water of the world’s most advanced and active real estate market in the world. Unlike homeowner’s insurance, if the property owner uses mortgage financing, home warranties are not a necessity. It’s a type of a service agreement that fits some type of customers and is completely useless for others. Let’s get down to the nitty-gritty and explain what home warranties are about. The … (2 comments)
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buying a home: The Home Buying Process, Explained
- 08/12/17 09:14 AM
We realize the home buying process can seem daunting. To set your mind at east, we want to provide you with the steps of this process. While each transaction is unique and different, these steps are the basic overview of the home buying process.
Initial ProcessStep 1 - Visit With Your Lender First. Always. Make sure you are qualified to purchase a home and/or visit about the steps you need to take in order to become pre-qualified. This also provides you with information about your lending capacity and the price range you can begin shopping in.
Step 2 - Meet With Your Realtor Go over the … (1 comments)
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buying a home: Buying a Home in a Fire Risk Area: Here's What You Need to Know
- 08/04/17 11:43 AM
Outside of the significant financial responsibility of delving into home ownership, there can be some other risks involved which you may not have thought about as a new homeowner. While the requirement of homeowner's insurance is well known, if you happen to be living in an area that's at high risk of fire, here are some things to consider beforehand.
Defining High Risk
Whether you love an area or it's relatively unfamiliar, it's easy to be swept away by a home and forget about what the natural landscape can entail. However, many homes across the United States are built in areas close to … (0 comments)
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buying a home: Three Red Flags To Watch for at Open Houses
- 07/17/17 05:18 AM
Open houses are a good opportunity to get see what homes are currently on the market and there is one out there which will work for you. They can also be a good opportunity to find out some things about the house you're looking at that might not be listed on the website and may be less than flattering. If you're wondering what red flags to watch out for, pay attention to the following things the next time you're at a showing.
1. Strong OdorsMany home sellers try to engage the senses to entice buyers, whether it's by baking cookies or lighting … (1 comments)
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buying a home: Why Your Home Mortgage Is About More Than Interest Rates
- 06/09/17 12:29 PM
Buying a home? Then odds are, you're going to need a home mortgage loan. When most folks think about mortgages, their mind goes to current interest rates. Here's one reason why your home mortgage is about more than interest rates.
From 'interest rates' to 'down payment' to 'debt-to-income ratio'... there are so many terms involved in the mortgage process. It can be hard to learn them all and keep them straight. Of all of them, the term 'amortization period' might be one of the most important terms associated with your financial well-being. If you're currently considering what length period of loan you should choose, … (1 comments)
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buying a home: Home Security
- 05/25/17 08:10 AM
If you’re a homeowner, you’ve probably asked yourself this question at one point or another: Should I invest in a home security system?
Unfortunately, this is a question you’re going to have to answer, yourself. Everyone’s wants and needs are different. And let’s be honest here, home security systems are one of those things that we really don’t need, right up to the moment that we really DO need it… much like health insurance… or Band-aids.
There are steps you can take to prevent home invasions that are a little more cost effective than investing in a home security system. Things like security company … (2 comments)
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buying a home: 3 Questions to Ask If You Want to Buy Your Dream Home
- 03/02/17 06:56 AM
If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.
Ask yourself the following 3 questions to help determine if now is a good time for you to buy in today’s market.
1. Why am I buying a home in the first place? This is truly the most important question to answer. Forget the finances for a minute. Why did you even begin to consider purchasing a home? For most, … (1 comments)
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buying a home: Drop in FHA Mortgage Insurance to Benefit Home Buyers
- 01/09/17 02:58 PM
What is an FHA Mortgage Loan?Before we get to the great news about FHA MIP, let's cover what an FHA loan is. An FHA loan is a mortgage loan insured by the Federal Housing Administration (FHA). Frequently, an FHA loan is a great alternative for individuals who may not qualify for a conventional mortgage loan due to, say, a lower credit score, or little funds for a downpayment. FHA loan requirements are less strict in an attempt to give as many people as possible the opportunity to purchase a home. The trade-off of going the FHA route is usually a higher interest … (0 comments)
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buying a home: Did You Rent Before Buying Your First Home?
- 10/19/16 04:36 AM
For a lot of people, renting an apartment or house before buying their first home serves as a type of practice run. In fact, before 2003, about 80 percent of first-time home buyers rented prior to becoming homeowners. Typically younger, first-time buyers can get a taste of autonomy and responsibility as a renter before taking on the added challenges of home ownership. These days, however, an increasing number of first timers are skipping that step and buying their first house after living with a parent, relative, or friend. That seems unusual, but is probably explained by the fact that it's easier to save for a down payment when living rent free. And – since a … (0 comments)
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buying a home: Misconceptions About Down Payments
- 10/06/16 05:54 AM
New research shows many potential home buyers have misconceptions about how much they need to have saved for a down payment. The most often cited amount is 20 percent of the selling price of the home. But, depending on the type of loan, it could be much less and large numbers of eligible buyers don't know that. In fact, according to the National Association of Realtors' quarterly HOME survey, awareness of low-down payment mortgage options was low across all age groups but particularly among Americans over 65 and under 35. In fact, almost 40 percent of young adults believe they'll need more than 20 percent saved before they … (0 comments)
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buying a home: What's The Most Affordable Architectural Home Style?
- 09/22/16 01:43 AM
No matter where you live, there are likely a number of different architectural styles represented in your area. You may live in a neighborhood of bungalows down the street from a row of old Victorians. Or maybe your neighborhood was built more recently and is dominated by Colonials and Mediterranean-style homes. Here in the Bozeman Area, there's something for everyone- from rustic log homes to contemporary revivals to new construction and everything in between.
Downtown you will find brand new contemporary condos a block away from meticulously rehabbed craftsman cottages, or a historic buildings converted into residential suites. Ifsuburban life is your thing, you'll find no shortage of quaint, family neighborhoods complete with green space and … (0 comments)
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buying a home: Surge in Home Sales to Younger Americans?
- 09/12/16 04:57 AM
Because they are vital to the health of the housing market, first-time home buyers are a closely watched group. In recent years, they have been less active but there is new research indicating that the number of first timers is spiking. So what can new home buyers expect their first time through the home buying process? According to economist Jonathan Smoke, they may face more challenges in this market but can improve their chances by getting their finances in order, raising their credit score above 700, and planning for a down payment. “The market has seen growth despite higher prices in part because of pent-up demand from … (0 comments)
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buying a home: What You Need to Know About Homeowners Insurance
- 08/16/16 02:18 AM
It's not the most exciting topic, but its one which certainly warrants some consideration. I'm talking about homeowners insurance. It seems straight forward - just call your current insurance agent and add homeowners to your other current policies right?
Considering that your home will most likely be the largest purchase you make in your lifetime, maybe you should give this some thought. In fact, frequently people will contact their insurance agent about a property BEFORE they make an official offer to purchase a property. According to a recent article published by www.thesimpledollar.com, the factors which influence home insurance are:
HOME'S AGE & TYPE OF CONSTRUCTION: If your home is older, there's a higher chance there will be … (1 comments)
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buying a home: 7 Steps to Take Before You Buy a Home
- 07/07/16 01:09 AM
Originally posted by houselogic.By doing your homework before you buy, you'll feel more content about your new home.
Most potential home buyers are a smidge daunted by the fact that they're about to agree to a hefty mortgage that they'll be paying for the next few decades. The best way to relieve that anxiety is to be confident you're purchasing the best home at a price you can afford with the most favorable financing. These seven steps will help you make smart decisions about your biggest purchase.
Most potential home buyers are a smidge daunted by the fact that they're about to agree to … (0 comments)
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buying a home: Buying a Home? You Don't Need Your Own Realtor. Or Do You?
- 06/28/16 03:20 AM
Frequently when people are thinking of realtors, their mind goes directly to a Listing Agent. A Listing Agent is the Seller's representative. Put simply, this means that he or she has a legal obligation to the SELLER. the Listing Agent's end goal is to do everything in their power to get the best possible deal for the SELLER.
Have you ever "home shopped"? Seems simple enough. Drive by a home, see 'For Sale' sign in yard, call phone number on sign to schedule a tour. You love the home and want to make an offer. It doesn't even occur to you that you might need to … (2 comments)
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buying a home: Don't Need a Realtor?
- 02/10/16 11:23 PM
You can sell your home without a realtor. People do it every day. The real question is, how quickly can you sell your home without a realtor? Sure, you can spruce it up, de-clutter, deep clean, and take some photos - so why NOT sell it 'For Sale By Owner'? Selling a home is a BIG chore. Do you have the knowledge and time required to sell your own home? It can be quite overwhelming. Here are just 10 tasks to consider before you leap:
Price your home to sell.
Put your home on the market.
Advertise your home.
Schedule appointments to show your home.
Negotiate terms of sale.
Draft a contract.
Find a new home with wanted features.
Order title search.
Conduct final walk-throughs.
Coordinate closing … (0 comments)
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buying a home: We just grew a little!
- 04/29/15 02:04 AM
Bozeman Montana Real Estate .net would like to welcome our newest Real Estate Agent, Keegan Latta! We are thrilled to have such an enthusiastic, go-getter join our team. We asked Keegan to share a little about himself...
I moved to Bozeman in 2007 to attend Montana State University. In 2011 I graduated with a degree in business. I worked in the Bozeman area for a year before returning to my home state of Wyoming to work as a mason. After several years back in Wyoming I realized that Bozeman had become home during my time at college. I returned in 2014 to … (1 comments)
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buying a home: JUST LISTED! Charming home on a great sized lot...
- 04/13/15 12:52 AM
MLS 204626
513 Westwood Circle
Belgrade, MT 59714
$157,900
Cute as a button! Fantastic deck right out your front door, stainless appliances and tons of cabinet space in kitchen, storage shed and partial chain link fence on a generous-sized lot. It's a well cared for 3 bedroom, 2 bath at a great price! Home is calling! Contact us today to see this little gem in person.
3 bed 2 full bath 1064 sf Built in 2005 New floor covering Range, microwave, refrigerator, dishwasher stay Click HERE for more information.
… (0 comments)
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buying a home: SOLD! 1900's Barn Converted Into Home. So COOL...
- 02/27/15 03:09 AM
SOLD!
It’s a one-of-a-kind home with stunning views across the Gallatin Valley! This home was originally the 1900’s barn at Riverside Country Club. In the late 1970’s it was moved and remodeled into this originally designed residence. There are soaring ceilings throughout most of the home and many antique features (including a wood cook stove). New roof and appliances in 2009. With over 20 acres there’s plenty of space for horses, chickens, or fabulous gardens. Come turn this incredibly unique home into YOUR unique masterpiece!
4 bed/3 bath 1 car attached garage Storage shed Green house Partial fence Hardwood floors New paint Vaulted ceilings +20 acres
16313 Rocky Mountain Road
Belgrade, MT 59714
MLS … (2 comments)
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Whether you're moving from outside the area to Bozeman, or simply moving from one end of town to the other, keeping your ducks from falling out of line and running all over you can seem like a monstrous task. Once you're packed up all of your belongings and moved them to your new home, the job of unpacking begins, right? Hold the bus! Take a look at this moving checklist before you begin unpacking...
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